Upstream Pressure
⚠ Approaching Risk

Motor Vehicle Insurance CPI

Upstream Pressure indicator

Real Federal Minimum Wage is currently elevated — historically leads this indicator by 3 quarters. Real Federal Minimum Wage · View projections

What is the current Motor Vehicle Insurance CPI?

AUTO INSURANCE INFLATION
7.03%

Motor Vehicle Insurance CPI: 7.03% as of 2026-06. Source: BLS (CUSR0000SETD).

Related signals confirming this trend
The Coverage Tax
3.57 pts ↑ Worsening
Auto coverage costs continue to outpace general inflation by multiple points
Upstream Pressure
The Warning Light
74.7
A downturn signal that preceded every modern contraction keeps flashing
Upstream Pressure
The Card Tax
20.94%
Carrying a balance still costs almost what it cost at the 2024 high
Upstream Pressure

Explore Further

📊 Cost of Living & Inflation Statistics 2026 → 📖 What Is Consumer Price Index (CPI)? → 📖 What Is Cost of Living? →

How has Motor Vehicle Insurance CPI changed over time?

CSV Chart Card
Motor Vehicle Insurance CPI over time
Motor Vehicle Insurance CPI, percent
Motor Vehicle Insurance CPI
Data: BLS (CUSR0000SETD) Updated Jul 2026

Most affected counties

Counties with the highest debt burden scores in the County Distress Index.

1 Hopewell city VA 99.7 2 Bronx County NY 99.5 3 Miami-Dade County FL 99.2 4 Broward County FL 99.1 5 Monroe County FL 98.5 6 Rockland County NY 98.5 7 Clayton County GA 98.2 8 Passaic County NJ 98.1 9 Los Angeles County CA 98 10 Ocean County NJ 97.9
Explore all 3,144 counties →
Historical data
Monthly · BLS (CUSR0000SETD)
Period Value YoY Change
Jun 2026 7.03% +1.9 pts
May 2026 6.13% +1.0 pts
Apr 2026 5.15% −0.4 pts
Mar 2026 6.05% +1.2 pts
Feb 2026 5.62% −0.2 pts
Jan 2026 4.95% −1.0 pts
Dec 2025 5.38% −0.8 pts
Nov 2025 6.94% +1.2 pts
Sep 2025 7.68% +2.8 pts
Aug 2025 8.5% +4.4 pts
Jul 2025 6.54% +1.9 pts
Jun 2025 5.15% −0.9 pts

Frequently Asked Questions

What is Motor Vehicle Insurance CPI?

Upstream Pressure indicator

Why does Motor Vehicle Insurance CPI matter for financial distress?

Motor Vehicle Insurance CPI is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the Motor Vehicle Insurance CPI data come from?

This data comes from BLS (CUSR0000SETD). More information: https://data.bls.gov/timeseries/CUSR0000SETD. The American Distress Index updates this indicator monthly.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington
𝕏 @

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Why does Motor Vehicle Insurance CPI matter?

Motor Vehicle Insurance CPI is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
View methodology →
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