County Data

Illinois County Distress Index

Financial distress scores for all 102 counties in Illinois, scored 0–100 across five domains. Mean score: 39.8.

Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26

Illinois Snapshot

102 Counties Scored
39.8 Mean Score
39.1 Median Score
61.2 St. Clair County Most Distressed
19.4 Washington County Least Distressed
21 Elevated 45 Normal 36 Healthy
Zone Distribution

Illinois County Map

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Healthy Normal Elevated Serious Crisis

All 102 Illinois counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 St. Clair County
61.2 Elevated
Consumer Credit Distress
#2 Franklin County
61.2 Elevated
Consumer Credit Distress
#3 Kankakee County
60.7 Elevated
Consumer Credit Distress

Least Distressed

#102 Washington County
19.4 Healthy
Consumer Credit Distress
#101 Monroe County
19.6 Healthy
Housing Cost Burden
#100 Calhoun County
20.6 Healthy
Economic Vitality

Score Distribution

How Illinois's 102 county scores are distributed across the 0–100 scale.

All Illinois Counties

102 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 867 St. Clair County 61.2 Elevated Consumer Credit Distress
2 871 Franklin County 61.2 Elevated Consumer Credit Distress
3 905 Kankakee County 60.7 Elevated Consumer Credit Distress
4 920 McDonough County 60.5 Elevated Consumer Credit Distress
5 923 Winnebago County 60.4 Elevated Consumer Credit Distress
6 972 Jackson County 59.8 Elevated Consumer Credit Distress
7 1,037 Saline County 58.7 Elevated Consumer Credit Distress
8 1,075 Vermilion County 58.0 Elevated Consumer Credit Distress
9 1,092 Knox County 57.7 Elevated Consumer Credit Distress
10 1,104 Cook County 57.6 Elevated Consumer Credit Distress
11 1,116 Alexander County 57.6 Elevated Consumer Credit Distress
12 1,161 Pulaski County 56.7 Elevated Consumer Credit Distress
13 1,209 Peoria County 55.9 Elevated Consumer Credit Distress
14 1,231 DeKalb County 55.6 Elevated Housing Cost Burden
15 1,294 Jefferson County 54.7 Elevated Consumer Credit Distress
16 1,412 Stark County 52.9 Elevated Consumer Credit Distress
17 1,414 Marion County 52.9 Elevated Consumer Credit Distress
18 1,428 Williamson County 52.5 Elevated Consumer Credit Distress
19 1,462 Rock Island County 51.9 Elevated Consumer Credit Distress
20 1,489 Coles County 51.5 Elevated Consumer Credit Distress
21 1,537 Macon County 50.7 Elevated Consumer Credit Distress
22 1,663 Logan County 48.7 Normal Consumer Credit Distress
23 1,735 Massac County 47.7 Normal Consumer Credit Distress
24 1,806 Madison County 46.6 Normal Consumer Credit Distress
25 1,815 Pike County 46.5 Normal Consumer Credit Distress
26 1,818 Mason County 46.4 Normal Consumer Credit Distress
27 1,885 Grundy County 45.2 Normal Housing Cost Burden
28 1,917 Will County 44.7 Normal Housing Cost Burden
29 1,930 Kane County 44.5 Normal Housing Cost Burden
30 1,933 Adams County 44.4 Normal Consumer Credit Distress
31 1,936 Champaign County 44.3 Normal Housing Cost Burden
32 1,939 Whiteside County 44.2 Normal Consumer Credit Distress
33 1,945 Christian County 44.1 Normal Consumer Credit Distress
34 1,950 Lawrence County 44.0 Normal Consumer Credit Distress
35 1,954 Union County 44.0 Normal Consumer Credit Distress
36 1,957 Boone County 43.9 Normal Consumer Credit Distress
37 1,967 Stephenson County 43.8 Normal Consumer Credit Distress
38 2,011 Wabash County 43.0 Normal Consumer Credit Distress
39 2,017 Sangamon County 42.9 Normal Consumer Credit Distress
40 2,089 Kendall County 41.6 Normal Housing Cost Burden
41 2,110 White County 41.2 Normal Consumer Credit Distress
42 2,126 Macoupin County 41.0 Normal Consumer Credit Distress
43 2,147 Henderson County 40.7 Normal Consumer Credit Distress
44 2,149 Fayette County 40.7 Normal Consumer Credit Distress
45 2,159 Edgar County 40.5 Normal Consumer Credit Distress
46 2,171 Hardin County 40.3 Normal Consumer Credit Distress
47 2,198 Fulton County 40.0 Normal Consumer Credit Distress
48 2,221 Johnson County 39.6 Normal Consumer Credit Distress
