Federal Reserve Bank of New York
American Default tracks indicators using data from Federal Reserve Bank of New York, including The Repo Line, HELOC Balance Growth, and Mortgage Origination Volume. This page links to the indicators and the source website.
American Default tracks indicators using data from Federal Reserve Bank of New York, including The Repo Line, HELOC Balance Growth, and Mortgage Origination Volume. This page links to the indicators and the source website. Data is parsed from the source's published reports and published data via the Claude API — the method varies by indicator.
Indicators from Federal Reserve Bank of New York
| Indicator | Reading | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| The Repo Line | 5.49% Current | rising | Quarterly | Delinquency |
| HELOC Balance Growth | $458.5B Current | rising | Quarterly | Context |
| Mortgage Origination Volume | $504.64B Current | falling | Quarterly | Context |
| Serious Delinquency Rate (90+ days, All Loan Types) | 3.31% Current | rising | Quarterly | Context |
| Share of Student Loan Balances 90+ Days Delinquent | 10.6% Current | rising | Quarterly | Context |
| The Spread | 36 Current | rising | Annual | Context |
| Plastic Ceiling | $1.263T Current | falling | Quarterly | Context |
| Falling Behind | 4.73% Current | falling | Quarterly | Context |
| Total Household Debt | $18.7705T Current | ▬ stable | Quarterly | Context |
How We Get This Data
Attribution & Licensing
Data attributed to: Federal Reserve Bank of New York
Official source: https://www.newyorkfed.org/
American Default publishes headline statistics from Federal Reserve Bank of New York with attribution, but has not verified a reuse licence for the underlying data. Check the publisher's terms before reuse.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What does American Default track from Federal Reserve Bank of New York?
American Default tracks indicators using data from Federal Reserve Bank of New York, including The Repo Line, HELOC Balance Growth, and Mortgage Origination Volume. This page links to the indicators and the source website.
How often is Federal Reserve Bank of New York data measured?
Federal Reserve Bank of New York data is parsed from the source's published reports and published data via the Claude API — the method varies by indicator. Observation frequency varies by indicator: quarterly, annual.
Is Federal Reserve Bank of New York data free to use?
American Default publishes headline statistics from Federal Reserve Bank of New York with attribution, but has not verified a reuse licence for the underlying data. Check the publisher's terms before reuse.
What American Distress Index components use Federal Reserve Bank of New York data?
Federal Reserve Bank of New York data feeds into Delinquency. 1 indicator from this source is in the ADI composite calculation.