Upstream Pressure

CPI Inflation Rate (All Items)

Year-over-year change in consumer prices

What is the current CPI Inflation Rate (All Items) reading?

CPI INFLATION RATE
3.3%
3.3% over the year, against 3.46% in June 2026

CPI Inflation Rate (All Items): 3.3% as of 2026-07. Source: U.S. Bureau of Labor Statistics data retrieved via FRED (CPIAUCSL).

Measurement basis: Year-over-year percent change computed from the seasonally adjusted CPI-U all-items index (CPIAUCSL); seasonally adjusted values may be revised when BLS updates seasonal factors

All-items inflation ran at 3.3% in July 2026, against 3.46% a month earlier

All-items CPI moved from 3.46% in June 2026 to 3.3% in July 2026. That is the year-over-year pace: how much higher the national basket sits than it did twelve months ago. The U.S. Bureau of Labor Statistics publishes the figure each month.

The annual rate summarizes the whole basket. It cannot say that every category moved the same way. Food, shelter, energy, and the index excluding food and energy can pull in different directions inside a single release.

For households, a slower annual pace and broad price relief are different conditions. The annual rate can ease while the categories a household actually buys keep rising.

Use the annual rate to track how quickly the overall price level is changing. Then read the category detail in the release itself to see what produced the headline. The chart keeps the annual history together as later releases arrive.

Source: U.S. Bureau of Labor Statistics data retrieved via FRED · Source data ↗ · Latest: 2026-07
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Explore Further

📊 Cost of Living & Inflation Statistics 2026 → 📖 What Is Consumer Price Index (CPI)? → 📖 What Is Inflation? →

How has CPI Inflation Rate (All Items) changed over time?

CSV Chart Card
All-items CPI annual change through July 2026
Consumer Price Index inflation rate, all items, year-over-year
CPI Inflation Rate (All Items)
Data: U.S. Bureau of Labor Statistics data retrieved via FRED (CPIAUCSL) Updated Aug 2026

Most affected counties

Counties with the highest debt burden scores in the County Distress Index.

1 Hopewell city VA 99.7 2 Bronx County NY 99.5 3 Miami-Dade County FL 99.2 4 Broward County FL 99.1 5 Monroe County FL 98.5 6 Rockland County NY 98.5 7 Clayton County GA 98.2 8 Passaic County NJ 98.1 9 Los Angeles County CA 98 10 Ocean County NJ 97.9
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Historical data
Monthly · U.S. Bureau of Labor Statistics data retrieved via FRED (CPIAUCSL)
Period Value YoY Change
Jul 2026 3.3% +0.56 pp
Jun 2026 3.46% +0.78 pp
May 2026 4.17% +1.79 pp
Apr 2026 3.78% +1.45 pp
Mar 2026 3.29% +0.9 pp
Feb 2026 2.43% -0.37 pp
Jan 2026 2.39% -0.6 pp
Dec 2025 2.65% -0.22 pp
Nov 2025 2.7% -0.02 pp
Sep 2025 3.02% +0.6 pp
Aug 2025 2.94% +0.33 pp
Jul 2025 2.74% -0.2 pp

Frequently Asked Questions

What is CPI Inflation Rate (All Items)?

Year-over-year change in consumer prices

Why does CPI Inflation Rate (All Items) matter for financial distress?

CPI Inflation Rate (All Items) is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the CPI Inflation Rate (All Items) data come from?

This data comes from U.S. Bureau of Labor Statistics data retrieved via FRED (CPIAUCSL). More information: https://fred.stlouisfed.org/series/CPIAUCSL. The American Distress Index updates this indicator monthly.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington
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Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Why does CPI Inflation Rate (All Items) matter?

CPI Inflation Rate (All Items) is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
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