Find Help in Pennsylvania
182 government-validated organizations serving Pennsylvania — housing counselors, credit counselors, debtor education providers, and legal aid offices.
Why Pennsylvania Residents Need Help
Pennsylvania's overall distress metrics fall near or below national averages, though mortgage delinquency at 1.1% stands out. The 182 organizations below serve residents regardless of where the state ranks — individual financial hardship doesn't follow state averages.
65 of Pennsylvania's 75 HUD-approved housing counselors offer foreclosure and default counseling. 30 agencies serve in Spanish, with 14 non-English languages available across all agencies. 4 offer reverse mortgage counseling.
17 of the 47 DOJ-approved credit counselors serving Pennsylvania offer in-person sessions, and 41 offer online counseling. For the post-filing debtor education course, 11 of 52 providers offer in-person classes.
Housing Counselors (75)
HUD-approved agencies providing free foreclosure prevention counseling, mortgage assistance, and financial guidance.
Pittsburgh — 2403 Sidney St Ste 250 888-511-2227
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase Counseling
Philadelphia — 846 N Broad St 215-765-1221
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +2 more
PHILADELPHIA — 6325 Frankford Avenue 215-765-1221
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Upper Darby — 20 S 69th St 215-765-1221
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Languages: English, Spanish
Philadephia — 5901 Market Street, Suite 104 215-765-1221
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Philadelphia — 600 Diamond St 215-235-6070
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFair Housing Pre-Purchase Education Workshop +5 more
Languages: English, Spanish
Philadelphia — 600 Diamond St 215-235-6070
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFair Housing Pre-Purchase Education Workshop +5 more
Languages: English, Spanish
Lancaster — 447 S Prince St 717-392-5467
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
BERKS COMMUNITY ACTION PROGRAM, INC.
Reading — 645 Penn St 610-375-7866
Default/Foreclosure CounselingHomeless/Displacement CounselingRental Housing Counseling
Languages: English, Spanish
Washington — 150 W Beau St 724-225-9550
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Warminster — 626 Jacksonville Rd 215-394-8259
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopHomeless/Displacement Counseling +3 more
PHILADELPHIA — 7340 Jackson Street 800-989-2227
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
Languages: English, Spanish
Upper Darby — 8600 W Chester Pike 800-989-2227
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
Philadelphia — 1635 Market St Ste 510 215-563-5665
Default/Foreclosure CounselingFinancial/Budget CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase Counseling +1 more
Languages: English, Spanish
JENKINTOWN — 101 Greenwood Avenue 800-989-2227
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
Languages: English, Spanish
Meadville — 996 S Main St 814-337-8450
Default/Foreclosure CounselingFinancial/Budget CounselingFair Housing Pre-Purchase Education WorkshopHomeless/Displacement Counseling +5 more
Philadelphia — 5818 Germantown Ave 215-848-7722
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +7 more
Chester — 23 E 5th St 610-876-8663
Financial/Budget CounselingFinancial/Budget WorkshopHome Improvement/Rehab CounselingNon-Delinquency Post-Purchase Workshop +2 more
Wilkes Barre — 165 Amber Ln 570-826-0510
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopHome Improvement/Rehab CounselingRental Housing Counseling
Languages: English, Spanish
Bethlehem — 1337 E 5th St 610-691-5620
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +3 more
Languages: English, Spanish
Sharon — 215 S Water Ave 724-342-6222
Financial/Budget CounselingHomeless/Displacement CounselingPre-Purchase CounselingRental Housing Counseling
York — 226 E College Ave 717-846-4600
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education Workshop +5 more
Philadelphia — 216 W Somerset St 215-763-8870-1430
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education Workshop +7 more
Languages: English, Spanish
Levittown — 208 Levittown Pkwy 215-348-8003
Default/Foreclosure CounselingFinancial/Budget CounselingNon-Delinquency Post-Purchase WorkshopPre-Lease/Pre-Purchase Workshop +3 more
