County Data

Pennsylvania County Distress Index

Financial distress scores for all 67 counties in Pennsylvania, scored 0–100 across five domains. Mean score: 44.9. 2counties are in Serious or Crisis.

Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26

Pennsylvania Snapshot

67 Counties Scored
44.9 Mean Score
44.1 Median Score
73.5 Philadelphia County Most Distressed
27.9 Union County Least Distressed
2 Serious 17 Elevated 38 Normal 10 Healthy
Zone Distribution

Pennsylvania County Map

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Healthy Normal Elevated Serious Crisis

All 67 Pennsylvania counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 Philadelphia County
73.5 Serious
Consumer Credit Distress
#2 Monroe County
68.2 Serious
Consumer Credit Distress
#3 Fayette County
63.4 Elevated
Consumer Credit Distress

Least Distressed

#67 Union County
27.9 Healthy
Housing Cost Burden
#66 Chester County
28.3 Healthy
Housing Cost Burden
#65 Butler County
28.5 Healthy
Housing Cost Burden

Score Distribution

How Pennsylvania's 67 county scores are distributed across the 0–100 scale.

All Pennsylvania Counties

67 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 245 Philadelphia County 73.5 Serious Consumer Credit Distress
2 474 Monroe County 68.2 Serious Consumer Credit Distress
3 750 Fayette County 63.4 Elevated Consumer Credit Distress
4 821 Luzerne County 62.1 Elevated Consumer Credit Distress
5 868 Lehigh County 61.2 Elevated Consumer Credit Distress
6 967 Lackawanna County 59.8 Elevated Consumer Credit Distress
7 984 Pike County 59.6 Elevated Consumer Credit Distress
8 988 Berks County 59.4 Elevated Consumer Credit Distress
9 1,141 Dauphin County 57.1 Elevated Consumer Credit Distress
10 1,184 Carbon County 56.3 Elevated Consumer Credit Distress
11 1,259 Delaware County 55.2 Elevated Consumer Credit Distress
12 1,292 Erie County 54.8 Elevated Consumer Credit Distress
13 1,399 Northampton County 53.1 Elevated Consumer Credit Distress
14 1,416 Lycoming County 52.8 Elevated Consumer Credit Distress
15 1,491 Clinton County 51.4 Elevated Consumer Credit Distress
16 1,503 Lawrence County 51.2 Elevated Consumer Credit Distress
17 1,508 Schuylkill County 51.2 Elevated Consumer Credit Distress
18 1,559 Lebanon County 50.2 Elevated Consumer Credit Distress
19 1,570 Blair County 50.1 Elevated Consumer Credit Distress
20 1,610 Greene County 49.4 Normal Consumer Credit Distress
21 1,660 Cambria County 48.8 Normal Consumer Credit Distress
22 1,687 Mercer County 48.4 Normal Consumer Credit Distress
23 1,727 McKean County 47.9 Normal Consumer Credit Distress
24 1,729 Indiana County 47.8 Normal Consumer Credit Distress
25 1,747 Cameron County 47.6 Normal Housing Cost Burden
26 1,808 Beaver County 46.6 Normal Consumer Credit Distress
27 1,834 Northumberland County 46.1 Normal Consumer Credit Distress
28 1,835 Columbia County 46.1 Normal Consumer Credit Distress
29 1,846 York County 46.0 Normal Consumer Credit Distress
30 1,870 Jefferson County 45.6 Normal Consumer Credit Distress
31 1,896 Crawford County 45.1 Normal Consumer Credit Distress
32 1,901 Venango County 44.9 Normal Consumer Credit Distress
33 1,918 Mifflin County 44.7 Normal Consumer Credit Distress
34 1,944 Tioga County 44.1 Normal Consumer Credit Distress
35 1,955 Perry County 44.0 Normal Consumer Credit Distress
36 1,961 Franklin County 43.8 Normal Consumer Credit Distress
37 1,984 Wayne County 43.5 Normal Consumer Credit Distress
38 1,989 Clarion County 43.4 Normal Consumer Credit Distress
39 1,993 Clearfield County 43.4 Normal Consumer Credit Distress
40 2,040 Lancaster County 42.5 Normal Housing Cost Burden
41 2,096 Allegheny County 41.6 Normal Consumer Credit Distress
42 2,134 Susquehanna County 40.8 Normal Consumer Credit Distress
43 2,146 Bedford County 40.7 Normal Consumer Credit Distress
44 2,219 Bradford County 39.6 Normal Consumer Credit Distress
45 2,233 Wyoming County 39.4 Normal Consumer Credit Distress
46 2,236 Centre County 39.3 Normal Housing Cost Burden
47 2,301 Westmoreland County 38.1 Normal Consumer Credit Distress
48 2,303 Cumberland County 38.1 Normal Consumer Credit Distress
49 2,304 Armstrong County 38.1 Normal Consumer Credit Distress
50 2,314 Huntingdon County 37.9 Normal Consumer Credit Distress
51 2,345 Adams County 37.4 Normal Consumer Credit Distress
52 2,369 Warren County 36.9 Normal Consumer Credit Distress
53 2,407 Washington County 36.3 Normal Consumer Credit Distress
54 2,409 Snyder County 36.3 Normal Consumer Credit Distress
55 2,426 Somerset County 35.9 Normal Consumer Credit Distress
56 2,436 Juniata County 35.8 Normal Consumer Credit Distress
57 2,473 Potter County 35.0 Normal Consumer Credit Distress
58 2,496 Bucks County 34.7 Healthy Housing Cost Burden
59 2,576 Sullivan County 33.2 Healthy Consumer Credit Distress
60 2,617 Montgomery County 32.5 Healthy Housing Cost Burden
61 2,657 Montour County 31.8 Healthy Consumer Credit Distress
62 2,690 Forest County 31.1 Healthy Structural Poverty
63 2,699 Fulton County 31.0 Healthy Consumer Credit Distress
64 2,747 Elk County 30.2 Healthy Consumer Credit Distress
65 2,830 Butler County 28.5 Healthy Housing Cost Burden
66 2,836 Chester County 28.3 Healthy Housing Cost Burden
67 2,855 Union County 27.9 Healthy Housing Cost Burden

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties

Full CDI methodology and data sources

Pennsylvania Resources

Pennsylvania State Profile

State ADI score: 52.1 (Normal). Debt, delinquency, and economic indicators for Pennsylvania.

Find Help in Pennsylvania

HUD-approved housing counselors, legal aid offices, credit counselors, and debtor education providers in Pennsylvania.

Pennsylvania Foreclosure Laws

Foreclosure process, timeline, homeowner protections, and legal resources in Pennsylvania.

State Distress Rankings

All 51 U.S. jurisdictions ranked by financial distress. Compare Pennsylvania to the rest of the country.

National County Profiles

All 3,144 U.S. counties ranked by financial distress score.
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