Giles County, Virginia

County Distress Index: Normal · 38.8 | 16,457 people · 97th most distressed in Virginia
American Default Research

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Giles County, VA falls within the normal range for household financial distress at 38.8 — 2420th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Virginia, it ranks 97th of 133 counties. Among its 7 neighboring counties, 6 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Giles County's primary driver is Debt & Delinquency at 46.9 — above the national median.

Debt & Delinquency Primary driver 46.9
Debt in Collections 56
Medical Debt 16
Student Loan Delinquency 64
Auto Loan Delinquency 13
Credit Card Delinquency 80
Bankruptcy Filing Rate 53
Income & Poverty 41.0
Poverty Rate 32
Income vs. State Median 57
Child Poverty Rate 35
Employment & Wages 39.4
Unemployment Rate 34
Wage-to-Rent Ratio 5
Business Formation Rate 79
Community Vulnerability 39.3
Uninsured Rate 47
Disability Rate 31
Housing Cost Burden 27.2
Rent-Burdened (30%+) 23
Severely Rent-Burdened (50%+) 59
Mortgage-Burdened (30%+) 6
Homeownership Rate 24
Rent-to-Income Ratio 24

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Giles County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Giles County
Giles County, VA 38.8 Normal —
Summers County, WV 62.5 Elevated +23.8
Mercer County, WV 59.9 Elevated +21.1
Pulaski County, VA 57.7 Elevated +18.9
Monroe County, WV 53.6 Elevated +14.8
Montgomery County, VA 43.8 Normal +5.0
Craig County, VA 42.6 Normal +3.8
Bland County, VA 35.5 Normal -3.3

Population Peers

County Score Zone vs. Giles County
Jackson County, IN 38.7 Normal -0.0
Van Wert County, OH 38.7 Normal -0.0
Lee County, IL 38.8 Normal +0.0
Lyon County, MN 38.7 Normal -0.0
Atchison County, KS 38.7 Normal -0.1

Download Data

Export all distress indicators for Giles County as a CSV file.

Find Help in Giles County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Giles County.

NEW RIVER COMMUNITY ACTION (GILES COUNTY)
PEARISBURG
540-921-2146-0217 Website
Foreclosure PreventionFair HousingHomeless/DisplacementPre-Lease/Pre-Purchase

See all counselors in Virginia →

Find an Attorney

Virginia State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Virginia State Bar Lawyer Referral Service 1-800-552-7977

Free Legal Aid

Legal aid organizations serving Giles County residents at no cost.

Virginia Legal Aid Society 540-342-3900
Legal Aid Justice Center 434-977-0553
Legal Services of Northern Virginia 703-778-6800
Virginia Poverty Law Center 804-782-9430
Central Virginia Legal Aid Society 804-648-1012
Blue Ridge Legal Services, Inc. (866) 534-5243
Legal Aid Society of Eastern Virginia (757) 827-5078
Southwest Virginia Legal Aid Society, Inc. (888) 201-2772

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Giles County, Virginia?

    Giles County has a County Distress Index score of 38.8 out of 100, placing it in the Normal zone. It ranks 2,420th nationally out of 3,144 counties and 97th in Virginia out of 133 counties.

  • What drives financial distress in Giles County?

    The primary driver of distress in Giles County is Debt & Delinquency, where the county scores 46.9 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Giles County compare to neighboring counties?

    Giles County (38.8) can be compared to its 7 neighboring counties: Summers County, WV (62.5); Mercer County, WV (59.9); Pulaski County, VA (57.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Giles County?

    Giles County, Virginia has a population of approximately 16,457 (2023 Census estimate), classified as a small county.