Derived

Computed / Derived Indicators

Several ADI indicators are computed from combinations of upstream data sources — for example, the real wage gap (BLS wages minus CPI) or the energy cost burden (EIA gas prices divided by BLS wages). These derived measures capture distress dynamics that no single source tracks directly.

American Default tracks 8 indicators from Computed / Derived Indicators, including The Coverage Tax, The Energy Squeeze, and The Pump Tax. Several ADI indicators are computed from combinations of upstream data sources — for example, the real wage gap (BLS wages minus CPI) or the energy cost burden (EIA gas prices divided by BLS wages). These derived measures capture distress dynamics that no single source tracks directly. Data is parsed from published reports.

Indicators from Computed / Derived Indicators

Indicator Current Value Trend Frequency ADI Component
The Coverage Tax 3.22 pts rising monthly Cost Pressure / Financial Conditions
The Energy Squeeze 3.35% rising monthly Cost Pressure / Financial Conditions
The Pump Tax 0.78% falling quarterly Cost Pressure / Financial Conditions
The Grocery Gap 0.51 pts rising monthly Cost Pressure / Financial Conditions
Grocery Prices Cumulative Change Since Jan 2020 32.66% rising monthly Cost Pressure / Financial Conditions
Healthcare Inflation Premium (Medical CPI minus Overall CPI) 1.04 pts rising monthly Cost Pressure / Financial Conditions
Large vs Small Bank Credit Card Delinquency Spread 3.68 pts falling quarterly Debt Stress
Wage Growth vs CPI Spread 1.27 pts rising monthly Cost Pressure / Financial Conditions

How We Get This Data

Automation
Parsed — parsed from press releases via Claude API
Indicators
8 tracked
ADI Components
Cost Pressure / Financial Conditions, Debt Stress

Attribution & Licensing

Data attributed to: American Default (derived from federal data)

American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.

Frequently Asked Questions

What data does Computed / Derived Indicators publish?

Several ADI indicators are computed from combinations of upstream data sources — for example, the real wage gap (BLS wages minus CPI) or the energy cost burden (EIA gas prices divided by BLS wages). These derived measures capture distress dynamics that no single source tracks directly.

How often does American Default update Computed / Derived Indicators data?

Computed / Derived Indicators data is parsed from published reports. Update frequency varies by indicator: monthly, quarterly.

Is Computed / Derived Indicators data free to use?

Computed / Derived Indicators publishes summary data in press releases and reports. American Default extracts headline statistics with full attribution. For detailed microdata, check Computed / Derived Indicators's licensing terms.

What American Distress Index components use Computed / Derived Indicators data?

Computed / Derived Indicators data feeds into Cost Pressure / Financial Conditions, Debt Stress. These indicators provide context but are not in the ADI composite calculation.

🛟
If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.