Languages: English, Spanish
Richboro — 832 Second Street Pike 215-348-8003
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +9 more
Pittsburgh — 322 N Shore Dr 412-790-5697
Default/Foreclosure CounselingFinancial/Budget WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +2 more
Languages: English, Spanish
Carlisle — 114 N Hanover St 717-249-0789
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +5 more
New Castle — 101 S Mercer St 724-652-5144
Financial/Budget WorkshopFair Housing Pre-Purchase Education WorkshopPre-Lease/Pre-Purchase WorkshopPre-Purchase Counseling +1 more
Philadelphia — 4261 N 5th St 215-324-0746-249
Default/Foreclosure CounselingFinancial/Budget CounselingHome Improvement/Rehab CounselingHomeless/Displacement Counseling +6 more
Languages: English, Spanish
Uniontown — 140 N Beeson Ave 724-437-6050
Default/Foreclosure CounselingFinancial/Budget CounselingHomeless/Displacement CounselingPre-Purchase Counseling +2 more
Norristown — 1430 Dekalb St 610-275-4357
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopNon-Delinquency Post-Purchase Workshop +3 more
Easton — 403 Pastor Fred Davis St 610-596-1134
Financial/Budget CounselingPre-Purchase Counseling
Erie — 18 W 9th St 814-459-4581
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopHomeless/Displacement Counseling +4 more
PHILADELPHIA — 4943 North 5th Street 215-456-1662
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +8 more
Languages: Cambodian, Cantonese, CHI, CRE, English, French, Korean, Other, Spanish
Philadelphia — 1522 S 22nd St 215-468-1645
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Philadelphia — 167 W Allegheny Ave 215-426-8025
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +7 more
Languages: English, Spanish
Butler — 114 Woody Dr 724-287-6797
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFair Housing Pre-Purchase Education Workshop +6 more
Wilkes Barre — 163 Amber Ln 570-824-4803
Default/Foreclosure CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education WorkshopPre-Lease/Pre-Purchase Workshop +3 more
Languages: English, Spanish
New Castle — 2418 Wilmington Rd 724-728-7511
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
Rochester — 293 Pinney St 724-728-7511
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopNon-Delinquency Post-Purchase Workshop +3 more
Downingtown — 41 W Lancaster Ave 610-518-1522
Financial/Budget CounselingPre-Lease/Pre-Purchase WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop
Languages: English, Spanish
INDIANA — 827 Water St 724-465-2657-218
Default/Foreclosure Counseling
Philadelphia — 4240 Chestnut St 215-386-1298
Default/Foreclosure CounselingFinancial/Budget CounselingHome Improvement/Rehab CounselingHomeless/Displacement Counseling +5 more
Philadelphia — 112 N 8th St Ste 600 215-634-2000
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingPre-Purchase Counseling +1 more
Media — 302 S Jackson St 610-565-0434
Default/Foreclosure CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop
HOMESTEAD — 303-305 E. 8th Avenue 412-464-4000-4026
Default/Foreclosure CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education WorkshopRental Housing Counseling
Languages: ASL, English, French, Korean, Other, Polish, Russian, Spanish, Ukrainian, Vietnamese
Philadelphia — 6703 Germantown Ave 215-844-6021
Default/Foreclosure CounselingFinancial/Budget CounselingHome Improvement/Rehab CounselingNon-Delinquency Post-Purchase Workshop +3 more
Reading — 213 N 5th St Ste 1030 610-372-8433
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop
Languages: English, Spanish
Pittsburgh — 1901 Centre Ave Ste 200 412-281-9773
Default/Foreclosure CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education WorkshopRental Housing Counseling +1 more
Scranton — 815 Smith St 570-558-2490
Default/Foreclosure CounselingFinancial/Budget CounselingFair Housing Pre-Purchase Education WorkshopHome Improvement/Rehab Counseling +4 more
Philadelphia — 2771 Ruth St 215-427-0350
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education Workshop +5 more
Languages: English, Spanish
Philadelphia — 6521 N Broad St 215-324-7500
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education Workshop +4 more
Languages: English, Hindi
PHILADELPHIA — 1341 N Delaware Ave Ste 106 215-531-5221
Default/Foreclosure CounselingFinancial/Budget CounselingFair Housing Pre-Purchase Education WorkshopNon-Delinquency Post-Purchase Workshop +3 more
