State Financial Distress Profiles
Household debt and delinquency data for all 50 states and DC, compared to national averages. Each profile includes credit card, auto loan, and mortgage delinquency rates, total debt per capita, and a foreclosure law summary.
Data: NY Fed Consumer Credit Panel, Q4 2025 |
National Snapshot
The national American Distress Index reads 43.8 (Typical). On average, its inputs sit higher than in 44% of their own quarterly histories Across 51 state-level composites, 9 score high, very high, or extreme, with an average score of 50.0 and scores ranging from 8.7 to 91.3. State badges below show each state's composite distress score, rank, and score label.
State Distress Map
Click any state to view its full distress profile. State color reflects the state's distress score.
All State Profiles
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Reading the State Distress Index
Each state score is the mean of 4 equal-weighted domains built from input percentile ranks. Rank #1 is the most distressed jurisdiction in the current state cross-section. Score labels translate the 0 to 100 score into plain-language distress ranges.