Northumberland County, Pennsylvania

County Distress Index: Normal · 45.9 | 90,120 people · 37th most distressed in Pennsylvania

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Northumberland County, PA falls within the normal range for household financial distress at 45.9 — 1907th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 37th of 67 counties. Among its 9 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Northumberland County's primary driver is Employment & Wages at 58.4 — above the national median.

Employment & Wages Primary driver 58.4
Unemployment Rate 67
Wage-to-Rent Ratio 21
Business Formation Rate 87
Income & Poverty 48.5
Poverty Rate 40
Income vs. State Median 66
Child Poverty Rate 39
Debt & Delinquency 47.7
Debt in Collections 55
Medical Debt 40
Student Loan Delinquency 55
Auto Loan Delinquency 48
Credit Card Delinquency 61
Bankruptcy Filing Rate 27
Housing Cost Burden 42.2
Rent-Burdened (30%+) 39
Severely Rent-Burdened (50%+) 42
Mortgage-Burdened (30%+) 44
Homeownership Rate 48
Rent-to-Income Ratio 38
Community Vulnerability 32.9
Uninsured Rate 11
Disability Rate 55

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Northumberland County compares to its 9 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Northumberland County
Northumberland County, PA 45.9 Normal
Lycoming County, PA 55.8 Elevated +9.8
Schuylkill County, PA 52.7 Elevated +6.8
Dauphin County, PA 49.3 Normal +3.3
Perry County, PA 48.3 Normal +2.4
Columbia County, PA 46.3 Normal +0.4
Juniata County, PA 45.9 Normal -0.1
Snyder County, PA 45.1 Normal -0.8
Union County, PA 34.7 Healthy -11.3
Montour County, PA 31.4 Healthy -14.5

Population Peers

County Score Zone vs. Northumberland County
Knox County, OH 46.0 Normal +0.0
Monroe County, IN 46.0 Normal +0.0
Steuben County, NY 46.0 Normal +0.0
Beaufort County, SC 45.9 Normal -0.1
Brunswick County, NC 46.0 Normal +0.1

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