Languages: English, Spanish
Philadelphia — 4261 N 5th St 215-324-0746
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +4 more
Languages: English, Spanish
PHILADELPHIA — 1501 N Broad St 856-409-0078
Financial/Budget CounselingFinancial/Budget WorkshopPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop
Languages: English, Spanish
Chambersburg — 450 Cleveland Ave 717-264-5913
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +6 more
Languages: English, Spanish
Philadelphia — 100 S Broad St Ste 800 215-940-3900
Rental Housing CounselingRHW
Languages: English, Spanish
HARRISBURG — 211 North Front Street 800-342-2397
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +9 more
Languages: English, Spanish
Philadelphia — 301 N 9th St 215-922-6156
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +7 more
Languages: Cantonese, CHI, English
Erie — 1701 Parade St 814-452-6113
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopNon-Delinquency Post-Purchase Workshop +4 more
Pottsville — 225 N Centre St 570-622-1995
Default/Foreclosure CounselingHome Improvement/Rehab CounselingHomeless/Displacement CounselingPre-Purchase Counseling +3 more
Languages: English, Spanish
Farrell — 601 Indiana Ave 724-981-5310
Default/Foreclosure CounselingHomeless/Displacement CounselingPre-Purchase CounselingRental Housing Counseling
Philadelphia — 6328 Paschall Ave 215-729-3948
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopPre-Purchase Counseling +2 more
Lancaster — 308 E King St 717-397-5182
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education Workshop +4 more
Languages: English, Spanish
Harrisburg — 2100 N 6th St 717-238-9540
Financial/Budget CounselingFinancial/Budget WorkshopHomeless/Displacement CounselingPre-Purchase Counseling +2 more
State College — 226 E Nittany Ave 814-954-4215
Default/Foreclosure CounselingFinancial/Budget CounselingHomeless/Displacement CounselingPre-Purchase Counseling +2 more
Montrose — 36 Public Ave 570-265-2072
Default/Foreclosure CounselingNon-Delinquency Post-Purchase WorkshopPre-Purchase Counseling
Harrisburg — 201 N Front St 717-231-3604
Financial/Budget CounselingFinancial/Budget WorkshopFair Housing Pre-Purchase Education WorkshopPre-Lease/Pre-Purchase Workshop +2 more
Philadelphia — 112 N Broad St 215-557-0822
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education Workshop +1 more
Languages: English, Spanish
Scranton — 410 Olive St 570-343-8835
Homeless/Displacement CounselingRental Housing Counseling
Pittsburgh — 332 5th Ave 412-227-4163
Default/Foreclosure CounselingFinancial/Budget CounselingNon-Delinquency Post-Purchase WorkshopPre-Lease/Pre-Purchase Workshop +3 more
Philadelphia — 121 S Broad St Fl 10 215-985-3220
Default/Foreclosure CounselingResolving/Preventing Mortgage Delinquency WorkshopFinancial/Budget CounselingFinancial/Budget Workshop +6 more
Philadelphia — 1624 E Wadsworth Ave 215-224-8339
Default/Foreclosure CounselingFinancial/Budget CounselingPre-Purchase CounselingRental Housing Counseling
Pittsburgh — 7171 Churchland St 412-573-9217
Default/Foreclosure CounselingPre-Purchase CounselingPre-Purchase Homebuyer Education WorkshopRental Housing Counseling
Philadelphia — 174 Diamond St 215-426-8734
Default/Foreclosure CounselingFinancial/Budget CounselingFinancial/Budget WorkshopHome Improvement/Rehab Counseling +4 more
Languages: English, Spanish
Credit Counselors (47)
DOJ-approved agencies providing the required pre-filing credit counseling for bankruptcy, plus general debt management plans.
In PersonInternetTelephone
Languages: Spanish
Suite 250 Pittsburgh, PA 888-511-2227
In PersonInternetTelephone
In PersonInternetTelephone
Languages: Spanish
In PersonInternetTelephone
Languages: Spanish
InternetTelephone
Languages: American Sign Language, Spanish
In PersonInternetTelephone
Languages: Spanish
InternetTelephone
Languages: Spanish
InternetTelephone
Languages: American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Internet
Languages: Spanish
Telephone
Languages: Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Telephone
Languages: American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
In PersonInternetTelephone
Languages: Spanish
InternetTelephone
Languages: Spanish
Debtor Education (52)
DOJ-approved providers for the required post-filing debtor education course in bankruptcy proceedings.
