State Distress Rankings After the SDI Cutover
State pages now use ranks and fifths. National ADI band labels belong to the national time series, not to places.
The former version of this page described states with the retired state-zone vocabulary. That is no longer the public contract. The State Distress Index is a cross-sectional place ranking, so state surfaces use rank and fifth wording rather than the national ADI band labels.
The national ADI still uses band labels on the time axis, but only with the literal engine reading beside the label. State pages use ranks and fifths instead.
Use State Distress Rankings for the state table and methodology-linked breakdowns. Use individual state profiles for ranks, peer comparisons, and local credit data.
This page stays as a routing note for older links that pointed at the pre-cutover state analysis.
Refresh Trace
2026-06-12| Co-moving indicator | Source | Period | Delta |
|---|---|---|---|
| CFPB Consumer Complaint Volume | Consumer Financial Protection Bureau | 2026-05 | +33131 |
| Continued Unemployment Claims (SA) | DOL via FRED | 2026-05-30 | +18000 |
| Total Consumer Credit Outstanding | Federal Reserve via FRED | 2026-04 | +12549.92 |
| Total Revolving Credit Outstanding | Federal Reserve via FRED | 2026-04 | +11700.88 |
| Initial Unemployment Claims (SA) | DOL via FRED | 2026-06-06 | +4000 |
Ross Kilburn has spent over two decades working directly with financially distressed American households — from negotiating more than 1,000 short sales during the Great Recession to generating leads for a foreclosure defense law firm today. He is the author of The Complete Guide to Short Sales and the founder of American Default Research. Full bio →
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