Benefit checks make up 40 cents of every dollar of income in Patrick County, Virginia

In Patrick County, 40.1% of all the income people there received came from benefit checks. That is higher than in 93% of U.S. counties.

County Distress Index Data through Sep 2026
57th
of 133 counties in Virginia
60score /100

More distressed than 60% of U.S. counties.

What drives Patrick County's score

In Patrick County, income and the safety net weighs most: the score for income and the safety net is 65.8. The typical household earns $54,805 a year (2024), less than in 82% of U.S. counties. Jobs come next, at 64.3.

The County Distress Index looks at five parts of household money trouble in Patrick County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Patrick County does better than most counties on two measures: people without health insurance (5.4%, 2020 to 2024) and people with a subprime credit score (36.7%, Q2 2026).

A longer bar means more trouble. See how the county score works.

  • Income and safety net

    Biggest factor
    65.8 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      16.6% · 2024
      73rd percentile
    • Children below the poverty line
      20.3% · 2024
      65th percentile
    • People with a disability
      20.4% · 2020 to 2024
      82nd percentile
    • People without health insurance
      5.4% · 2020 to 2024
      24th percentile
    • Median household income (lower income, longer bar)
      $54,805 · 2024
      82nd percentile
  • Jobs

    64.3 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      4.1% · Oct 2025 to Sep 2026
      51st percentile
    • Adults 25 to 54 not working
      25.6% · 2020 to 2024
      76th percentile
  • Late payments

    64.1 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      6.5% · August 2025
      65th percentile
    • People with a car or retail loan behind
      9.5% · August 2025
      90th percentile
    • People with a subprime credit score
      36.7% · second quarter of 2026
      35th percentile
  • Collections and bankruptcy

    46.5 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      21.3% · August 2025
      43rd percentile
    • Bankruptcy filings per 100,000 people
      125.6 · 2025
      49th percentile
  • Housing costs

    43.3 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      16.0% · 2020 to 2024
      36th percentile
    • Rent on a two-bedroom as a share of the median income
      20.7% · fiscal year 2027
      49th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Patrick County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Patrick County, 27.6% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Patrick County

44 16 40

Virginia

63 21 16

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Patrick County, benefit checks' share of income has grown to about five times its 1969 level, reaching 40.1% in 2024, but pay from work still brings in only a little more than benefit checks

In Patrick County, Virginia, benefit checks' share of income grew to about five times its 1969 level by 2024, reaching 40.1%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%45%90% 196919741979198419891994199920042009201420192024 0%45%90% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Patrick County, Virginia American Default Research · americandefault.org/counties/virginia/patrick-county-va/
Download data (CSV)

The share of households in Patrick County getting SNAP food aid had its largest rise, from 9.4% in 2010 to 12.8% in 2011.

The share of households in Patrick County getting SNAP food aid was at its highest on the chart in 2015 and has since fallen by about a quarter

Low on the chart: 9.3% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Patrick County, Virginia.

0%10%20% 9.3%12.6% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 9.3%12.6% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/virginia/patrick-county-va/
Download data (CSV)

How Patrick County has changed

Patrick County's population rose most sharply from its first year (15,404 in 1969) to 16,713 in 1974.

Patrick County's population was at its highest on the chart in 1999 and is down 11% since

High on the chart: 19,339 in 1999. Residents, yearly estimate, every fifth year and 2024, Patrick County, Virginia.

010,00020,000 15,40417,308 196919741979198419891994199920042009201420192024 010,00020,000 15,40417,308 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/virginia/patrick-county-va/
Download data (CSV)

The jobs count covers work located in the county; the population count covers residents.

The number of jobs located in Patrick County fell by about a quarter to 4,043, the lowest on the chart, with most of the change between 2015 and 2020

High on the chart: 5,513 in 2000. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Patrick County, Virginia.

03,0006,000 5,2454,043 19901995200020052010201520202025 03,0006,000 5,2454,043 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/virginia/patrick-county-va/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 4.6% 2025 3.7% BLS LAUS
People below the poverty lineCensus SAIPE 1989 11.9% 2024 16.6% Census SAIPE
Median household incomeCensus SAIPE 1989 $22,653 2024 $54,805 Census SAIPE

The table uses 3.7% for 2025; the score uses 4.1% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Patrick County's history

  1. 1756

    Fort Mayo built as Virginia frontier fort during French and Indian War. Wikipedia

  2. 1791

    Patrick County formed in 1791 from Henry County. Wikipedia

  3. 2000

    The county's largest recorded population was the 2000 Census count of 19,407. The 2020 Census counted 17,608, 91% of the peak. Census Bureau

  4. 2004

    A flash flood in September 2004 killed one person. NOAA Storm Events Database

  5. 2015

    A flash flood in September 2015 did $4 million in property damage. NOAA Storm Events Database

  6. 2015

    A flood in September 2015 did $1 million in property damage. NOAA Storm Events Database

  7. Since 1976

    18 federal disaster and emergency declarations have covered Patrick County, 3 of them for flooding. FEMA

Patrick County beside its neighbors

Of the six counties that border Patrick County, in Virginia and North Carolina, three score higher. Of the group, Patrick County gets the largest share of its income from benefit checks (40.1%).

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Henry County, VA 85 23rd of 133 16.0% —
Carroll County, VA 65 51st of 133 14.4% —
Surry County, NC 61 46th of 100 16.7% 30.4%
Patrick County, VA 60 57th of 133 16.6% 40.1%
Stokes County, NC 49 63rd of 100 11.8% 32.2%
Franklin County, VA 37 88th of 133 12.3% 26.9%
Floyd County, VA 15 116th of 133 11.4% 29.2%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Patrick County the poorest county in Virginia?

No, Patrick County's poverty rate was 16.6% in 2024, 34th highest of 133 in Virginia (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Radford city, at 27.2%. On our distress index, which counts more than poverty, Patrick County ranks 57th of 133 in the state.

If you're behind on your mortgage in Patrick County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Virginia foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Patrick County · Every U.S. county (CSV)

Cite this Patrick County, Virginia, scores 60 on the County Distress Index (data through Sep 2026): more distressed than 60% of U.S. counties · American Default Research · americandefault.org/counties/virginia/patrick-county-va/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Patrick County comes from, 2024.
  • History The agencies named in each row and the linked records above.