In PersonInternetTelephone
Languages: Spanish
In PersonInternetTelephone
Languages: American Sign Language, Spanish
InternetTelephone
Languages: Spanish
InternetTelephone
Languages: American Sign Language, Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Chuukese, Creole, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Internet
Languages: Spanish
Telephone
Languages: Arabic, Armenian, Bosnian/Croatian/Serbian, Chinese, Chinese, Hakka, Chinese, Mandarin, Chinese, Min Nan/Taiwanese, Chinese, Wu, Chinese, Xiang, Chinese, Yue/Cantonese, Dutch, Farsi (Persian), French, German, Greek, Gujarathi, Haitian Creole, Hebrew, Hindi, Hmong, Hungarian, Italian, Japanese, Korean, Laotian, Marshallese, Mon-Khmer, Cambodian, Navajo, Other, Africa, Other, Americas, Other, Asia, Other, Europe, Other, Pacific, Polish, Portuguese, Russian, Sinhala, Spanish, Swedish, Tagalog, Thai, Urdu, Vietnamese, Yiddish
Suite 3250 600 Grant Street Pittsburgh, PA (412) 471-5566
Internet
In PersonInternetTelephone
Languages: Spanish
Internet
Languages: Spanish
Legal Aid (8)
Federally funded legal aid organizations providing free civil legal assistance to low-income individuals facing foreclosure, debt, and housing issues.
Foreclosure in Pennsylvania
Process Judicial
Typical Timeline 270–540 days
Homestead Exemption $300
Read the full Pennsylvania foreclosure law guide — timeline, protections, redemption rights, and anti-deficiency rules.
Most-Complained-About Mortgage Servicer in Pennsylvania
Wells Fargo & Company leads with 1,996 CFPB mortgage complaints in Pennsylvania (out of 13,907 total across all servicers). If you're having issues with your servicer, a HUD-approved counselor can help you navigate the complaint process.
File a CFPB complaint · View full Wells Fargo & Company complaint profile
Disclaimer: American Default Research does not endorse, rate, or rank any provider. All listings are sourced from federal government databases (HUD, DOJ US Trustee Program, Legal Services Corporation). Inclusion does not constitute a recommendation. Always verify credentials and suitability for your situation independently.
Pennsylvania Resources
Frequently Asked Questions
How many verified help providers are in Pennsylvania?
There are 182 government-validated organizations serving Pennsylvania: 75 HUD-approved housing counselors, 47 DOJ-approved credit counselors, 52 debtor education providers, and 8 LSC-funded legal aid offices. Of the 75 counselors, 65 offer foreclosure prevention services and 30 serve in Spanish.
Are housing counselors in Pennsylvania free?
Yes. HUD-approved housing counselors provide free, confidential assistance. They can help you understand your options if you're behind on your mortgage, facing foreclosure, or dealing with a reverse mortgage. Pennsylvania uses judicial foreclosure, where the bank can foreclose in roughly 18 months. The earlier you contact a counselor, the more options you'll have. Call 1-800-569-4287 to reach one.
What is the difference between credit counseling and debtor education in Pennsylvania?
Credit counseling is required before filing for bankruptcy — a counselor reviews your finances and discusses alternatives. Debtor education is required after filing — a course that covers budgeting, money management, and using credit wisely. Both are provided by DOJ-approved agencies. Pennsylvania had 13,965 bankruptcy filings last year (#34 nationally per capita). 54% were Chapter 7 liquidations and 44% were Chapter 13 repayment plans.
How do I qualify for free legal aid in Pennsylvania?
LSC-funded legal aid is available to low-income individuals, typically those earning below 125% of the federal poverty level. Each organization has its own intake process — call and ask about eligibility. Many can help with foreclosure defense, debt collection harassment, and housing disputes. Pennsylvania has 8 LSC-funded legal aid offices — Laurel Legal Services, Inc. is one of the primary providers.
How current is this directory data?
Provider listings are pulled from federal government databases: HUD's Housing Counselor API, the DOJ US Trustee Program's approved agency feeds, and the Legal Services Corporation's grantee database. Data is refreshed periodically from these official sources.
What type of foreclosure does Pennsylvania use?
Pennsylvania uses judicial foreclosure. The bank can foreclose in roughly 9–18 months from first missed payment to sale, though individual cases vary. Court oversight means the process can take longer but provides more procedural protections. See our full Pennsylvania foreclosure law guide for details on protections, redemption rights, and homestead exemptions.
What are the top mortgage complaints in Pennsylvania?
Pennsylvania has 13,907 CFPB mortgage complaints on record across the 30 largest servicers. The most-complained-about servicer is WELLS FARGO & COMPANY with 1,996 complaints. If you're having issues with your servicer, a HUD-approved counselor can help you navigate the complaint process, or you can file a CFPB complaint directly. See WELLS FARGO & COMPANY's full complaint profile.