Upstream Pressure

The Import Tax

Estimated tariff cost as a share of household disposable income

What is the current The Import Tax?

TARIFF COST AS SHARE OF INCOME
1.72% ↑ Worsening
of disposable income paid in estimated tariff costs in 2025
One year ago
0.79% ↑ Worsening
up 0.9 points since 2024

Import prices rose 1.7% year-over-year in the latest reading. The Import Tax tracks how trade costs — tariffs, shipping, and foreign exchange — flow through to consumer prices. Rising import costs are effectively a hidden tax on consumers, particularly for goods-heavy categories like electronics, clothing, and building materials. Source: BLS.

Estimated tariff costs absorbed 1.72 percent of U.S. household disposable income in 2025. More than double the 0.7 percent level that had held for the prior five years.

Tariffs are paid by importers at the border. Their economic incidence falls on consumers and firms, proportional to how much of the cost passes through into retail prices. Yale Budget Lab estimates combined with BEA customs duty data and NIPA disposable income produce the household burden measure.

From 2019 through 2024, the burden hovered near 0.7 percent of disposable income. Meaningful, but steady. The 2025 escalation changed the number. The current reading is 1.72 percent, the highest since before World War II. In one year the burden more than doubled.

The weight is not evenly distributed. Yale Budget Lab analysis suggests the bottom income quintile now carries an estimated tariff burden of roughly 3 percent of disposable income, nearly triple the pre-trade-war rate. Tariffs function as a regressive consumption tax because lower-income households spend a larger share of income on goods, especially imported goods, while higher-income households spend more on services.

This is the mechanism underneath several other indicators in the Cost Pressure set. Import-heavy goods move through CPI Inflation Rate. Auto parts and vehicles feed into The Coverage Tax. Groceries show up in The Grocery Gap. A tax of this size on everyday goods doesn't arrive as one line on a paycheck. It arrives spread across every receipt.

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Have your grocery or household costs gone up in ways that feel disconnected from inflation headlines?

How has The Import Tax changed over time?

CSV Chart Card
The household tariff burden doubled in a single year
Estimated effective tariff cost per household as percent of disposable personal income, annual
The Import Tax
Historical data
Annual · Yale Budget Lab + BEA customs duty revenue / NIPA Disposable Personal Income
Period Value YoY Change
2025 1.72% +0.9 pts
2024 0.79% +0.1 pts
2023 0.7% +0.0 pts
2022 0.68% +0.1 pts
2021 0.63% +0.0 pts
2020 0.61% −0.1 pts
2019 0.72% +0.2 pts
2018 0.52% +0.1 pts
2017 0.41% +0.0 pts
2016 0.39% +0.0 pts
2015 0.38%

Frequently Asked Questions

What is The Import Tax?

The Import Tax tracks year-over-year changes in import prices. At 1.7%, it measures how much trade costs are increasing for goods entering the U.S.

Why do import prices matter for distress?

Rising import prices flow through to consumer goods, effectively acting as a hidden tax. Tariff increases amplify this effect, raising costs for everyday products.

Where does this data come from?

Published monthly by the Bureau of Labor Statistics as part of the Import/Export Price Indexes.

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Why does The Import Tax matter?

The Import Tax is one of 91 indicators in the American Distress Index's upstream pressure layer — the signal that predicted the 2008 crisis two years before delinquency data confirmed it.
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