Upstream Pressure

Food CPI

Year-over-year change in food prices

What is the current Food CPI reading?

GROCERY PRICE INFLATION
2.94%
year-over-year increase in food prices

Food CPI: 2.94% as of 2026-07. Source: U.S. Bureau of Labor Statistics (CUSR0000SAF1).

Measurement basis: Year-over-year percent change computed from the seasonally adjusted BLS Food CPI (CUSR0000SAF1); seasonally adjusted values may be revised

Food inflation is running at 2.94%. It lands on top of years of grocery-price increases that never reversed.

Food inflation came down through 2023 and 2024, reaching 2.1% in August 2024 — the softest reading since 2021. For a moment it looked like the grocery aisle had caught up to the rest of the disinflation story.

It did not hold. BLS data puts food CPI at 2.94% as of July 2026. The disinflation that carried the rest of the economy stopped short of the grocery aisle. Processing costs and the tariff regime tracked in The Import Tax are both feeding through.

What the annual rate does in any one month does not undo the cumulative increase. Grocery Prices Cumulative Change Since Jan 2020 remains far above its January 2020 baseline. Households are not paying 2020 prices. They are paying current prices.

The Grocery Gap shows the combined effect. The margin between wage growth and food prices is thin enough that an ordinary move in either one closes it, which is why the cushion is worth watching rather than the level.

Source: U.S. Bureau of Labor Statistics · Source data ↗ · Latest: 2026-07

Explore Further

How has Food CPI changed over time?

CSV Chart Card
Food inflation is running at 2.94%
Food CPI, year-over-year percentage change
Food CPI
Historical data
Monthly · U.S. Bureau of Labor Statistics (CUSR0000SAF1)
Period Value YoY Change
Jul 2026 2.94% +0.04 pp
Jun 2026 2.99% -0.01 pp
May 2026 3.08% +0.18 pp
Apr 2026 3.22% +0.46 pp
Mar 2026 2.75% -0.17 pp
Feb 2026 3.14% +0.59 pp
Jan 2026 2.93% +0.48 pp
Dec 2025 3.04% +0.58 pp
Nov 2025 2.62% +0.26 pp
Sep 2025 3.11% +0.84 pp
Aug 2025 3.2% +1.13 pp
Jul 2025 2.89% +0.69 pp

Frequently Asked Questions

What is Food CPI?

Year-over-year change in food prices

Why does Food CPI matter for financial distress?

Food CPI is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the Food CPI data come from?

This data comes from U.S. Bureau of Labor Statistics (CUSR0000SAF1). More information: https://data.bls.gov/timeseries/CUSR0000SAF1. The American Distress Index updates this indicator monthly.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

Read more
from Ross →

Quick poll

Is this affecting you or your household?

No name, contact details, or raw IP stored · IP-derived code and answer kept 30 days to prevent duplicate votes

Create a free account to save indicators to your watchlist and get weekly updates.

Create Free Account →

Discussion

Loading comments…

Free Resource
Know Your Rights
Foreclosure timelines, bankruptcy protections, and debt collector rules — state-by-state legal guides written in plain English.
Browse state guides →
Free
Get Your Free Action Plan
Answer three questions about your situation. We'll email you a personalized plan with your state deadlines, your rights, and next steps — plus a direct line to someone who can help.

Why does Food CPI matter?

Food CPI is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
View methodology →
🛟
If this affects you, we can help. Get a free action plan · Call (888) 602-4161 Find help near you · Browse the Glossary Prefer a nonprofit? HUD-approved housing counselors offer free foreclosure-prevention counseling (1-800-569-4287).