Oklahoma Snapshot

77 Counties Scored
66.7 Mean Score
73.2 Median Score
97 Seminole County Most Distressed
15 Beaver County Least Distressed
8 extreme county distress17 very high county distress16 high county distress9 moderate-high county distress6 moderate county distress12 moderate-low county distress3 low-moderate county distress5 low county distress1 very low county distress
Score Label Distribution

Oklahoma County Map

Seminole County is the most distressed of Oklahoma's 77 counties

County Distress Index score for Oklahoma's 77 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/oklahoma/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

97 extreme county distress
Labor
95 extreme county distress
Safety Net & Buffer
95 extreme county distress
Delinquency

Least Distressed

15 very low county distress
Safety Net & Buffer
23 low county distress
Delinquency
24 low county distress
Safety Net & Buffer

Score Distribution

How Oklahoma's 77 county scores are distributed across the 0–100 scale.

All Oklahoma Counties

77 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 93 Seminole County 97 extreme county distress Labor
2 — Adair County 95 extreme county distress Safety Net & Buffer
3 — Okmulgee County 95 extreme county distress Delinquency
4 — Muskogee County 94 extreme county distress Delinquency
5 — Tillman County 93 extreme county distress Safety Net & Buffer
6 — McIntosh County 93 extreme county distress Labor
7 — Okfuskee County 93 extreme county distress Delinquency
8 — Sequoyah County 92 extreme county distress Safety Net & Buffer
9 — Carter County 89 very high county distress Delinquency
10 — Choctaw County 89 very high county distress Safety Net & Buffer
11 — Le Flore County 88 very high county distress Safety Net & Buffer
12 — Hughes County 88 very high county distress Labor
13 — Latimer County 87 very high county distress Safety Net & Buffer
14 — Ottawa County 86 very high county distress Safety Net & Buffer
15 — Greer County 86 very high county distress Safety Net & Buffer
16 — Pottawatomie County 85 very high county distress Default & Legal
17 — McCurtain County 85 very high county distress Safety Net & Buffer
18 — Delaware County 84 very high county distress Safety Net & Buffer
19 — Haskell County 84 very high county distress Safety Net & Buffer
20 — Johnston County 83 very high county distress Labor
21 — Pittsburg County 83 very high county distress Safety Net & Buffer
22 — Comanche County 83 very high county distress Default & Legal
23 — Pushmataha County 82 very high county distress Safety Net & Buffer
24 — Garvin County 81 very high county distress Safety Net & Buffer
25 — Atoka County 80 very high county distress Safety Net & Buffer
26 — Cherokee County 79 high county distress Safety Net & Buffer
27 — Osage County 78 high county distress Delinquency
28 — Oklahoma County 78 high county distress Default & Legal
29 — Pawnee County 78 high county distress Labor
30 — Harmon County 77 high county distress Safety Net & Buffer
31 — Creek County 77 high county distress Default & Legal
32 — Stephens County 76 high county distress Safety Net & Buffer
33 — Cotton County 76 high county distress Default & Legal
34 — Jefferson County 75 high county distress Labor
35 — Bryan County 75 high county distress Delinquency
36 — Blaine County 74 high county distress Default & Legal
37 — Beckham County 74 high county distress Safety Net & Buffer
38 — Kay County 73 high county distress Delinquency
39 — Kiowa County 73 high county distress Safety Net & Buffer
40 — Nowata County 72 high county distress Safety Net & Buffer
41 — Lincoln County 71 high county distress Default & Legal
42 — Craig County 68 moderate-high county distress Safety Net & Buffer
43 — Payne County 68 moderate-high county distress Debt Burden (housing basis)
44 — Love County 68 moderate-high county distress Labor
45 — Mayes County 67 moderate-high county distress Default & Legal
46 — Marshall County 65 moderate-high county distress Safety Net & Buffer
47 — Caddo County 65 moderate-high county distress Delinquency
48 — Coal County 65 moderate-high county distress Safety Net & Buffer
49 — Tulsa County 65 moderate-high county distress Default & Legal
50 — Murray County 63 moderate-high county distress Delinquency
51 — Washington County 59 moderate county distress Default & Legal
52 — Washita County 55 moderate county distress Safety Net & Buffer
53 — Ellis County 55 moderate county distress Default & Legal
54 — Jackson County 54 moderate county distress Delinquency
55 — Noble County 53 moderate county distress Default & Legal
56 — Garfield County 52 moderate county distress Default & Legal
57 — Logan County 49 moderate-low county distress Labor
58 — Pontotoc County 49 moderate-low county distress Default & Legal
59 — Grady County 48 moderate-low county distress Default & Legal
60 — Grant County 46 moderate-low county distress Safety Net & Buffer
61 — Cleveland County 45 moderate-low county distress Default & Legal
62 — Custer County 44 moderate-low county distress Default & Legal
63 — Woodward County 41 moderate-low county distress Safety Net & Buffer
64 — Texas County 40 moderate-low county distress Delinquency
65 — McClain County 40 moderate-low county distress Default & Legal
66 — Canadian County 40 moderate-low county distress Default & Legal
67 — Cimarron County 40 moderate-low county distress Safety Net & Buffer
68 — Alfalfa County 40 moderate-low county distress Delinquency
69 — Wagoner County 38 low-moderate county distress Default & Legal
70 — Woods County 34 low-moderate county distress Safety Net & Buffer
71 — Rogers County 34 low-moderate county distress Default & Legal
72 — Dewey County 29 low county distress Delinquency
73 — Major County 27 low county distress Safety Net & Buffer
74 — Harper County 26 low county distress Default & Legal
75 — Roger Mills County 24 low county distress Safety Net & Buffer
76 — Kingfisher County 23 low county distress Delinquency
77 — Beaver County 15 very low county distress Safety Net & Buffer

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 8 Oklahoma counties
very high county distress — 17 Oklahoma counties
high county distress — 16 Oklahoma counties
moderate-high county distress — 9 Oklahoma counties
moderate county distress — 6 Oklahoma counties
moderate-low county distress — 12 Oklahoma counties
low-moderate county distress — 3 Oklahoma counties
low county distress — 5 Oklahoma counties
very low county distress — 1 Oklahoma county
exceptionally low county distress — 0 Oklahoma counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.