Data Status & Update Frequency
103 indicators tracked across federal, state, and private-sector sources.
| Indicator | Source | Frequency | Last Updated |
|---|---|---|---|
| 401(k) Loan Outstanding Rate | Vanguard / Fidelity Annual Reports | annual | Jun 25, 2026 |
| AI Autonomous Task Horizon (METR) | METR (Model Evaluation & Threat Research) | as_published | Jun 25, 2026 |
| AI Job Posting Share (% of Total) | Indeed Hiring Lab AI Tracker (public CSV) | monthly | Jul 30, 2026 |
| AI-Attributed Layoff Announcements | Challenger, Gray & Christmas | monthly | Jul 2, 2026 |
| Annual Homelessness Assessment (PIT Count) | HUD Annual Homeless Assessment Report | annual | Feb 27, 2026 |
| Atlanta Fed Wage Growth Tracker (1st Quartile) | Atlanta Fed via FRED | monthly | Jul 11, 2026 |
| Auto Insurance Inflation Premium (Auto CPI minus Overall CPI) | Computed from U.S. Bureau of Labor Statistics Motor Vehicle Insurance CPI and All Items CPI | monthly | Jul 14, 2026 |
| Auto Loan Serious Delinquency Rate (90+ days) | Federal Reserve Bank of New York Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Bankrate Emergency Savings Survey | Bankrate Emergency Savings Report | annual | Feb 23, 2026 |
| Bankruptcy Chapter 7 to Chapter 13 Filing Ratio | Administrative Office of the U.S. Courts, Table F-2 | quarterly | Jul 28, 2026 |
| Bankruptcy Filings YoY Change | Administrative Office of the U.S. Courts | quarterly | Jul 30, 2026 |
| Bottom 50% Share of Household Wealth | Federal Reserve via FRED | quarterly | Jul 7, 2026 |
| Business AI Adoption Rate | U.S. Census Bureau, Business Trends and Outlook Survey | quarterly | Feb 27, 2026 |
| Buy Now Pay Later Lending Volume | CFPB Market Report / Richmond Fed Economic Brief | annual | Feb 23, 2026 |
| CFPB Consumer Complaint Volume | Consumer Financial Protection Bureau | monthly | Jul 30, 2026 |
| Challenger Job Cut Announcements | Challenger, Gray & Christmas | monthly | Jul 2, 2026 |
| Chapter 13 Bankruptcy Filings (YoY % Change) | Computed from Administrative Office of the U.S. Courts Table F-2 | quarterly | Jul 28, 2026 |
| Chapter 7 Bankruptcy Filings (YoY % Change) | Computed from Administrative Office of the U.S. Courts Table F-2 | quarterly | Jul 28, 2026 |
| Charge-Off Rate on All Loans | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Charge-Off Rate on Credit Card Loans | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Charge-Off Rate on Single-Family Residential Mortgages | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Commercial Bank Interest Rate on Credit Card Plans | Federal Reserve via FRED | quarterly | Jul 9, 2026 |
| Conference Board Consumer Expectations Index | The Conference Board | monthly | Jul 28, 2026 |
| Continued Unemployment Claims (SA) | DOL via FRED | weekly | Jul 30, 2026 |
| CoreLogic Early-Stage Delinquency Transitions | CoreLogic / Cotality Monthly Report | quarterly | Jul 6, 2026 |
| CPI Inflation Rate (All Items) | BLS via FRED | monthly | Jul 15, 2026 |
| Credit Card Delinquency Rate — Banks Outside Top 100 | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Delinquency Rate on Consumer Loans (ex credit card) | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Delinquency Rate on Credit Card Loans | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Delinquency Rate on Single-Family Residential Mortgages (90+ days) | Board of Governors via FRED | quarterly | Jun 25, 2026 |
| Difficulty Paying Usual Household Expenses | Census Bureau Household Pulse Survey | biweekly | Jul 30, 2026 |
