About one in three adults aged 25 to 54 in Blaine County, Oklahoma, is not working

In Blaine County, 35.5% of adults aged 25 to 54 were not working. That is higher than in 96% of U.S. counties.

County Distress Index Data through Sep 2026
36th
of 77 counties in Oklahoma
74score /100

More distressed than 74% of U.S. counties.

What drives Blaine County's score

In Blaine County, collections and bankruptcy weighs most: the score for collections and bankruptcy is 75.2. About one in three people with a credit file (33.0%, August 2025) has unpaid debt sent to a collector, a higher share than in 81% of U.S. counties. Income and the safety net comes next, at 70.8.

The County Distress Index looks at five parts of household money trouble in Blaine County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Blaine County does better than most counties on two measures: renters paying half their income or more in rent (15.8%, 2020 to 2024) and unemployment rate, average over the latest year (3.8%, Oct 2025 to Sep 2026).

A longer bar means more trouble. See how the county score works.

  • Collections and bankruptcy

    Biggest factor
    75.2 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      33.0% · August 2025
      81st percentile
    • Bankruptcy filings per 100,000 people
      175.7 · 2025
      68th percentile
  • Income and safety net

    70.8 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      18.1% · 2024
      80th percentile
    • Children below the poverty line
      22.6% · 2024
      74th percentile
    • People with a disability
      16.0% · 2020 to 2024
      50th percentile
    • People without health insurance
      11.6% · 2020 to 2024
      76th percentile
    • Median household income (lower income, longer bar)
      $59,556 · 2024
      71st percentile
  • Jobs

    69.4 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      3.8% · Oct 2025 to Sep 2026
      43rd percentile
    • Adults 25 to 54 not working
      35.5% · 2020 to 2024
      top 5%
  • Late payments

    65.9 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      5.4% · August 2025
      49th percentile
    • People with a car or retail loan behind
      7.1% · August 2025
      75th percentile
    • People with a subprime credit score
      47.4% · second quarter of 2026
      72nd percentile
  • Housing costs

    42.5 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      15.8% · 2020 to 2024
      36th percentile
    • Rent on a two-bedroom as a share of the median income
      20.6% · fiscal year 2027
      48th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Blaine County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Blaine County, 19.6% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Blaine County

43 29 28

Oklahoma

60 19 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Blaine County, benefit checks' share of income has doubled since 1969, reaching 27.8% in 2024, but pay from work still brings in about one and a half times as much as benefit checks

In Blaine County, Oklahoma, benefit checks' share of income doubled from 1969 to 2024, reaching 27.8%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Blaine County, Oklahoma American Default Research · americandefault.org/counties/oklahoma/blaine-county-ok/
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The share of households in Blaine County getting SNAP food aid had its largest rise, from 11.7% in 2010 to 16.0% in 2011.

The share of households in Blaine County getting SNAP food aid was at its highest on the chart in 2012 and has since fallen to 14.3%

Low on the chart: 9.4% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Blaine County, Oklahoma.

0%10%20% 9.4%14.3% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 9.4%14.3% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/oklahoma/blaine-county-ok/
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How Blaine County has changed

Blaine County's population had its largest drop, from 11,896 in 2009 to 9,530 in 2014.

Blaine County's population was at its highest on the chart in 1984 and is down 39% since

High on the chart: 14,026 in 1984. Residents, yearly estimate, every fifth year and 2024, Blaine County, Oklahoma.

010,00020,000 11,9638,573 196919741979198419891994199920042009201420192024 010,00020,000 11,9638,573 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/oklahoma/blaine-county-ok/
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The number of jobs located in Blaine County fell most sharply after its 2005 high, from 3,363 in 2005 to 2,919 in 2010.

The number of jobs located in Blaine County fell 8% from 1990 to 2020, then turned up in 2025

High on the chart: 3,363 in 2005. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Blaine County, Oklahoma.

02,0004,000 3,1373,054 19901995200020052010201520202025 02,0004,000 3,1373,054 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/oklahoma/blaine-county-ok/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 5.0% 2025 3.1% BLS LAUS
People below the poverty lineCensus SAIPE 1989 17.7% 2024 18.1% Census SAIPE
Median household incomeCensus SAIPE 1989 $21,910 2024 $59,556 Census SAIPE

The table uses 3.1% for 2025; the score uses 3.8% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Blaine County's history

  1. 1930

    The county's largest recorded population was the 1930 Census count of 20,452. The 2020 Census counted 8,735, 43% of the peak. Census Bureau

  2. 1937

    Civilian Conservation Corps and New Deal programs built Roman Nose State Park, 1937. Wikipedia

  3. 1961

    A tornado in May 1961 killed one person. NOAA Storm Events Database

  4. 1967

    A tornado in June 1967 did $2.5 million in property damage. NOAA Storm Events Database

  5. 1984

    A tornado in April 1984 killed one person. NOAA Storm Events Database

  6. 2004

    A tornado in May 2004 did $1.5 million in property damage. NOAA Storm Events Database

  7. Since 1975

    32 federal disaster and emergency declarations have covered Blaine County, 16 of them for flooding. FEMA

Blaine County beside its neighbors

Blaine County scores higher than all six counties that border it. For the share of income from benefit checks, Blaine County ranks 2nd of the seven; Caddo County is highest, at 36.0%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Blaine County, OK 74 36th of 77 18.1% 27.8%
Caddo County, OK 65 47th of 77 18.9% 36.0%
Custer County, OK 44 62nd of 77 16.1% 24.1%
Canadian County, OK 40 66th of 77 6.9% 17.2%
Dewey County, OK 29 72nd of 77 12.9% 24.5%
Major County, OK 27 73rd of 77 12.5% 25.3%
Kingfisher County, OK 23 76th of 77 10.9% 17.5%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Blaine County the poorest county in Oklahoma?

No, Blaine County's poverty rate was 18.1% in 2024, 30th highest of 77 in Oklahoma (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Choctaw County, at 26.4%. On our distress index, which counts more than poverty, Blaine County ranks 36th of 77 in the state.

If you're behind on your mortgage in Blaine County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Oklahoma foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Blaine County · Every U.S. county (CSV)

Cite this Blaine County, Oklahoma, scores 74 on the County Distress Index (data through Sep 2026): more distressed than 74% of U.S. counties · American Default Research · americandefault.org/counties/oklahoma/blaine-county-ok/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Blaine County comes from, 2024.
  • History The agencies named in each row and the linked records above.