Federal Reserve Bank of New York
The NY Fed publishes the Quarterly Report on Household Debt and Credit, the Consumer Credit Panel (with Equifax), and consumer expectations surveys — a primary source for household debt composition and delinquency data.
American Default tracks 9 indicators from Federal Reserve Bank of New York, including The Repo Line, HELOC Balance Growth, and Mortgage Origination Volume. The NY Fed publishes the Quarterly Report on Household Debt and Credit, the Consumer Credit Panel (with Equifax), and consumer expectations surveys — a primary source for household debt composition and delinquency data. Data is parsed from published reports.
Indicators from Federal Reserve Bank of New York
| Indicator | Reading | Trend | Frequency | ADI Component |
|---|---|---|---|---|
| The Repo Line | 5.6% Current | rising | quarterly | Delinquency |
| HELOC Balance Growth | $446.0B Current | rising | quarterly | Context |
| Mortgage Origination Volume | $529.8B Current | rising | quarterly | Context |
| Serious Delinquency Rate (90+ days, All Loan Types) | 3.36% Current | rising | quarterly | Context |
| The Spread | 36 Current | rising | annual | Context |
| Student Loan Delinquency Rate (90+ days) | 10.34% Current | rising | quarterly | Context |
| Plastic Ceiling | $1.3T Current | falling | quarterly | Context |
| Falling Behind | 4.76% Current | rising | quarterly | Context |
| Total Household Debt | $18.8T Current | rising | quarterly | Context |
How We Get This Data
Attribution & Licensing
Data attributed to: Federal Reserve Bank of New York
Official source: https://www.newyorkfed.org/
Federal government data is in the public domain. American Default provides full attribution per each agency's terms of use. FRED-hosted data use is subject to the Federal Reserve Bank of St. Louis Terms of Use.
Related
- ADI Methodology — how these indicators feed into the composite score
- All Indicators — browse all tracked indicators
- Data Status — current update status for all data sources
- All Sources — view all data sources
Frequently Asked Questions
What data does Federal Reserve Bank of New York publish?
The NY Fed publishes the Quarterly Report on Household Debt and Credit, the Consumer Credit Panel (with Equifax), and consumer expectations surveys — a primary source for household debt composition and delinquency data.
How often does American Default update Federal Reserve Bank of New York data?
Federal Reserve Bank of New York data is parsed from published reports. Update frequency varies by indicator: quarterly, annual.
Is Federal Reserve Bank of New York data free to use?
Yes. Federal Reserve Bank of New York is a public institution and its data is freely available. American Default provides proper attribution per the source's terms of use.
What American Distress Index components use Federal Reserve Bank of New York data?
Federal Reserve Bank of New York data feeds into Delinquency. 1 indicator from this source is in the ADI composite calculation.