Illinois Snapshot

102 Counties Scored
37.9 Mean Score
35.4 Median Score
89 Alexander County Most Distressed
0 Monroe County Least Distressed
4 very high county distress5 high county distress7 moderate-high county distress9 moderate county distress19 moderate-low county distress18 low-moderate county distress20 low county distress11 very low county distress9 exceptionally low county distress
Score Label Distribution

Illinois County Map

Alexander County is the most distressed of Illinois's 102 counties

County Distress Index score for Illinois's 102 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/illinois/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

89 very high county distress
Labor
84 very high county distress
Delinquency
84 very high county distress
Labor

Least Distressed

0 exceptionally low county distress
Debt Burden (housing basis)
4 exceptionally low county distress
Default & Legal
5 exceptionally low county distress
Labor

Score Distribution

How Illinois's 102 county scores are distributed across the 0–100 scale.

All Illinois Counties

102 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Alexander County 89 very high county distress Labor
2 — Pulaski County 84 very high county distress Delinquency
3 — Saline County 84 very high county distress Labor
4 — Franklin County 82 very high county distress Labor
5 — Jackson County 79 high county distress Labor
6 — Winnebago County 74 high county distress Labor
7 — Vermilion County 73 high county distress Labor
8 — Cook County 72 high county distress Debt Burden (housing basis)
9 — Macon County 71 high county distress Labor
10 — Peoria County 69 moderate-high county distress Debt Burden (housing basis)
11 — Kankakee County 69 moderate-high county distress Labor
12 — St. Clair County 67 moderate-high county distress Default & Legal
13 — Jefferson County 65 moderate-high county distress Labor
14 — Marion County 63 moderate-high county distress Labor
15 — Knox County 62 moderate-high county distress Labor
16 — McDonough County 60 moderate-high county distress Delinquency
17 — Hardin County 59 moderate county distress Labor
18 — Mason County 56 moderate county distress Labor
19 — Stark County 55 moderate county distress Delinquency
20 — Union County 55 moderate county distress Labor
21 — Rock Island County 53 moderate county distress Delinquency
22 — Coles County 52 moderate county distress Default & Legal
23 — Lawrence County 52 moderate county distress Labor
24 — Pope County 50 moderate county distress Labor
25 — DeKalb County 50 moderate county distress Debt Burden (housing basis)
26 — Wabash County 49 moderate-low county distress Labor
27 — Gallatin County 48 moderate-low county distress Safety Net & Buffer
28 — Williamson County 48 moderate-low county distress Default & Legal
29 — Henderson County 47 moderate-low county distress Delinquency
30 — Pike County 46 moderate-low county distress Delinquency
31 — White County 46 moderate-low county distress Labor
32 — Stephenson County 44 moderate-low county distress Labor
33 — Boone County 43 moderate-low county distress Labor
34 — Massac County 42 moderate-low county distress Safety Net & Buffer
35 — Perry County 42 moderate-low county distress Labor
36 — Champaign County 42 moderate-low county distress Debt Burden (housing basis)
37 — Wayne County 41 moderate-low county distress Labor
38 — Fulton County 41 moderate-low county distress Labor
39 — LaSalle County 41 moderate-low county distress Labor
40 — Will County 41 moderate-low county distress Debt Burden (housing basis)
41 — Macoupin County 41 moderate-low county distress Labor
42 — Randolph County 40 moderate-low county distress Default & Legal
43 — Edgar County 40 moderate-low county distress Default & Legal
44 — Madison County 40 moderate-low county distress Debt Burden (housing basis)
45 — Sangamon County 39 low-moderate county distress Labor
46 — Logan County 39 low-moderate county distress Default & Legal
47 — Cass County 38 low-moderate county distress Labor
48 — Schuyler County 37 low-moderate county distress Labor
49 — Kane County 36 low-moderate county distress Debt Burden (housing basis)
50 — Christian County 35 low-moderate county distress Delinquency
51 — Montgomery County 35 low-moderate county distress Labor
52 — Whiteside County 35 low-moderate county distress Delinquency
53 — Fayette County 34 low-moderate county distress Safety Net & Buffer
54 — Grundy County 34 low-moderate county distress Debt Burden (housing basis)
55 — Clay County 33 low-moderate county distress Labor
56 — Adams County 33 low-moderate county distress Delinquency
57 — Scott County 33 low-moderate county distress Delinquency
58 — Hamilton County 33 low-moderate county distress Delinquency
59 — Morgan County 32 low-moderate county distress Delinquency
60 — Greene County 30 low-moderate county distress Labor
61 — Lake County 30 low-moderate county distress Debt Burden (housing basis)
62 — Warren County 30 low-moderate county distress Labor
63 — Johnson County 29 low county distress Safety Net & Buffer
64 — Brown County 28 low county distress Labor
65 — Lee County 28 low county distress Labor
66 — Richland County 28 low county distress Labor
67 — Crawford County 27 low county distress Default & Legal
68 — Clark County 27 low county distress Labor
69 — Ford County 27 low county distress Labor
70 — Iroquois County 26 low county distress Labor
71 — Jersey County 26 low county distress Debt Burden (housing basis)
72 — Marshall County 26 low county distress Labor
73 — Bond County 25 low county distress Labor
74 — Carroll County 25 low county distress Labor
75 — Tazewell County 25 low county distress Labor
76 — Kendall County 25 low county distress Debt Burden (housing basis)
77 — Putnam County 24 low county distress Labor
78 — McHenry County 24 low county distress Debt Burden (housing basis)
79 — Edwards County 23 low county distress Labor
80 — Ogle County 23 low county distress Labor
81 — McLean County 21 low county distress Debt Burden (housing basis)
82 — Livingston County 20 low county distress Default & Legal
83 — DuPage County 19 very low county distress Debt Burden (housing basis)
84 — Hancock County 18 very low county distress Safety Net & Buffer
85 — Bureau County 18 very low county distress Labor
86 — Henry County 18 very low county distress Labor
87 — De Witt County 17 very low county distress Labor
88 — Moultrie County 15 very low county distress Labor
89 — Calhoun County 15 very low county distress Labor
90 — Douglas County 14 very low county distress Labor
91 — Mercer County 14 very low county distress Labor
92 — Menard County 13 very low county distress Labor
93 — Cumberland County 12 very low county distress Default & Legal
94 — Jo Daviess County 8 exceptionally low county distress Debt Burden (housing basis)
95 — Shelby County 8 exceptionally low county distress Labor
96 — Jasper County 6 exceptionally low county distress Safety Net & Buffer
97 — Clinton County 5 exceptionally low county distress Debt Burden (housing basis)
98 — Piatt County 5 exceptionally low county distress Default & Legal
99 — Effingham County 5 exceptionally low county distress Default & Legal
100 — Woodford County 5 exceptionally low county distress Labor
101 — Washington County 4 exceptionally low county distress Default & Legal
102 3,134 Monroe County 0 exceptionally low county distress Debt Burden (housing basis)

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 Illinois counties
very high county distress — 4 Illinois counties
high county distress — 5 Illinois counties
moderate-high county distress — 7 Illinois counties
moderate county distress — 9 Illinois counties
moderate-low county distress — 19 Illinois counties
low-moderate county distress — 18 Illinois counties
low county distress — 20 Illinois counties
very low county distress — 11 Illinois counties
exceptionally low county distress — 9 Illinois counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.