49 2,226 LaSalle County 39.5 Normal Consumer Credit Distress
50 2,227 Randolph County 39.5 Normal Consumer Credit Distress
51 2,231 Montgomery County 39.4 Normal Consumer Credit Distress
52 2,271 Morgan County 38.7 Normal Consumer Credit Distress
53 2,275 Perry County 38.6 Normal Consumer Credit Distress
54 2,298 Wayne County 38.2 Normal Consumer Credit Distress
55 2,320 Clark County 37.8 Normal Housing Cost Burden
56 2,329 Lee County 37.6 Normal Consumer Credit Distress
57 2,357 McHenry County 37.2 Normal Housing Cost Burden
58 2,389 McLean County 36.5 Normal Housing Cost Burden
59 2,390 Jersey County 36.5 Normal Consumer Credit Distress
60 2,408 Iroquois County 36.3 Normal Consumer Credit Distress
61 2,417 Richland County 36.1 Normal Consumer Credit Distress
62 2,419 Cass County 36.1 Normal Consumer Credit Distress
63 2,420 Lake County 36.0 Normal Housing Cost Burden
64 2,443 Tazewell County 35.6 Normal Consumer Credit Distress
65 2,451 Hamilton County 35.6 Normal Consumer Credit Distress
66 2,464 Gallatin County 35.2 Normal Consumer Credit Distress
67 2,511 Greene County 34.3 Healthy Consumer Credit Distress
68 2,526 Bond County 34.0 Healthy Consumer Credit Distress
69 2,528 Scott County 34.0 Healthy Consumer Credit Distress
70 2,571 Pope County 33.3 Healthy Consumer Credit Distress
71 2,605 Ogle County 32.7 Healthy Consumer Credit Distress
72 2,623 Warren County 32.4 Healthy Consumer Credit Distress
73 2,631 Livingston County 32.3 Healthy Consumer Credit Distress
74 2,642 Bureau County 32.1 Healthy Consumer Credit Distress
75 2,647 Ford County 32.1 Healthy Consumer Credit Distress
76 2,659 Schuyler County 31.8 Healthy Consumer Credit Distress
77 2,664 Edwards County 31.6 Healthy Consumer Credit Distress
78 2,669 Brown County 31.6 Healthy Consumer Credit Distress
79 2,679 DuPage County 31.4 Healthy Housing Cost Burden
80 2,695 Carroll County 31.1 Healthy Consumer Credit Distress
81 2,702 Putnam County 31.0 Healthy Consumer Credit Distress
82 2,704 Mercer County 31.0 Healthy Consumer Credit Distress
83 2,714 Menard County 30.8 Healthy Housing Cost Burden
84 2,720 Clay County 30.7 Healthy Consumer Credit Distress
85 2,731 De Witt County 30.5 Healthy Consumer Credit Distress
86 2,762 Crawford County 29.9 Healthy Consumer Credit Distress
87 2,797 Henry County 29.2 Healthy Consumer Credit Distress
88 2,821 Hancock County 28.6 Healthy Consumer Credit Distress
89 2,827 Douglas County 28.5 Healthy Consumer Credit Distress
90 2,846 Marshall County 28.1 Healthy Consumer Credit Distress
91 2,883 Jo Daviess County 27.2 Healthy Housing Cost Burden
92 2,912 Clinton County 26.4 Healthy Housing Cost Burden
93 2,929 Piatt County 26.1 Healthy Housing Cost Burden
94 2,933 Shelby County 26.0 Healthy Consumer Credit Distress
95 2,975 Moultrie County 24.8 Healthy Consumer Credit Distress
96 3,011 Cumberland County 23.2 Healthy Consumer Credit Distress
97 3,020 Effingham County 22.7 Healthy Consumer Credit Distress
98 3,055 Woodford County 20.8 Healthy Housing Cost Burden
99 3,059 Jasper County 20.6 Healthy Consumer Credit Distress
100 3,062 Calhoun County 20.6 Healthy Economic Vitality
101 3,080 Monroe County 19.6 Healthy Housing Cost Burden
102 3,084 Washington County 19.4 Healthy Consumer Credit Distress

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties

Full CDI methodology and data sources

Illinois Resources

Illinois State Profile

State ADI score: 58.2 (Elevated). Debt, delinquency, and economic indicators for Illinois.

Find Help in Illinois

HUD-approved housing counselors, legal aid offices, credit counselors, and debtor education providers in Illinois.

Illinois Foreclosure Laws

Foreclosure process, timeline, homeowner protections, and legal resources in Illinois.

State Distress Rankings

All 51 U.S. jurisdictions ranked by financial distress. Compare Illinois to the rest of the country.

National County Profiles

All 3,144 U.S. counties ranked by financial distress score.
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