In Los Angeles County, California, rent on a two-bedroom takes about two in five dollars of the typical household's income

In Los Angeles County, 39.2% of the typical household's income would go to rent on a two-bedroom. That is higher than in 99% of U.S. counties.

County Distress Index Data through Sep 2026
21st
of 58 counties in California
66score /100

More distressed than 66% of U.S. counties.

What drives Los Angeles County's score

In Los Angeles County, housing costs weigh most: the score for housing costs is 98.0. Jobs come next, at 72.8.

The County Distress Index looks at five parts of household money trouble in Los Angeles County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Los Angeles County does better than most counties on two measures: people with a disability (11.3%, 2020 to 2024) and median household income ($90,757, 2024).

A longer bar means more trouble. See how the county score works.

  • Housing costs

    Biggest factor
    98.0 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      29.4% · 2020 to 2024
      96th percentile
    • Rent on a two-bedroom as a share of the median income
      39.2% · fiscal year 2027
      99th percentile
  • Jobs

    72.8 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      5.2% · Oct 2025 to Sep 2026
      85th percentile
    • Adults 25 to 54 not working
      22.3% · 2020 to 2024
      59th percentile
  • Collections and bankruptcy

    46.9 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      18.6% · August 2025
      33rd percentile
    • Bankruptcy filings per 100,000 people
      151.9 · 2025
      60th percentile
  • Late payments

    46.0 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      5.6% · August 2025
      52nd percentile
    • People with a car or retail loan behind
      5.2% · August 2025
      50th percentile
    • People with a subprime credit score
      36.5% · second quarter of 2026
      35th percentile
  • Income and safety net

    34.2 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      13.3% · 2024
      50th percentile
    • Children below the poverty line
      16.5% · 2024
      46th percentile
    • People with a disability
      11.3% · 2020 to 2024
      9th percentile
    • People without health insurance
      8.2% · 2020 to 2024
      53rd percentile
    • Median household income (lower income, longer bar)
      $90,757 · 2024
      10th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Los Angeles County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Los Angeles County, 15.2% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Los Angeles County

59 20 20

California

63 21 17

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Los Angeles County, benefit checks' share of income has more than doubled since 1969, reaching 20.4% in 2024, but pay from work still brings in about three times as much as benefit checks

In Los Angeles County, California, benefit checks' share of income more than doubled from 1969 to 2024, reaching 20.4%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Los Angeles County, California American Default Research · americandefault.org/counties/california/los-angeles-county-ca/
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SNAP food aid is one of the benefit checks counted in the income totals above.

The share of households in Los Angeles County getting SNAP food aid tripled to 14.4%, the highest on the chart

Biggest rise: 2022 to 2023, reaching 13.0%. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Los Angeles County, California.

0%10%20% 5.1%14.4% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 5.1%14.4% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/california/los-angeles-county-ca/
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How Los Angeles County has changed

Los Angeles County's population had its largest rise, from 8,041,685 in 1984 to 8,793,710 in 1989.

Los Angeles County's population rose 44% from 1969 to 2019, then turned down in 2024

High on the chart: 10,053,252 in 2019. Residents, yearly estimate, every fifth year and 2024, Los Angeles County, California.

010,000,00020,000,000 6,989,9109,757,179 196919741979198419891994199920042009201420192024 010,000,00020,000,000 6,989,9109,757,179 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/california/los-angeles-county-ca/
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The number of jobs located in Los Angeles County had its largest drop, from 4,288,861 in 1990 to 3,766,088 in 1995.

The number of jobs located in Los Angeles County fell to its lowest on the chart in 1995, then climbed past the 1990 level

Low on the chart: 3,766,088 in 1995. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Los Angeles County, California.

02,500,0005,000,000 4,288,8614,525,460 19901995200020052010201520202025 02,500,0005,000,000 4,288,8614,525,460 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/california/los-angeles-county-ca/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 5.9% 2025 5.7% BLS LAUS
People below the poverty lineCensus SAIPE 1989 16.7% 2024 13.3% Census SAIPE
Median household incomeCensus SAIPE 1989 $31,123 2024 $90,757 Census SAIPE

The table uses 5.7% for 2025; the score uses 5.2% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Los Angeles County's history

  1. 1983

    A tornado in March 1983 did $25 million in property damage. NOAA Storm Events Database

  2. 1987

    A tornado in June 1987 did $25 million in property damage. NOAA Storm Events Database

  3. 1998

    A flash flood in February 1998 killed three people. NOAA Storm Events Database

  4. 2002

    A wildfire in September 2002 did $15.3 million in property damage. NOAA Storm Events Database

  5. 2020

    The county's largest recorded population was the 2020 Census count of 10,014,009, which is also its most recent census. Census Bureau

  6. Since 1969

    31 federal disaster and emergency declarations have covered Los Angeles County, 17 of them for flooding. FEMA

Los Angeles County beside its neighbors

Of the four counties that border Los Angeles County, two score higher. For the share of income from benefit checks, Los Angeles County ranks 3rd of the five; Kern County is highest, at 24.0%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Kern County, CA 88 3rd of 58 18.6% 24.0%
San Bernardino County, CA 81 8th of 58 12.6% 23.6%
Los Angeles County, CA 66 21st of 58 13.3% 20.4%
Ventura County, CA 42 40th of 58 9.5% 16.2%
Orange County, CA 36 46th of 58 9.7% 12.5%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Los Angeles County the poorest county in California?

No, Los Angeles County's poverty rate was 13.3% in 2024, 29th highest of 58 in California (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Trinity County, at 23.0%. On our distress index, which counts more than poverty, Los Angeles County ranks 21st of 58 in the state.

If you're behind on your mortgage in Los Angeles County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

California foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Los Angeles County · Every U.S. county (CSV)

Cite this Los Angeles County, California, scores 66 on the County Distress Index (data through Sep 2026): more distressed than 66% of U.S. counties · American Default Research · americandefault.org/counties/california/los-angeles-county-ca/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Los Angeles County comes from, 2024.
  • History The agencies named in each row and the linked records above.