The Energy Shock Snapshot, Archived
This page now separates a dated energy-cost analysis from the family-v1 ADI methodology. The index publishes condition readings.
This page is now a dated energy-cost snapshot rather than a projection page. The prior version contained forward-looking language that did not belong next to ADI reference surfaces.
The ADI family method measures household financial distress. Energy and wage-pressure indicators can be tracked as inputs or context, while the index reports the condition reading from published data.
The ADI reference page publishes the national score through the canonical layer and carries the required reading gloss beside any band label.
For source data, use the energy, wage, and credit indicators linked from this page rather than this archived snapshot.
Refresh Trace
2026-06-12| Co-moving indicator | Source | Period | Delta |
|---|---|---|---|
| CFPB Consumer Complaint Volume | Consumer Financial Protection Bureau | 2026-05 | +33131 |
| Continued Unemployment Claims (SA) | DOL via FRED | 2026-05-30 | +18000 |
| Total Consumer Credit Outstanding | Federal Reserve via FRED | 2026-04 | +12549.92 |
| Total Revolving Credit Outstanding | Federal Reserve via FRED | 2026-04 | +11700.88 |
| Initial Unemployment Claims (SA) | DOL via FRED | 2026-06-06 | +4000 |
Ross Kilburn has spent over two decades working directly with financially distressed American households — from negotiating more than 1,000 short sales during the Great Recession to generating leads for a foreclosure defense law firm today. He is the author of The Complete Guide to Short Sales and the founder of American Default Research. Full bio →
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