Virginia Snapshot

133 Counties Scored
51.9 Mean Score
52.1 Median Score
99 Petersburg city Most Distressed
1 Goochland County Least Distressed
13 extreme county distress15 very high county distress12 high county distress19 moderate-high county distress9 moderate county distress15 moderate-low county distress17 low-moderate county distress9 low county distress14 very low county distress10 exceptionally low county distress
Score Label Distribution

Virginia County Map

Petersburg city is the most distressed of Virginia's 133 counties

County Distress Index score for Virginia's 133 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/virginia/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

99 extreme county distress
Default & Legal
99 extreme county distress
Delinquency
98 extreme county distress
Delinquency

Least Distressed

1 exceptionally low county distress
Default & Legal
3 exceptionally low county distress
Debt Burden (housing basis)
4 exceptionally low county distress
Default & Legal

Score Distribution

How Virginia's 133 county scores are distributed across the 0–100 scale.

All Virginia Counties

133 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 14 Petersburg city 99 extreme county distress Default & Legal
2 19 Hopewell city 99 extreme county distress Delinquency
3 48 Franklin city 98 extreme county distress Delinquency
4 60 Danville city 98 extreme county distress Delinquency
5 85 Emporia city 97 extreme county distress Delinquency
6 — Lee County 96 extreme county distress Delinquency
7 — Buchanan County 96 extreme county distress Labor
8 — Portsmouth city 96 extreme county distress Debt Burden (housing basis)
9 — Bristol city 94 extreme county distress Delinquency
10 — Martinsville city 93 extreme county distress Delinquency
11 — Norton city 91 extreme county distress Debt Burden (housing basis)
12 — Greensville County 90 extreme county distress Delinquency
13 — Hampton city 90 extreme county distress Debt Burden (housing basis)
14 — Tazewell County 88 very high county distress Labor
15 — Norfolk city 88 very high county distress Debt Burden (housing basis)
16 — Buckingham County 87 very high county distress Delinquency
17 — Sussex County 87 very high county distress Delinquency
18 — Halifax County 85 very high county distress Delinquency
19 — Covington city 85 very high county distress Labor
20 — Wise County 85 very high county distress Labor
21 — Richmond city 85 very high county distress Debt Burden (housing basis)
22 — Newport News city 85 very high county distress Debt Burden (housing basis)
23 — Henry County 85 very high county distress Delinquency
24 — Essex County 84 very high county distress Default & Legal
25 — Nottoway County 81 very high county distress Delinquency
26 — Scott County 81 very high county distress Safety Net & Buffer
27 — Roanoke city 81 very high county distress Debt Burden (housing basis)
28 — Lynchburg city 80 very high county distress Debt Burden (housing basis)
29 — Westmoreland County 79 high county distress Labor
30 — Colonial Heights city 79 high county distress Debt Burden (housing basis)
31 — Brunswick County 78 high county distress Default & Legal
32 — Galax city 78 high county distress Debt Burden (housing basis)
33 — Prince Edward County 77 high county distress Default & Legal
34 — Smyth County 77 high county distress Delinquency
35 — Radford city 77 high county distress Debt Burden (housing basis)
36 — Lunenburg County 74 high county distress Safety Net & Buffer
37 — Russell County 74 high county distress Labor
38 — Dinwiddie County 73 high county distress Debt Burden (housing basis)
39 — Dickenson County 72 high county distress Labor
40 — Charlotte County 70 high county distress Delinquency
41 — Pulaski County 69 moderate-high county distress Labor
42 — Buena Vista city 69 moderate-high county distress Delinquency
43 — Charles City County 68 moderate-high county distress Default & Legal
44 — Wythe County 67 moderate-high county distress Delinquency
45 — Northumberland County 67 moderate-high county distress Labor
46 — Fredericksburg city 66 moderate-high county distress Debt Burden (housing basis)
47 — Williamsburg city 66 moderate-high county distress Debt Burden (housing basis)
48 — Grayson County 65 moderate-high county distress Safety Net & Buffer
49 — Richmond County 65 moderate-high county distress Default & Legal
50 — Winchester city 65 moderate-high county distress Debt Burden (housing basis)
51 — Carroll County 65 moderate-high county distress Delinquency
52 — Accomack County 63 moderate-high county distress Delinquency
53 — Pittsylvania County 63 moderate-high county distress Labor
54 — Cumberland County 62 moderate-high county distress Default & Legal
55 — Amherst County 61 moderate-high county distress Default & Legal
56 — Mecklenburg County 61 moderate-high county distress Delinquency
57 — Patrick County 60 moderate-high county distress Safety Net & Buffer
58 — Waynesboro city 60 moderate-high county distress Debt Burden (housing basis)
59 — Page County 60 moderate-high county distress Labor
60 — King and Queen County 59 moderate county distress Default & Legal
61 — Amelia County 56 moderate county distress Debt Burden (housing basis)
62 — Suffolk city 55 moderate county distress Default & Legal
63 — Harrisonburg city 54 moderate county distress Debt Burden (housing basis)
64 — Lancaster County 53 moderate county distress Labor
65 — Staunton city 53 moderate county distress Debt Burden (housing basis)
