County Data

New York County Distress Index

Financial distress scores for all 62 counties in New York, scored 0–100 across five domains. Mean score: 46.2. 1county is in Serious or Crisis.

Data: Census, BLS, Urban Institute, HUD, US Courts | Scores as of 2026-03-26

New York Snapshot

62 Counties Scored
46.2 Mean Score
44.4 Median Score
79.7 Bronx County Most Distressed
23.1 Wyoming County Least Distressed
1 Serious 20 Elevated 37 Normal 4 Healthy
Zone Distribution

New York County Map

Loading interactive map…

Healthy Normal Elevated Serious Crisis

All 62 New York counties colored by distress zone. Hover for details; click released counties for full reports.

Most & Least Distressed

Most Distressed

#1 Bronx County
79.7 Serious
Consumer Credit Distress
#2 Montgomery County
64.7 Elevated
Consumer Credit Distress
#3 Chemung County
58.8 Elevated
Consumer Credit Distress

Least Distressed

#62 Wyoming County
23.1 Healthy
Housing Cost Burden
#61 Saratoga County
30.8 Healthy
Housing Cost Burden
#60 Hamilton County
31.1 Healthy
Housing Cost Burden

Score Distribution

How New York's 62 county scores are distributed across the 0–100 scale.

All New York Counties

62 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Zone Primary Driver
1 69 Bronx County 79.7 Serious Consumer Credit Distress
2 661 Montgomery County 64.7 Elevated Consumer Credit Distress
3 1,031 Chemung County 58.8 Elevated Consumer Credit Distress
4 1,045 Kings County 58.5 Elevated Consumer Credit Distress
5 1,181 Sullivan County 56.3 Elevated Consumer Credit Distress
6 1,236 Queens County 55.5 Elevated Housing Cost Burden
7 1,320 Orange County 54.4 Elevated Housing Cost Burden
8 1,350 Fulton County 53.9 Elevated Consumer Credit Distress
9 1,367 Schenectady County 53.5 Elevated Housing Cost Burden
10 1,396 Seneca County 53.1 Elevated Consumer Credit Distress
11 1,404 Clinton County 53.0 Elevated Consumer Credit Distress
12 1,405 Oswego County 53.0 Elevated Consumer Credit Distress
13 1,459 Orleans County 51.9 Elevated Consumer Credit Distress
14 1,470 Jefferson County 51.7 Elevated Consumer Credit Distress
15 1,476 Cattaraugus County 51.6 Elevated Consumer Credit Distress
16 1,482 Chautauqua County 51.5 Elevated Housing Cost Burden
17 1,490 Washington County 51.4 Elevated Consumer Credit Distress
18 1,514 Broome County 51.1 Elevated Housing Cost Burden
19 1,520 Cortland County 51.0 Elevated Consumer Credit Distress
20 1,560 Oneida County 50.2 Elevated Consumer Credit Distress
21 1,569 Monroe County 50.1 Elevated Housing Cost Burden
22 1,578 St. Lawrence County 50.0 Normal Housing Cost Burden
23 1,586 Richmond County 49.8 Normal Housing Cost Burden
24 1,613 Herkimer County 49.4 Normal Consumer Credit Distress
25 1,653 Ulster County 48.9 Normal Housing Cost Burden
26 1,657 Niagara County 48.8 Normal Housing Cost Burden
27 1,686 Warren County 48.4 Normal Housing Cost Burden
28 1,749 Onondaga County 47.5 Normal Housing Cost Burden
29 1,816 Erie County 46.4 Normal Housing Cost Burden
30 1,879 Chenango County 45.3 Normal Consumer Credit Distress
31 1,923 Allegany County 44.6 Normal Consumer Credit Distress
32 1,938 Cayuga County 44.3 Normal Consumer Credit Distress
33 1,942 Tioga County 44.2 Normal Consumer Credit Distress
34 1,949 Rockland County 44.0 Normal Housing Cost Burden
35 1,951 Rensselaer County 44.0 Normal Housing Cost Burden
36 1,962 Suffolk County 43.8 Normal Housing Cost Burden
37 1,968 Greene County 43.7 Normal Housing Cost Burden
38 1,976 Delaware County 43.7 Normal Housing Cost Burden
39 1,978 Dutchess County 43.6 Normal Housing Cost Burden
40 1,987 Steuben County 43.4 Normal Consumer Credit Distress
41 1,997 Albany County 43.4 Normal Housing Cost Burden
42 2,002 Yates County 43.2 Normal Consumer Credit Distress
43 2,032 Franklin County 42.7 Normal Consumer Credit Distress
44 2,077 Wayne County 41.8 Normal Consumer Credit Distress
45 2,091 Livingston County 41.6 Normal Housing Cost Burden
46 2,100 Essex County 41.4 Normal Housing Cost Burden
47 2,122 Madison County 41.0 Normal Housing Cost Burden
48 2,125 Westchester County 41.0 Normal Housing Cost Burden
49 2,178 Tompkins County 40.2 Normal Housing Cost Burden
50 2,179 Schoharie County 40.2 Normal Consumer Credit Distress
51 2,185 New York County 40.1 Normal Housing Cost Burden
52 2,256 Schuyler County 39.0 Normal Housing Cost Burden
53 2,263 Genesee County 39.0 Normal Consumer Credit Distress
54 2,282 Columbia County 38.5 Normal Housing Cost Burden
55 2,370 Otsego County 36.9 Normal Housing Cost Burden
56 2,423 Nassau County 36.0 Normal Housing Cost Burden
57 2,428 Ontario County 35.9 Normal Housing Cost Burden
58 2,454 Lewis County 35.5 Normal Consumer Credit Distress
59 2,506 Putnam County 34.3 Healthy Housing Cost Burden
60 2,698 Hamilton County 31.1 Healthy Housing Cost Burden
61 2,710 Saratoga County 30.8 Healthy Housing Cost Burden
62 3,012 Wyoming County 23.1 Healthy Housing Cost Burden

How County Scores Work

Each county is scored 0–100 using PCA-weighted percentile-rank scoring across five statistically derived dimensions: Consumer Credit Distress, Housing Cost Burden, Structural Poverty, Economic Vitality, and Legal Distress. A score of 50 means the county falls at the national median. Higher scores indicate greater household financial distress.

Crisis (≥80) — Among the most distressed counties in the country
Serious (65–80) — More distressed than roughly 80% of counties
Elevated (50–65) — More distressed than roughly half of counties
Normal (35–50) — Near the national median
Healthy (<35) — Less distressed than most counties

Full CDI methodology and data sources

New York Resources

New York State Profile

State ADI score: 56.4 (Elevated). Debt, delinquency, and economic indicators for New York.

Find Help in New York

HUD-approved housing counselors, legal aid offices, credit counselors, and debtor education providers in New York.

New York Foreclosure Laws

Foreclosure process, timeline, homeowner protections, and legal resources in New York.

State Distress Rankings

All 51 U.S. jurisdictions ranked by financial distress. Compare New York to the rest of the country.

National County Profiles

All 3,144 U.S. counties ranked by financial distress score.
🛟
If this affects you, we can help. Get a free action plan · Call (307) 264-2992 Find help near you · Browse the Glossary Prefer a nonprofit? HUD-approved housing counselors are also free (1-800-569-4287).