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American Default
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Distress scores NationalStatesCountiesMost distressed counties
Indicators and statistics IndicatorsStatistics
Explore Household Affordability TrackerServicer complaint rankingsMortgage complaints
How we measure MethodologySourcesData and downloads
Analysis›
By situation Behind on your mortgageForbearanceLoan modificationForeclosureShort saleSelling your homeDebt collectorsBankruptcyCar repossession
Free tools Foreclosure timelineCheck your ZIP codeAll tools
Find help Your mortgage companyFree help near youState foreclosure lawsGlossary
AboutRoss KilburnEditorial standardsPressPrivacyTerms and disclaimer
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American Default

The independent record of how American households are doing: the data, and the help.

Data

  • National score
  • State scores
  • County scores

Help

  • Mortgage trouble
  • Foreclosure
  • Foreclosure law library
  • Car repossession
  • Debt collectors
  • All help

Reference

  • Glossary
  • Sources
  • About
  • Editorial standards
  • Press

American Default Research publishes data and general information about household finances. We are not a law firm, a lender, a housing counseling agency or a government agency, and we are not affiliated with HUD, the CFPB or any lender. Nothing here is legal, financial or tax advice, and using this site or contacting us does not make you a client. Laws and programs vary by state and change often. Before you act, talk with a lawyer or a free HUD-approved housing counselor at 800-569-4287. We work to keep our numbers accurate and sourced but can't guarantee them. Our data and analysis are free to reuse under CC BY 4.0 with credit.

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