Dickenson County, Virginia
Above the national median for unemployment — and 4.8× the rate of the healthiest U.S. county (Loving County, TX — 1%).
Main Findings
Dickenson County, Virginia ranks 781st most distressed in the United States on the County Distress Index. The driver: 5% of the labor force is unemployed — above the national median of 4%. Its highest-scoring domain is Labor.
- 781st of 3,144 counties on the County Distress Index — 64.5 · moderate-high county distress, 39th in Virginia.
- 5% of the labor force is unemployed (U.S. median 4%). Unemployment at the 82nd percentile nationally. Source: U.S. Bureau of Labor Statistics, LAUS (May 2026).
- Disability rate at 38% — national median 16%, ranked at the 95th percentile. Source: U.S. Census Bureau, ACS 5-year (2023).
- Credit card delinquency at 8% — national median 5%, ranked at the 82nd percentile. Source: Urban Institute Debt in America (2025).
- Rent-to-income ratio at 23% — national median 21%, ranked at the 65th percentile. Source: HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023).
Neighbors span three CDI score labels. The 20-point drop to Russell County marks where the VA coalfields distress corridor ends.
Dickenson County has a moderate-high county distress score. The domain mix shows whether pressure is concentrated or spread across the profile.
The CDI gives this county a moderate-high county distress label. The domain table shows whether the score comes from debt, labor, safety-net pressure, or a mix. Its highest-scoring domain is Labor.
Reporter's Notes
Two data points in the indicator table worth a follow-up call.
According to U.S. Census Bureau, ACS 5-year (2023), Dickenson County's uninsured rate indicator is at the 13th percentile. American Default Research's CDI places every other indicator in the Safety Net & Buffer domain at or above the 74th percentile. The gap stands out against disability rate and median household income. Worth a call to the source agency or a local subject-matter contact in Clintwood.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Dickenson County's CDI Score
Every number traces to a public source. Dickenson County's value shown alongside VA's median and the U.S. median. Full CSV available for download.
| Indicator | Dickenson | VA median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 62 · Rank 1,150 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 4% | 6% | 5% | 31st | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 8% | 6% | 5% | 82nd | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 29% | 25% | 23% | 73rd | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 53 · Rank 1,419 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 27% | 22% | 23% | 65th | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 110 | 177 | 126 | 41st | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 55 · Rank 1,313 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 23% | 22% | 21% | 65th | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 17% | 19% | 18% | 44th | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 82 · Rank 548 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 5% | 4% | 4% | 82nd | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 71 · Rank 751 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 23% | 18% | 18% | 74th | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 38% | 15% | 16% | 95th | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 19% | 13% | 14% | 84th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 5% | 7% | 8% | 13th | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Dickenson County data — in under 60 seconds.
Draft wire copy 129-word AP-style article — use freely with attribution
CLINTWOOD, Va. — Dickenson County ranks 781st among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 64.5 out of 100 gives Dickenson a moderate-high county distress label. Among 3,144 U.S. counties scored, 780 counties rank more distressed. Within Virginia, Dickenson ranks 39th of 133 counties and independent cities.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies labor as the primary driver in Dickenson. 5% of the labor force is unemployed — above the national median of 4%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Dickenson County's CDI score, and what does it mean?
What drives Dickenson County's distress score?
How does Dickenson County compare to its neighbors?
How is the County Distress Index calculated?
Dickenson County resident looking for help? HUD counselors, legal aid, and attorney referrals →