Upstream Pressure
◇ Leading Indicator

CPI Inflation Rate (All Items)

Year-over-year change in consumer prices

Validated leading indicator for Motor Vehicle Insurance CPI (3q lag) — currently dormant. Motor Vehicle Insurance CPI · View projections

What is the current CPI Inflation Rate (All Items)?

CPI INFLATION RATE
2.66% ↓ Improving
year-over-year increase in consumer prices

The Consumer Price Index (CPI) for all items rose 2.66% year-over-year in the latest reading, according to the Bureau of Labor Statistics. While headline inflation has moderated from its 2022 peak, cumulative price increases since 2020 continue to strain household budgets — especially for food, shelter, and healthcare. Source: BLS via FRED (CPIAUCSL).

CPI Inflation Rate (All Items) at 2.8%

Tracking improving relative to recent baseline.

Source: BLS via FRED via FRED (CPIAUCSL) ↗
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Explore Further

📊 Cost of Living & Inflation Statistics 2026 → 📖 What Is Consumer Price Index (CPI)? → 📖 What Is Inflation? →

How has CPI Inflation Rate (All Items) changed over time?

CSV Chart Card
CPI Inflation Rate (All Items) over time
Consumer Price Index inflation rate, all items, year-over-year
CPI Inflation Rate (All Items)
Data: BLS via FRED Updated Mar 2026
Historical data
Monthly · BLS via FRED
Period Value YoY Change
Feb 2026 2.66% −0.1 pts
Jan 2026 2.83% −0.2 pts
Dec 2025 3% +0.1 pts
Nov 2025 2.99% +0.3 pts
Sep 2025 3.02% +0.6 pts
Aug 2025 2.94% +0.3 pts
Jul 2025 2.74% −0.2 pts
Jun 2025 2.68% −0.3 pts
May 2025 2.38% −0.9 pts
Apr 2025 2.33% −1.0 pts
Mar 2025 2.38% −1.1 pts
Feb 2025 2.8% −0.4 pts

Frequently Asked Questions

What is the current CPI inflation rate?

The all-items CPI inflation rate was 2.66% year-over-year in the latest BLS reading. This measures the average change in prices paid by urban consumers for a market basket of goods and services.

Why does CPI matter for financial distress?

Even moderate inflation erodes purchasing power. The American Distress Index tracks the cumulative impact: grocery prices are up 32.7% since January 2020, and shelter costs continue rising faster than wages.

Where does CPI data come from?

Published monthly by the Bureau of Labor Statistics, available via FRED series CPIAUCSL.

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Why does CPI Inflation Rate (All Items) matter?

CPI Inflation Rate (All Items) is one of 91 indicators in the American Distress Index's upstream pressure layer — the signal that predicted the 2008 crisis two years before delinquency data confirmed it.
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