County Data

Virginia County Distress Index

Financial distress scores for all 133 counties in Virginia, scored 0–100 across five domains. Mean score: 51.7. 26counties are in Serious or Crisis.

Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26

Virginia Snapshot

133 Counties Scored
51.7 Mean Score
53.5 Median Score
88.4 Petersburg city Most Distressed
17.8 Goochland County Least Distressed
3 Crisis 23 Serious 49 Elevated 38 Normal 20 Healthy
Zone Distribution

Virginia County Map

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Healthy Normal Elevated Serious Crisis

All 133 Virginia counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 Petersburg city
88.4 Crisis
Consumer Credit Distress
#2 Hopewell city
86.1 Crisis
Consumer Credit Distress
#3 Portsmouth city
81.8 Crisis
Consumer Credit Distress

Least Distressed

#133 Goochland County
17.8 Healthy
Housing Cost Burden
#132 Botetourt County
20.7 Healthy
Consumer Credit Distress
#131 Arlington County
23.3 Healthy
Housing Cost Burden

Score Distribution

How Virginia's 133 county scores are distributed across the 0–100 scale.

All Virginia Counties

133 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 4 Petersburg city 88.4 Crisis Consumer Credit Distress
2 11 Hopewell city 86.1 Crisis Consumer Credit Distress
3 45 Portsmouth city 81.8 Crisis Consumer Credit Distress
4 121 Norfolk city 77.3 Serious Consumer Credit Distress
5 126 Hampton city 77.1 Serious Consumer Credit Distress
6 130 Martinsville city 76.9 Serious Consumer Credit Distress
7 142 Danville city 76.5 Serious Consumer Credit Distress
8 148 Franklin city 76.3 Serious Consumer Credit Distress
9 178 Newport News city 75.3 Serious Consumer Credit Distress
10 197 Bristol city 74.7 Serious Consumer Credit Distress
11 233 Emporia city 73.8 Serious Consumer Credit Distress
12 236 Greensville County 73.7 Serious Consumer Credit Distress
13 295 Richmond city 72.4 Serious Consumer Credit Distress
14 317 Colonial Heights city 72.0 Serious Consumer Credit Distress
15 319 Lee County 71.9 Serious Consumer Credit Distress
16 332 Sussex County 71.5 Serious Consumer Credit Distress
17 440 Essex County 69.0 Serious Consumer Credit Distress
18 473 Roanoke city 68.3 Serious Consumer Credit Distress
19 523 Buckingham County 67.4 Serious Consumer Credit Distress
20 566 Westmoreland County 66.7 Serious Consumer Credit Distress
21 573 Prince Edward County 66.6 Serious Consumer Credit Distress
22 579 Halifax County 66.4 Serious Consumer Credit Distress
23 606 Norton city 65.8 Serious Consumer Credit Distress
24 630 Lynchburg city 65.2 Serious Consumer Credit Distress
25 635 Fredericksburg city 65.1 Serious Consumer Credit Distress
26 636 Radford city 65.1 Serious Consumer Credit Distress
27 673 Henry County 64.5 Elevated Consumer Credit Distress
28 705 Waynesboro city 64.0 Elevated Consumer Credit Distress
29 732 Brunswick County 63.6 Elevated Consumer Credit Distress
30 753 Nottoway County 63.4 Elevated Consumer Credit Distress
31 757 Suffolk city 63.3 Elevated Consumer Credit Distress
32 803 Covington city 62.5 Elevated Consumer Credit Distress
33 828 Mecklenburg County 62.0 Elevated Consumer Credit Distress
34 831 Buena Vista city 61.9 Elevated Consumer Credit Distress
35 842 Buchanan County 61.6 Elevated Consumer Credit Distress
36 849 Winchester city 61.5 Elevated Consumer Credit Distress
