44.0 / 100
Normal
2,076th of 3,144 counties nationally
87th of 100 counties in North Carolina

Mecklenburg County, NC falls within the normal range for household financial distress at 44.0 — 2076th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within North Carolina, it ranks 87th of 100 counties. Among its 7 neighboring counties, 5 show less distress.

Five-Domain Breakdown

How Mecklenburg County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
78.5
Rent-Burdened (30%+)
83
Severely Rent-Burdened (50%+)
72
Mortgage-Burdened (30%+)
68
Homeownership Rate
96
Rent-to-Income Ratio
73

Debt & Delinquency

58.5
Debt in Collections
64
Medical Debt
39
Student Loan Delinquency
67
Auto Loan Delinquency
81
Credit Card Delinquency
74
Bankruptcy Filing Rate
26

Community Vulnerability

38.2
Uninsured Rate
75
Disability Rate
1

Employment & Wages

24.7
Unemployment Rate
41
Wage-to-Rent Ratio
31
Business Formation Rate
2

Income & Poverty

20.0
Poverty Rate
22
Income vs. State Median
7
Child Poverty Rate
31

How Mecklenburg County Compares

Neighboring Counties

County Score Zone Difference
Mecklenburg County, NC 44.0 Normal
Gaston County, NC 60.4 Elevated +16.4
York County, SC 46.0 Normal +2.0
Cabarrus County, NC 41.4 Normal -2.5
Lancaster County, SC 39.8 Normal -4.2
Lincoln County, NC 36.9 Normal -7.1

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Denton County, TX 43.5 Normal -0.5
Orange County, CA 41.9 Normal -2.1
San Diego County, CA 46.3 Normal +2.4
Contra Costa County, CA 41.1 Normal -2.9
Salt Lake County, UT 40.5 Normal -3.4

Download Data

Export all distress indicators for Mecklenburg County as a CSV file.

Frequently Asked Questions

What is the distress score for Mecklenburg County, North Carolina?

Mecklenburg County has a County Distress Index score of 44.0 out of 100, placing it in the Normal zone. It ranks 2,076th nationally out of 3,144 counties and 87th in North Carolina out of 100 counties.

What drives financial distress in Mecklenburg County?

The primary driver of distress in Mecklenburg County is Housing Cost Burden, where the county scores 78.5 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Mecklenburg County compare to neighboring counties?

Mecklenburg County (44.0) can be compared to its 5 neighboring counties: Gaston County, NC (60.4); York County, SC (46.0); Cabarrus County, NC (41.4).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Mecklenburg County?

Mecklenburg County, North Carolina has a population of approximately 1,163,701 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.