Susquehanna County, Pennsylvania

County Distress Index: Normal · 43.5 | 38,109 people · 46th most distressed in Pennsylvania
American Default Research

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Susquehanna County, PA falls within the normal range for household financial distress at 43.5 — 2117th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Pennsylvania, it ranks 46th of 67 counties. Among its 6 neighboring counties, 4 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Susquehanna County's primary driver is Employment & Wages at 62.6 — above the national median.

Employment & Wages Primary driver 62.6
Unemployment Rate 61
Wage-to-Rent Ratio 48
Business Formation Rate 79
Community Vulnerability 46.2
Uninsured Rate 38
Disability Rate 54
Debt & Delinquency 38.7
Debt in Collections 39
Medical Debt 41
Student Loan Delinquency 42
Auto Loan Delinquency 50
Credit Card Delinquency 32
Bankruptcy Filing Rate 28
Housing Cost Burden 35.2
Rent-Burdened (30%+) 42
Severely Rent-Burdened (50%+) 56
Mortgage-Burdened (30%+) 32
Homeownership Rate 27
Rent-to-Income Ratio 19
Income & Poverty 34.9
Poverty Rate 38
Income vs. State Median 26
Child Poverty Rate 41

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Susquehanna County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Susquehanna County
Susquehanna County, PA 43.5 Normal —
Lackawanna County, PA 58.3 Elevated +14.7
Broome County, NY 52.3 Elevated +8.8
Wayne County, PA 45.6 Normal +2.1
Tioga County, NY 45.6 Normal +2.0
Bradford County, PA 43.1 Normal -0.4
Wyoming County, PA 40.8 Normal -2.7

Population Peers

County Score Zone vs. Susquehanna County
Paulding County, OH 43.5 Normal +0.0
Caledonia County, VT 43.5 Normal -0.0
Monroe County, WI 43.6 Normal +0.0
Fayette County, IA 43.5 Normal -0.1
Albany County, WY 43.6 Normal +0.1

Download Data

Export all distress indicators for Susquehanna County as a CSV file.

Find Help in Susquehanna County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Susquehanna County.

TREHAB
Montrose
570-265-2072 Website
Foreclosure PreventionPost-PurchasePre-Purchase

See all counselors in Pennsylvania →

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Pennsylvania Bar Association Lawyer Referral Service 1-800-932-0311

Free Legal Aid

Legal aid organizations serving Susquehanna County residents at no cost.

Community Legal Services of Philadelphia 215-981-3700
MidPenn Legal Services 1-800-326-9177
Neighborhood Legal Services Association 412-255-6700
Pennsylvania Legal Aid Network (PLAN)
Laurel Legal Services, Inc. (800) 253-9558
Legal Aid of Southeastern Pennsylvania (877) 429-5994
North Penn Legal Services, Inc. (877) 953-4250
Northwestern Legal Services (814) 452-6957
Philadelphia Legal Assistance Center (215) 981-3800
Summit Legal Aid (800) 846-0871

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Susquehanna County, Pennsylvania?

    Susquehanna County has a County Distress Index score of 43.5 out of 100, placing it in the Normal zone. It ranks 2,117th nationally out of 3,144 counties and 46th in Pennsylvania out of 67 counties.

  • What drives financial distress in Susquehanna County?

    The primary driver of distress in Susquehanna County is Employment & Wages, where the county scores 62.6 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Susquehanna County compare to neighboring counties?

    Susquehanna County (43.5) can be compared to its 6 neighboring counties: Lackawanna County, PA (58.3); Broome County, NY (52.3); Wayne County, PA (45.6).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Susquehanna County?

    Susquehanna County, Pennsylvania has a population of approximately 38,109 (2023 Census estimate), classified as a small county.