37 854 Charlotte County 61.4 Elevated Consumer Credit Distress
38 863 Tazewell County 61.3 Elevated Consumer Credit Distress
39 935 Dinwiddie County 60.3 Elevated Consumer Credit Distress
40 943 Smyth County 60.1 Elevated Consumer Credit Distress
41 958 Wythe County 59.8 Elevated Consumer Credit Distress
42 982 Galax city 59.6 Elevated Consumer Credit Distress
43 986 Wise County 59.5 Elevated Consumer Credit Distress
44 1,043 Charles City County 58.5 Elevated Consumer Credit Distress
45 1,055 Amherst County 58.3 Elevated Consumer Credit Distress
46 1,080 Williamsburg city 57.9 Elevated Housing Cost Burden
47 1,134 Lunenburg County 57.3 Elevated Consumer Credit Distress
48 1,137 Southampton County 57.2 Elevated Consumer Credit Distress
49 1,156 Cumberland County 56.8 Elevated Consumer Credit Distress
50 1,168 Harrisonburg city 56.6 Elevated Consumer Credit Distress
51 1,185 Chesapeake city 56.3 Elevated Consumer Credit Distress
52 1,221 Prince George County 55.8 Elevated Consumer Credit Distress
53 1,229 Pulaski County 55.6 Elevated Consumer Credit Distress
54 1,247 Henrico County 55.4 Elevated Consumer Credit Distress
55 1,251 Virginia Beach city 55.4 Elevated Consumer Credit Distress
56 1,267 Caroline County 55.1 Elevated Consumer Credit Distress
57 1,270 Manassas Park city 55.0 Elevated Consumer Credit Distress
58 1,274 King and Queen County 55.0 Elevated Consumer Credit Distress
59 1,285 Staunton city 54.8 Elevated Consumer Credit Distress
60 1,291 Grayson County 54.8 Elevated Consumer Credit Distress
61 1,293 Pittsylvania County 54.7 Elevated Consumer Credit Distress
62 1,302 Spotsylvania County 54.5 Elevated Consumer Credit Distress
63 1,306 Richmond County 54.5 Elevated Consumer Credit Distress
64 1,326 Scott County 54.3 Elevated Consumer Credit Distress
65 1,330 Dickenson County 54.2 Elevated Consumer Credit Distress
66 1,369 Carroll County 53.5 Elevated Consumer Credit Distress
67 1,373 Manassas city 53.5 Elevated Consumer Credit Distress
68 1,374 Page County 53.4 Elevated Consumer Credit Distress
69 1,394 Accomack County 53.1 Elevated Consumer Credit Distress
70 1,403 Amelia County 53.0 Elevated Consumer Credit Distress
71 1,421 Russell County 52.6 Elevated Consumer Credit Distress
72 1,424 Northampton County 52.5 Elevated Consumer Credit Distress
73 1,484 Patrick County 51.5 Elevated Consumer Credit Distress
74 1,500 Chesterfield County 51.3 Elevated Consumer Credit Distress
75 1,575 Louisa County 50.1 Elevated Consumer Credit Distress
76 1,621 King William County 49.3 Normal Consumer Credit Distress
77 1,683 Culpeper County 48.4 Normal Consumer Credit Distress
78 1,684 Prince William County 48.4 Normal Consumer Credit Distress
79 1,694 Charlottesville city 48.3 Normal Housing Cost Burden
80 1,723 Alleghany County 47.9 Normal Consumer Credit Distress
81 1,793 Salem city 46.8 Normal Housing Cost Burden
82 1,840 Lancaster County 46.1 Normal Consumer Credit Distress
83 1,867 Middlesex County 45.6 Normal Consumer Credit Distress
84 1,887 Appomattox County 45.2 Normal Consumer Credit Distress
85 1,909 Washington County 44.8 Normal Consumer Credit Distress
86 1,963 Alexandria city 43.8 Normal Housing Cost Burden
87 1,994 Campbell County 43.4 Normal Consumer Credit Distress
88 2,013 Gloucester County 42.9 Normal Consumer Credit Distress
89 2,018 Stafford County 42.9 Normal Consumer Credit Distress
90 2,029 Orange County 42.7 Normal Consumer Credit Distress