66 — Northampton County 53 moderate county distress Safety Net & Buffer
67 — Southampton County 52 moderate county distress Delinquency
68 — Alleghany County 51 moderate county distress Delinquency
69 — Chesapeake city 48 moderate-low county distress Debt Burden (housing basis)
70 — Henrico County 47 moderate-low county distress Debt Burden (housing basis)
71 — Caroline County 46 moderate-low county distress Default & Legal
72 — Spotsylvania County 46 moderate-low county distress Debt Burden (housing basis)
73 — Washington County 46 moderate-low county distress Delinquency
74 — Mathews County 45 moderate-low county distress Debt Burden (housing basis)
75 — Giles County 44 moderate-low county distress Labor
76 — Middlesex County 44 moderate-low county distress Default & Legal
77 — Manassas city 43 moderate-low county distress Debt Burden (housing basis)
78 — Louisa County 42 moderate-low county distress Default & Legal
79 — Prince George County 42 moderate-low county distress Default & Legal
80 — Bland County 41 moderate-low county distress Labor
81 — Campbell County 41 moderate-low county distress Default & Legal
82 — Virginia Beach city 41 moderate-low county distress Debt Burden (housing basis)
83 — King William County 40 moderate-low county distress Debt Burden (housing basis)
84 — Surry County 39 low-moderate county distress Default & Legal
85 — Highland County 38 low-moderate county distress Delinquency
86 — Salem city 38 low-moderate county distress Debt Burden (housing basis)
87 — Appomattox County 38 low-moderate county distress Default & Legal
88 — Franklin County 37 low-moderate county distress Default & Legal
89 — Lexington city 36 low-moderate county distress Debt Burden (housing basis)
90 — Manassas Park city 35 low-moderate county distress Debt Burden (housing basis)
91 — Nelson County 35 low-moderate county distress Debt Burden (housing basis)
92 — Montgomery County 34 low-moderate county distress Debt Burden (housing basis)
93 — Craig County 34 low-moderate county distress Labor
94 — Chesterfield County 34 low-moderate county distress Default & Legal
95 — Gloucester County 34 low-moderate county distress Default & Legal
96 — Rappahannock County 33 low-moderate county distress Debt Burden (housing basis)
97 — Charlottesville city 33 low-moderate county distress Debt Burden (housing basis)
98 — Isle of Wight County 32 low-moderate county distress Debt Burden (housing basis)
99 — Culpeper County 30 low-moderate county distress Default & Legal
100 — Shenandoah County 30 low-moderate county distress Default & Legal
101 — Prince William County 29 low county distress Debt Burden (housing basis)
102 — Warren County 29 low county distress Labor
103 — Orange County 26 low county distress Default & Legal
104 — Stafford County 26 low county distress Debt Burden (housing basis)
105 — Bedford County 26 low county distress Debt Burden (housing basis)
106 — Greene County 24 low county distress Delinquency
107 — Fluvanna County 24 low county distress Debt Burden (housing basis)
108 — Alexandria city 20 low county distress Debt Burden (housing basis)
109 — Clarke County 20 low county distress Debt Burden (housing basis)
110 — King George County 18 very low county distress Default & Legal
111 — Fairfax city 18 very low county distress Debt Burden (housing basis)
112 — James City County 18 very low county distress Debt Burden (housing basis)
113 — Bath County 17 very low county distress Delinquency
114 — Augusta County 16 very low county distress Delinquency
115 — Roanoke County 16 very low county distress Default & Legal
116 — Floyd County 15 very low county distress Safety Net & Buffer
117 — Frederick County 14 very low county distress Default & Legal
118 — Rockingham County 13 very low county distress Debt Burden (housing basis)
119 — York County 13 very low county distress Debt Burden (housing basis)
120 — Rockbridge County 12 very low county distress Safety Net & Buffer
121 — Powhatan County 11 very low county distress Debt Burden (housing basis)
122 — Fauquier County 11 very low county distress Debt Burden (housing basis)
123 — Albemarle County 10 very low county distress Debt Burden (housing basis)
124 — Madison County 9 exceptionally low county distress Default & Legal
125 — New Kent County 8 exceptionally low county distress Default & Legal
126 — Hanover County 7 exceptionally low county distress Default & Legal
127 — Fairfax County 6 exceptionally low county distress Debt Burden (housing basis)
128 — Botetourt County 5 exceptionally low county distress Default & Legal
129 — Falls Church city 4 exceptionally low county distress Debt Burden (housing basis)
130 — Arlington County 4 exceptionally low county distress Debt Burden (housing basis)
131 — Poquoson city 4 exceptionally low county distress Default & Legal
132 3,048 Loudoun County 3 exceptionally low county distress Debt Burden (housing basis)
133 3,090 Goochland County 1 exceptionally low county distress Default & Legal

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 13 Virginia counties
very high county distress — 15 Virginia counties
high county distress — 12 Virginia counties
moderate-high county distress — 19 Virginia counties
moderate county distress — 9 Virginia counties
moderate-low county distress — 15 Virginia counties
low-moderate county distress — 17 Virginia counties
low county distress — 9 Virginia counties
very low county distress — 14 Virginia counties
exceptionally low county distress — 10 Virginia counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.