| Energy Cost Burden (Energy PCE as % of Disposable Income) | Computed (BEA via FRED: DSENEL / DSPI × 100) | quarterly | Jul 30, 2026 |
| Energy CPI (All Items) | BLS | monthly | Jul 15, 2026 |
| Equifax Monthly Credit Trends (Delinquency) | Equifax Monthly Press Release | quarterly | Jun 25, 2026 |
| Family Income Inequality (Gini) | Census via FRED | annual | Jul 7, 2026 |
| Federal Customs Duties as % of Disposable Personal Income | Computed from U.S. Bureau of Economic Analysis federal customs duties and NIPA disposable personal income via FRED | annual | Aug 1, 2026 |
| FHA Mortgage Delinquency Rate | Mortgage Bankers Association National Delinquency Survey | quarterly | Jun 25, 2026 |
| Financial Health Score (FHN FinHealth Survey) | Financial Health Network Annual Survey | annual | Feb 27, 2026 |
| Food CPI | BLS | monthly | Jul 15, 2026 |
| Foreclosure Filings YoY Change | ATTOM Data Solutions | quarterly | Jul 30, 2026 |
| Foreclosure Starts vs Completions Ratio | ATTOM Data Solutions | quarterly | Jun 25, 2026 |
| Gas Affordability Ratio | Computed (EIA/BLS via FRED: GASREGW / LES1252881600Q) | quarterly | Jul 22, 2026 |
| Google Search Interest: Financial Distress | Google Trends manual export | monthly | Mar 1, 2026 |
| Grocery Affordability Gap (AHE YoY minus Food CPI YoY) | Computed (BLS Average Hourly Earnings YoY - Food CPI YoY) | monthly | Jul 14, 2026 |
| Grocery Prices Cumulative Change Since Jan 2020 | Computed from BLS Food-at-Home CPI | monthly | Jul 14, 2026 |
| Healthcare Inflation Premium (Medical CPI minus Overall CPI) | Computed (Medical Care CPI - CPI All Items YoY) | monthly | Jul 14, 2026 |
| HELOC Balance Growth | NY Fed Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Household Debt Service Ratio | Federal Reserve via FRED | quarterly | Jun 25, 2026 |
| Household Food Insecurity Rate | USDA Economic Research Service | Historical | Jul 22, 2026 |
| Indeed Job Postings Index (US) | Indeed via FRED | daily | Jul 29, 2026 |
| Information Sector Job Openings (NAICS 51) | Bureau of Labor Statistics, JOLTS | monthly | Jun 30, 2026 |
| Initial Unemployment Claims (SA) | DOL via FRED | weekly | Jul 30, 2026 |
| Involuntary Part-Time Share of Employment | Computed (BLS LNS12032194 / CE16OV via FRED) | monthly | Jul 7, 2026 |
| JOLTS Quits Rate | BLS via FRED | monthly | Jun 30, 2026 |
| Labor Share of Nonfarm Business Income | BLS via FRED | quarterly | Jul 7, 2026 |
| Large vs Small Bank Credit Card Delinquency Spread | Computed (FRED DRCCLACBS - DRCCLOBS) | quarterly | Jul 2, 2026 |
| Long-Term Unemployed Share (27+ Weeks) | BLS via FRED | monthly | Jul 7, 2026 |
| Lower-Income Wage Growth vs. Inflation Gap | Computed from Federal Reserve Bank of Atlanta Wage Growth Tracker and Bureau of Labor Statistics Consumer Price Index | annual | Jun 22, 2026 |
| Median Sales Price of Houses Sold (US) | Census via FRED | quarterly | Jul 24, 2026 |
| Medicaid / CHIP Enrollment | CMS Medicaid & CHIP Monthly Enrollment | annual | Feb 27, 2026 |
| Medical Care CPI | BLS | monthly | Jul 15, 2026 |
| Mortgage Debt Service Ratio | Federal Reserve via FRED | quarterly | Jun 25, 2026 |
| Mortgage Origination Volume | NY Fed Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Motor Vehicle Insurance CPI | BLS | monthly | Jul 15, 2026 |
| Multiple Jobholders Share of Employment | BLS via FRED | monthly | Jul 7, 2026 |
| NFCI Non-Financial Leverage Subindex | Chicago Fed via FRED | weekly | Jul 29, 2026 |
| Part-Time for Economic Reasons | BLS via FRED | monthly | Jul 2, 2026 |
