Live

State Foreclosure Timeline & Distress Comparison

Compare foreclosure timelines and financial distress scores across U.S. states. Select 2-3 states for side-by-side comparison of ADI components, legal protections, and foreclosure process timelines.

View statistics →
Live

U.S. Unemployment Statistics by State 2026

State unemployment rates for all 50 states and DC with SNAP enrollment correlation, State ADI distress scores, monthly time series, and full 51-state rankings. Data from BLS Local Area Unemployment Statistics.

View statistics →
Live

State Financial Distress Rankings 2026

All 50 states and DC ranked by the State ADI — a six-component composite of debt stress, economic need, legal filings, labor market weakness, consumer complaints, and safety net gaps. Full rankings, zone distribution, component breakdowns, and regional analysis.

View statistics →
Live

U.S. Default Rates by State 2026

Four default metrics across all 50 states and DC: credit card delinquency, auto loan delinquency, mortgage delinquency, and bankruptcy filings per 100K. Full rankings, scatter analysis, and composite overlap scores.

View statistics →
Live

U.S. Household Debt & Delinquency by State 2026

Five debt metrics across all 50 states and DC: credit card delinquency, auto loan defaults, mortgage delinquency, total debt per capita, and CC balances. Full rankings with national comparison from the NY Fed.

View statistics →
Live

U.S. Household Debt Statistics 2026

Total household debt at $18.8 trillion — up 33% since 2019. Debt composition by category, delinquency rates by loan type, debt service ratio trends, HELOC comeback, and the two-speed debt divergence. Data from the NY Fed and FRED.

View statistics →
Live

Housing Affordability & Mortgage Statistics 2026

Median home price, mortgage debt service ratio, FHA vs. conventional delinquency (6.5x gap), HELOC equity extraction, shelter CPI, and origination volume. Data from Census, FRED, MBA, and the NY Fed.

View statistics →
Live

U.S. Financial Hardship Statistics 2026

Eleven measures of financial fragility: the $400 emergency test, 401(k) hardship withdrawals, paycheck-to-paycheck rates, savings rate, BNPL volume, food insecurity, SNAP enrollment, and more.

View statistics →
Live

U.S. Default Rates by Loan Type 2026

Every major loan category compared: FHA mortgages, auto loans, credit cards, student loans, and conventional mortgages. Current rates, year-over-year changes, and historical peaks.

View statistics →
Live

Foreclosure Statistics 2026

Filing rates, mortgage delinquencies, FHA default rates, and serious delinquency trends from federal and industry sources.

View statistics →
Live

Consumer Debt Statistics 2026

Credit card, auto loan, student loan, and total consumer credit data from the Federal Reserve, NY Fed, and BLS.

View statistics →
Live

Bankruptcy Statistics 2026

Chapter 7 and Chapter 13 filing data, the wipeout ratio, and bankruptcy charge-off trends.

View statistics →
Live

Consumer Debt by State 2026

State-by-state credit card delinquency, auto loan defaults, and total household debt per capita from the NY Fed Consumer Credit Panel.

View statistics →
Live

Mortgage Delinquency Statistics 2026

FHA vs. conventional mortgage delinquency rates, the 6.5x gap between loan types, and what the serious delinquency rate signals about household financial stress.

View statistics →
Live

How Much Have Grocery Prices Gone Up Since 2020?

Grocery prices are up 32.1% since January 2020. Cumulative BLS data, year-over-year trends, category breakdown, and how grocery inflation connects to household financial distress.

View statistics →
Live

401(k) Hardship Withdrawal Statistics 2026

6.0% of 401(k) participants took a hardship withdrawal in 2025 — triple the pre-pandemic rate. Vanguard How America Saves data, SECURE 2.0 impact, and the buffer depletion signal.

View statistics →
Live

Auto Loan Delinquency Statistics 2026

Auto loan serious delinquency at 5.2% — highest since the 2010 GFC peak. NY Fed data, quarterly trends, cross-asset comparison, and what rising auto defaults signal about household distress.

View statistics →
Live

Credit Card Default Statistics 2026

Credit card delinquency rates by bank size, charge-off trends, record balances, and the highest APR on record. Data from the Federal Reserve, NY Fed, and FRED.

View statistics →
Live

U.S. Savings Rate & Emergency Fund Statistics 2026

Personal savings rate at 3.6% — half the pre-pandemic level. Emergency savings surveys, 401(k) hardship withdrawals at 3x pre-pandemic, and the 9-quarter leading indicator thesis.

View statistics →
Live

Student Loan Default & Delinquency Statistics 2026

Student loan delinquency surged from 0.5% to 9.6% after the federal payment pause ended — the largest restart shock in consumer credit history. NY Fed quarterly data and payment burden trends.

View statistics →
Live

U.S. Cost of Living & Inflation Statistics 2026

CPI category breakdown: groceries up 33% since 2020, auto insurance at 5.9% YoY, healthcare reaccelerating to 3.7%. Wage-CPI spread, hidden inflation premiums, and the ADI Cost Pressure connection.

View statistics →
Live

U.S. Unemployment & Job Market Statistics 2026

Nine labor market indicators: U-3 and U-6 unemployment, weekly claims, continuing claims, JOLTS quits, nonfarm payrolls, Indeed postings, Challenger layoffs, and part-time for economic reasons.

View statistics →
Live

Interest Rate & Credit Conditions Statistics 2026

Credit card APR near record highs, NFCI leverage tightening, SLOOS credit standards normalized, debt service ratio rising. Federal Reserve and Chicago Fed data on the cost and availability of credit.

View statistics →

Download the Data

All data is free to use with attribution. CSV files update when new data is released.

Individual indicator time series available as CSV on each indicator page. JSON API at /api/indicators.json. Explore the data interactively with our free tools — including the ADI What-If Calculator and Zip Code Stress Test.

🛟
If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.