Minnesota Snapshot

87 Counties Scored
21.3 Mean Score
17.4 Median Score
64 Mahnomen County Most Distressed
2 Carver County Least Distressed
1 moderate-high county distress2 moderate county distress3 moderate-low county distress11 low-moderate county distress23 low county distress32 very low county distress15 exceptionally low county distress
Score Label Distribution

Minnesota County Map

Mahnomen County is the most distressed of Minnesota's 87 counties

County Distress Index score for Minnesota's 87 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/minnesota/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

64 moderate-high county distress
Labor
54 moderate county distress
Labor
50 moderate county distress
Labor

Least Distressed

2 exceptionally low county distress
Default & Legal
3 exceptionally low county distress
Labor
4 exceptionally low county distress
Debt Burden (housing basis)

Score Distribution

How Minnesota's 87 county scores are distributed across the 0–100 scale.

All Minnesota Counties

87 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Mahnomen County 64 moderate-high county distress Labor
2 — Beltrami County 54 moderate county distress Labor
3 — Wadena County 50 moderate county distress Labor
4 — Pine County 46 moderate-low county distress Labor
5 — Ramsey County 45 moderate-low county distress Debt Burden (housing basis)
6 — Swift County 44 moderate-low county distress Labor
7 — Lake County 38 low-moderate county distress Debt Burden (housing basis)
8 — Itasca County 37 low-moderate county distress Labor
9 — Mower County 37 low-moderate county distress Debt Burden (housing basis)
10 — Aitkin County 37 low-moderate county distress Labor
11 — Isanti County 36 low-moderate county distress Debt Burden (housing basis)
12 — Kanabec County 36 low-moderate county distress Labor
13 — St. Louis County 35 low-moderate county distress Debt Burden (housing basis)
14 — Mille Lacs County 35 low-moderate county distress Labor
15 — Clearwater County 35 low-moderate county distress Labor
16 — Faribault County 33 low-moderate county distress Labor
17 — Freeborn County 32 low-moderate county distress Labor
18 — Benton County 29 low county distress Debt Burden (housing basis)
19 — Hubbard County 29 low county distress Labor
20 — Stearns County 28 low county distress Debt Burden (housing basis)
21 — Crow Wing County 28 low county distress Labor
22 — Carlton County 28 low county distress Labor
23 — Cass County 27 low county distress Labor
24 — Koochiching County 27 low county distress Labor
25 — Grant County 26 low county distress Labor
26 — Renville County 25 low county distress Labor
27 — Chisago County 25 low county distress Debt Burden (housing basis)
28 — Meeker County 25 low county distress Labor
29 — Martin County 25 low county distress Safety Net & Buffer
30 — Nobles County 25 low county distress Safety Net & Buffer
31 — Steele County 24 low county distress Labor
32 — Becker County 24 low county distress Labor
33 — Redwood County 24 low county distress Labor
34 — Blue Earth County 24 low county distress Debt Burden (housing basis)
35 — Hennepin County 24 low county distress Debt Burden (housing basis)
36 — Anoka County 23 low county distress Debt Burden (housing basis)
37 — Norman County 23 low county distress Labor
38 — Chippewa County 21 low county distress Labor
39 — Traverse County 20 low county distress Debt Burden (housing basis)
40 — Big Stone County 20 low county distress Labor
41 — Clay County 19 very low county distress Debt Burden (housing basis)
42 — Todd County 19 very low county distress Labor
43 — Pennington County 17 very low county distress Labor
44 — Lincoln County 17 very low county distress Labor
45 — Rice County 17 very low county distress Labor
46 — Polk County 16 very low county distress Debt Burden (housing basis)
47 — Dakota County 16 very low county distress Debt Burden (housing basis)
48 — Pipestone County 16 very low county distress Labor
49 — Lyon County 16 very low county distress Labor
50 — Dodge County 16 very low county distress Debt Burden (housing basis)
51 — Kandiyohi County 16 very low county distress Labor
52 — McLeod County 16 very low county distress Default & Legal
53 — Cottonwood County 16 very low county distress Default & Legal
54 — Pope County 16 very low county distress Debt Burden (housing basis)
55 — Sherburne County 15 very low county distress Debt Burden (housing basis)
56 — Wilkin County 15 very low county distress Labor
57 — Morrison County 15 very low county distress Labor
58 — Brown County 14 very low county distress Debt Burden (housing basis)
59 — Waseca County 13 very low county distress Labor
60 — Sibley County 13 very low county distress Labor
61 — Lake of the Woods County 13 very low county distress Labor
62 — Watonwan County 12 very low county distress Labor
63 — Otter Tail County 12 very low county distress Labor
64 — Wright County 12 very low county distress Debt Burden (housing basis)
65 — Goodhue County 12 very low county distress Labor
66 — Winona County 11 very low county distress Debt Burden (housing basis)
67 — Cook County 11 very low county distress Labor
68 — Washington County 10 very low county distress Debt Burden (housing basis)
69 — Le Sueur County 10 very low county distress Labor
70 — Lac qui Parle County 10 very low county distress Debt Burden (housing basis)
71 — Houston County 10 very low county distress Debt Burden (housing basis)
72 — Yellow Medicine County 10 very low county distress Labor
73 — Red Lake County 9 exceptionally low county distress Labor
74 — Roseau County 9 exceptionally low county distress Labor
75 — Scott County 7 exceptionally low county distress Debt Burden (housing basis)
76 — Jackson County 7 exceptionally low county distress Labor
77 — Murray County 7 exceptionally low county distress Labor
78 — Marshall County 7 exceptionally low county distress Labor
79 — Olmsted County 7 exceptionally low county distress Debt Burden (housing basis)
80 — Stevens County 6 exceptionally low county distress Debt Burden (housing basis)
81 — Kittson County 6 exceptionally low county distress Labor
82 — Fillmore County 6 exceptionally low county distress Labor
83 — Nicollet County 5 exceptionally low county distress Debt Burden (housing basis)
84 — Douglas County 4 exceptionally low county distress Labor
85 — Rock County 4 exceptionally low county distress Debt Burden (housing basis)
86 — Wabasha County 3 exceptionally low county distress Labor
87 3,059 Carver County 2 exceptionally low county distress Default & Legal

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 Minnesota counties
very high county distress — 0 Minnesota counties
high county distress — 0 Minnesota counties
moderate-high county distress — 1 Minnesota county
moderate county distress — 2 Minnesota counties
moderate-low county distress — 3 Minnesota counties
low-moderate county distress — 11 Minnesota counties
low county distress — 23 Minnesota counties
very low county distress — 32 Minnesota counties
exceptionally low county distress — 15 Minnesota counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.