91 2,035 Craig County 42.6 Normal Housing Cost Burden
92 2,038 Surry County 42.6 Normal Consumer Credit Distress
93 2,050 King George County 42.4 Normal Consumer Credit Distress
94 2,059 Montgomery County 42.2 Normal Housing Cost Burden
95 2,070 Northumberland County 42.0 Normal Consumer Credit Distress
96 2,076 Giles County 41.8 Normal Consumer Credit Distress
97 2,099 Isle of Wight County 41.5 Normal Consumer Credit Distress
98 2,139 Greene County 40.8 Normal Consumer Credit Distress
99 2,161 Shenandoah County 40.5 Normal Consumer Credit Distress
100 2,166 Lexington city 40.4 Normal Housing Cost Burden
101 2,211 James City County 39.7 Normal Housing Cost Burden
102 2,215 Augusta County 39.6 Normal Consumer Credit Distress
103 2,272 Fairfax city 38.7 Normal Housing Cost Burden
104 2,289 Bedford County 38.4 Normal Housing Cost Burden
105 2,305 Warren County 38.0 Normal Consumer Credit Distress
106 2,307 Highland County 38.0 Normal Consumer Credit Distress
107 2,311 York County 38.0 Normal Housing Cost Burden
108 2,346 Frederick County 37.4 Normal Consumer Credit Distress
109 2,348 Franklin County 37.3 Normal Consumer Credit Distress
110 2,380 Fluvanna County 36.7 Normal Consumer Credit Distress
111 2,383 Nelson County 36.7 Normal Consumer Credit Distress
112 2,392 New Kent County 36.4 Normal Housing Cost Burden
113 2,418 Bland County 36.1 Normal Consumer Credit Distress
114 2,482 Mathews County 34.9 Healthy Consumer Credit Distress
115 2,503 Roanoke County 34.4 Healthy Consumer Credit Distress
116 2,510 Albemarle County 34.3 Healthy Housing Cost Burden
117 2,543 Clarke County 33.8 Healthy Housing Cost Burden
118 2,602 Hanover County 32.7 Healthy Housing Cost Burden
119 2,636 Rockbridge County 32.3 Healthy Consumer Credit Distress
120 2,644 Rockingham County 32.1 Healthy Consumer Credit Distress
121 2,692 Rappahannock County 31.1 Healthy Consumer Credit Distress
122 2,738 Poquoson city 30.5 Healthy Housing Cost Burden
123 2,758 Bath County 30.0 Healthy Consumer Credit Distress
124 2,759 Fairfax County 30.0 Healthy Housing Cost Burden
125 2,767 Floyd County 29.9 Healthy Consumer Credit Distress
126 2,810 Fauquier County 28.8 Healthy Housing Cost Burden
127 2,825 Powhatan County 28.5 Healthy Housing Cost Burden
128 2,913 Falls Church city 26.4 Healthy Housing Cost Burden
129 2,918 Madison County 26.3 Healthy Consumer Credit Distress
130 2,964 Loudoun County 25.1 Healthy Housing Cost Burden
131 3,005 Arlington County 23.3 Healthy Housing Cost Burden
132 3,057 Botetourt County 20.7 Healthy Consumer Credit Distress
133 3,108 Goochland County 17.8 Healthy Housing Cost Burden

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties

Full CDI methodology and data sources

Virginia Resources

Virginia State Profile

State ADI score: 45.9 (Normal). Debt, delinquency, and economic indicators for Virginia.

Find Help in Virginia

HUD-approved housing counselors, legal aid offices, credit counselors, and debtor education providers in Virginia.

Virginia Foreclosure Laws

Foreclosure process, timeline, homeowner protections, and legal resources in Virginia.

State Distress Rankings

All 51 U.S. jurisdictions ranked by financial distress. Compare Virginia to the rest of the country.

National County Profiles

All 3,144 U.S. counties ranked by financial distress score.
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