| Personal Saving Rate | BEA via FRED | monthly | Jul 30, 2026 |
| Prescription Drug CPI | BLS | monthly | Jul 15, 2026 |
| Prime-Age Employment Rate (25-54) | BLS via FRED | monthly | Jul 7, 2026 |
| Productivity-Pay Wedge | Computed (BLS OPHNFB vs COMPRNFB via FRED) | quarterly | Jul 7, 2026 |
| Real Federal Minimum Wage | Computed (DOL FEDMINNFRWG / CPI via FRED) | monthly | Jul 7, 2026 |
| Real Median Weekly Earnings | BLS via FRED | quarterly | Jul 22, 2026 |
| Real Production & Nonsupervisory Wage | Computed (BLS AHETPI / CPI via FRED) | monthly | Jul 7, 2026 |
| Residential Utility Service Disconnections | U.S. Energy Information Administration, Residential Utility Disconnections Report | annual | Jun 25, 2026 |
| Revolving Credit Utilization (75th Percentile) | Federal Reserve via FRED | quarterly | Jul 14, 2026 |
| Senior Loan Officer Survey: Banks Tightening Standards | Federal Reserve SLOOS via FRED | quarterly | Jun 25, 2026 |
| Serious Delinquency Rate (90+ days, All Loan Types) | NY Fed Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Share of Adults Skipping Bill Payments | Philadelphia Fed LIFE Survey | quarterly | Jul 1, 2026 |
| Share of Americans Living Paycheck to Paycheck | Bank of America Institute | annual | Feb 23, 2026 |
| SHED Emergency Savings Survey | Federal Reserve SHED Survey | annual | Jul 20, 2026 |
| Shelter CPI | BLS | monthly | Jul 15, 2026 |
| SNAP (Food Stamp) Enrollment | USDA Food and Nutrition Service | monthly | Jul 30, 2026 |
| States with Credit Card Delinquency Above 10% | NY Fed Consumer Credit Panel / Equifax | annual | Mar 1, 2026 |
| Student Loan Borrowers Behind on Payments or in Collections | Board of Governors of the Federal Reserve System, Survey of Household Economics and Decisionmaking (SHED) | annual | Feb 27, 2026 |
| Student Loan Delinquency Rate (90+ days) | NY Fed Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Top vs Bottom Income Quartile Spending Gap | Opportunity Insights Economic Tracker | monthly | Jul 15, 2026 |
| Total Consumer Credit Outstanding | Federal Reserve via FRED | monthly | Jul 9, 2026 |
| Total Credit Card Debt Outstanding | NY Fed Household Debt and Credit Report | quarterly | Jun 26, 2026 |
| Total Delinquency Rate (All Loan Types) | NY Fed Household Debt and Credit Report | quarterly | Jun 25, 2026 |
| Total Household Debt | NY Fed Household Debt and Credit Report | quarterly | Jun 30, 2026 |
| Total Nonfarm Payrolls | BLS via FRED | monthly | Jul 2, 2026 |
| Total Revolving Credit Outstanding | Federal Reserve via FRED | monthly | Jul 9, 2026 |
| TransUnion Subprime Auto/Card Originations | TransUnion Quarterly Press Release | quarterly | Jun 25, 2026 |
| U-6 Underemployment Rate | BLS via FRED | monthly | Jul 2, 2026 |
| Unbanked / Underbanked Household Rate | FDIC National Survey of Unbanked and Underbanked Households | biennial | Feb 27, 2026 |
| Unemployment Rate | BLS via FRED | monthly | Jul 2, 2026 |
| Union Membership Rate | BLS Union Members (spliced) | annual | Jul 7, 2026 |
| University of Michigan Consumer Sentiment Index | University of Michigan via FRED | monthly | Jun 29, 2026 |
| Vanguard Hardship Withdrawal Rate | Vanguard How America Saves 2026 | annual | Jul 30, 2026 |
| Wage Growth vs CPI Spread | Computed (Atlanta Fed Wage Tracker - CPI YoY) | monthly | Jul 14, 2026 |
| WARN Act Layoff Notices (Monthly) | WARNTracker / State DOL Filings | Historical | Jul 6, 2026 |
| Youth Unemployment Rate (16-24) | BLS via FRED | monthly | Jul 2, 2026 |