Florida County Distress Index
Financial distress scores for all 67 counties in Florida, scored 0–100 across five domains. Mean score: 64.8. 35counties are in Serious or Crisis.
Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26
Florida Snapshot
67 Counties Scored
64.8 Mean Score
65.1 Median Score
84.5 Gadsden County Most Distressed
40.6 St. Johns County Least Distressed
1 Crisis 34 Serious 25 Elevated 7 Normal
Zone Distribution Florida County Map
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Healthy Normal Elevated Serious Crisis
All 67 Florida counties colored by distress zone. Hover for details; click released counties for full reports.
Most & Least Distressed
Most Distressed
Least Distressed
Score Distribution
How Florida's 67 county scores are distributed across the 0–100 scale.
All Florida Counties
67 counties ranked by distress score. Click column headers to sort.
| State Rank | Nat'l Rank | County | Score | Zone | Primary Driver |
|---|---|---|---|---|---|
| 1 | 23 | Gadsden County | 84.5 | Crisis | Consumer Credit Distress |
| 2 | 81 | Osceola County | 79.0 | Serious | Consumer Credit Distress |
| 3 | 83 | Polk County | 78.9 | Serious | Consumer Credit Distress |
| 4 | 95 | Hardee County | 78.4 | Serious | Consumer Credit Distress |
| 5 | 104 | Bradford County | 78.0 | Serious | Consumer Credit Distress |
| 6 | 112 | Hendry County | 77.6 | Serious | Consumer Credit Distress |
| 7 | 118 | Duval County | 77.3 | Serious | Consumer Credit Distress |
| 8 | 147 | Jackson County | 76.3 | Serious | Consumer Credit Distress |
| 9 | 172 | Calhoun County | 75.4 | Serious | Consumer Credit Distress |
| 10 | 182 | Putnam County | 75.1 | Serious | Consumer Credit Distress |
| 11 | 187 | Hamilton County | 74.9 | Serious | Consumer Credit Distress |
| 12 | 189 | DeSoto County | 74.8 | Serious | Consumer Credit Distress |
| 13 | 234 | Orange County | 73.8 | Serious | Consumer Credit Distress |
| 14 | 247 | Escambia County | 73.5 | Serious | Consumer Credit Distress |
| 15 | 314 | Highlands County | 72.0 | Serious | Consumer Credit Distress |
| 16 | 321 | Marion County | 71.9 | Serious | Consumer Credit Distress |
| 17 | 336 | Hillsborough County | 71.4 | Serious | Consumer Credit Distress |
| 18 | 350 | Columbia County | 70.9 | Serious | Consumer Credit Distress |
| 19 | 362 | Miami-Dade County | 70.7 | Serious | Consumer Credit Distress |
| 20 | 384 | Hernando County | 70.1 | Serious | Consumer Credit Distress |
| 21 | 385 | St. Lucie County | 70.1 | Serious | Consumer Credit Distress |
| 22 | 392 | Liberty County | 69.9 | Serious | Consumer Credit Distress |
| 23 | 402 | Volusia County | 69.7 | Serious | Consumer Credit Distress |
| 24 | 412 | Glades County | 69.5 | Serious | Consumer Credit Distress |
| 25 | 422 | Broward County | 69.4 | Serious | Consumer Credit Distress |
| 26 | 445 | Taylor County | 68.8 | Serious | Consumer Credit Distress |
| 27 | 469 | Okeechobee County | 68.3 | Serious | Consumer Credit Distress |
| 28 | 485 | Madison County | 68.1 | Serious | Consumer Credit Distress |
| 29 | 491 | Leon County | 68.0 | Serious | Consumer Credit Distress |
| 30 | 516 | Baker County | 67.6 | Serious | Consumer Credit Distress |
| 31 | 584 | Citrus County | 66.4 | Serious | Consumer Credit Distress |
| 32 | 612 | Dixie County | 65.6 | Serious | Consumer Credit Distress |
| 33 | 613 | Suwannee County | 65.6 | Serious | Consumer Credit Distress |
| 34 | 632 | Pasco County | 65.1 | Serious | Consumer Credit Distress |
| 35 | 633 | Washington County | 65.1 | Serious | Consumer Credit Distress |
| 36 | 642 | Lake County | 65.0 | Elevated | Consumer Credit Distress |
| 37 | 659 | Bay County | 64.7 | Elevated | Consumer Credit Distress |
| 38 | 693 | Jefferson County | 64.2 | Elevated | Consumer Credit Distress |
| 39 | 701 | Clay County | 64.1 | Elevated | Consumer Credit Distress |
| 40 | 702 | Lee County | 64.1 | Elevated | Consumer Credit Distress |
| 41 | 712 | Levy County | 63.9 | Elevated | Consumer Credit Distress |
| 42 | 770 | Seminole County | 63.0 | Elevated | Consumer Credit Distress |
| 43 | 782 | Holmes County | 62.8 | Elevated | Consumer Credit Distress |
| 44 | 794 | Lafayette County | 62.6 | Elevated | Consumer Credit Distress |
| 45 | 795 | Union County | 62.6 | Elevated | Consumer Credit Distress |
| 46 | 891 | Brevard County | 60.9 | Elevated | Consumer Credit Distress |
| 47 | 892 | Pinellas County | 60.9 | Elevated | Consumer Credit Distress |
| 48 | 902 | Monroe County | 60.8 | Elevated | Consumer Credit Distress |
| 49 | 932 | Alachua County | 60.3 | Elevated | Consumer Credit Distress |
| 50 | 956 | Flagler County | 59.8 | Elevated | Consumer Credit Distress |
| 51 | 991 | Palm Beach County | 59.4 | Elevated | Consumer Credit Distress |
| 52 | 1,051 | Gulf County | 58.4 | Elevated | Consumer Credit Distress |
| 53 | 1,097 | Franklin County | 57.7 | Elevated | Consumer Credit Distress |
| 54 | 1,135 | Manatee County | 57.3 | Elevated | Consumer Credit Distress |
| 55 | 1,222 | Wakulla County | 55.8 | Elevated | Consumer Credit Distress |
| 56 | 1,250 | Charlotte County | 55.4 | Elevated | Consumer Credit Distress |
| 57 | 1,262 | Gilchrist County | 55.1 | Elevated | Consumer Credit Distress |
| 58 | 1,304 | Okaloosa County | 54.5 | Elevated | Consumer Credit Distress |
| 59 | 1,408 | Indian River County | 52.9 | Elevated | Consumer Credit Distress |
| 60 | 1,432 | Walton County | 52.4 | Elevated | Consumer Credit Distress |
| 61 | 1,591 | Collier County | 49.7 | Normal | Housing Cost Burden |
| 62 | 1,649 | Nassau County | 49.0 | Normal | Consumer Credit Distress |
| 63 | 1,724 | Sarasota County | 47.9 | Normal | Housing Cost Burden |
| 64 | 1,786 | Santa Rosa County | 46.9 | Normal | Consumer Credit Distress |
| 65 | 1,881 | Martin County | 45.3 | Normal | Housing Cost Burden |
| 66 | 2,056 | Sumter County | 42.2 | Normal | Housing Cost Burden |
| 67 | 2,152 | St. Johns County | 40.6 | Normal | Housing Cost Burden |
How County Scores Work
Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.
Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties