Le Flore County, Oklahoma
More than double the national median for uninsured rate.
Main Findings
Le Flore County, Oklahoma ranks 289th most distressed in the United States on the County Distress Index. The driver: 18% of residents lack health insurance — more than double the national median of 8%. Its highest-scoring domain is Safety Net & Buffer.
- 289th of 3,144 counties on the County Distress Index — 75.3 · high county distress, 10th in Oklahoma.
- 18% of residents lack health insurance (U.S. median 8%). Uninsured rate at the 95th percentile nationally. Source: U.S. Census Bureau, ACS 5-year (2023).
- Unemployment at 5% — national median 4%, ranked at the 86th percentile. Source: U.S. Bureau of Labor Statistics, LAUS (May 2026).
- Debt in collections at 33% — national median 23%, ranked at the 82nd percentile. Source: Urban Institute Debt in America (2025).
- Credit card delinquency at 8% — national median 5%, ranked at the 87th percentile. Source: Urban Institute Debt in America (2025).
Neighbors span three CDI score labels. The 20-point drop to Sebastian County, AR marks a cross-border distress gradient.
Le Flore County has a high county distress score. The score label gives the intensity; the rank gives the national position.
The CDI gives this county a high county distress label. The rank belongs beside the score because the two answer different questions: score intensity and national position. Its highest-scoring domain is Safety Net & Buffer.
Indicator History
Period-correct raw indicators from the county-history panel. The CDI composite is excluded because it is a current cross-sectional score.
Unemployment rate
Poverty rate
Transfer income share
Subprime credit population
The Indicators Behind Le Flore County's CDI Score
Every number traces to a public source. Le Flore County's value shown alongside OK's median and the U.S. median. Full CSV available for download.
| Indicator | Le Flore | OK median | U.S. median | Pctile | Source |
|---|---|---|---|---|---|
| Delinquency — domain score 76 · Rank 639 of 3,144 | |||||
| Auto loan delinquency Share of auto loan accounts 60+ days past due | 6% | 7% | 5% | 58th | Urban Institute Debt in America (2025) |
| Credit card delinquency Share of credit card accounts 60+ days past due | 8% | 6% | 5% | 87th | Urban Institute Debt in America (2025) |
| Subprime credit share Share of residents with a credit score below 660 | 33% | 30% | 23% | 83rd | Federal Reserve Bank of St. Louis, Equifax (2025) |
| Default & Legal — domain score 80 · Rank 407 of 3,144 | |||||
| Debt in collections Share of residents with a credit file who have debt in collections | 33% | 31% | 23% | 82nd | Urban Institute Debt in America (2025) |
| Bankruptcy filing rate Personal bankruptcy filings per 100,000 residents | 218 | 147 | 126 | 79th | Administrative Office of the U.S. Courts, F-5A (2025) |
| Debt Burden (housing basis) — domain score 47 · Rank 1,685 of 3,144 | |||||
| Rent-to-income ratio Fair Market Rent (2BR) as share of median household income | 22% | 21% | 21% | 61st | HUD FMR (FY2026); U.S. Census Bureau, SAIPE (2023) |
| Severe rent burden (50%+) Share of renter households paying 50%+ of income on rent | 15% | 16% | 18% | 33rd | U.S. Census Bureau, ACS 5-year (2023) |
| Labor — domain score 86 · Rank 423 of 3,144 | |||||
| Unemployment Share of labor force unemployed | 5% | 4% | 4% | 86th | U.S. Bureau of Labor Statistics, LAUS (May 2026) |
| Safety Net & Buffer — domain score 87 · Rank 129 of 3,144 | |||||
| Child poverty rate Share of children under 18 below the federal poverty line | 25% | 23% | 18% | 80th | U.S. Census Bureau, SAIPE (2023) |
| Disability rate Share of residents reporting a disability | 21% | 20% | 16% | 86th | U.S. Census Bureau, ACS 5-year (2023) |
| Poverty rate Share of population below the federal poverty line | 21% | 17% | 14% | 89th | U.S. Census Bureau, SAIPE (2023) |
| Uninsured rate Share of residents without health insurance coverage | 18% | 14% | 8% | 95th | U.S. Census Bureau, ACS 5-year (2023) |
Five-Domain Breakdown
The CDI is an equal-weight composite of five family-v1 distress domains. Each domain contributes 20% of the county score.
Methodology
The County Distress Index is a 0–100 composite score of household financial distress, computed for all 3,144 U.S. counties. Higher scores indicate greater distress. The index is built from five equal-weighted domains: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Each domain is the mean of distress-oriented indicator percentiles; the CDI score is the equal-weight mean of those domain scores.
Data sources include the Urban Institute Debt in America (Equifax consumer credit panel), FRED/Equifax (subprime credit share), U.S. Census Bureau (American Community Survey 5-year, Small Area Income and Poverty Estimates), Bureau of Labor Statistics (Local Area Unemployment Statistics), U.S. Courts Administrative Office (F-5A bankruptcy filings), and HUD Fair Market Rents. Data vintages range from 2022 to 2026 depending on source; full indicator-level vintage detail is in the methodology document.
For Press & Research
Everything you need to cite Le Flore County data — in under 60 seconds.
Draft wire copy 134-word AP-style article — use freely with attribution
POTEAU, Okla. — Le Flore County ranks 289th among the nation's most financially distressed counties, according to the County Distress Index released this month by American Default Research.
The composite score of 75.3 out of 100 gives Le Flore a high county distress label. Among 3,144 U.S. counties scored, 288 counties rank more distressed. Within Oklahoma, Le Flore ranks tenth of 77 counties.
The index, which draws on 13 source indicators from the U.S. Census Bureau, Bureau of Labor Statistics, Urban Institute and federal court filings, identifies safety net & buffer as the primary driver in Le Flore. 18% of residents lack health insurance — more than double the national median of 8%.
American Default Research founder Ross Kilburn is available for interview at press@americandefault.org.
Full methodology and county-by-county data are available at americandefault.org/methodology/cdi.
Frequently Asked Questions
What is Le Flore County's CDI score, and what does it mean?
What drives Le Flore County's distress score?
How does Le Flore County compare to its neighbors?
How is the County Distress Index calculated?
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