In Atchison County, Kansas, rent on a two-bedroom takes about one in six dollars of the typical household's income

In Atchison County, 17.6% of the typical household's income would go to rent on a two-bedroom. That is lower than in 82% of U.S. counties.

County Distress Index Data through Sep 2026
32nd
of 105 counties in Kansas
32score /100

Less distressed than 67% of U.S. counties.

What drives Atchison County's score

In Atchison County, income and the safety net is the highest-scoring part, at 50.5. Housing costs are the lowest part, at 22.5.

The County Distress Index looks at five parts of household money trouble in Atchison County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Atchison County isn't among the worst-off quarter of U.S. counties on any measure.

A longer bar means more trouble. See how the county score works.

  • Income and safety net

    Biggest factor
    50.5 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      13.9% · 2024
      55th percentile
    • Children below the poverty line
      15.2% · 2024
      39th percentile
    • People with a disability
      15.5% · 2020 to 2024
      45th percentile
    • People without health insurance
      8.8% · 2020 to 2024
      57th percentile
    • Median household income (lower income, longer bar)
      $65,578 · 2024
      53rd percentile
  • Late payments

    47.5 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      6.2% · August 2025
      61st percentile
    • People with a car or retail loan behind
      3.3% · August 2025
      19th percentile
    • People with a subprime credit score
      43.2% · second quarter of 2026
      61st percentile
  • Jobs

    43.7 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      4.0% · Oct 2025 to Sep 2026
      49th percentile
    • Adults 25 to 54 not working
      18.7% · 2020 to 2024
      37th percentile
  • Collections and bankruptcy

    35.5 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      19.1% · August 2025
      34th percentile
    • Bankruptcy filings per 100,000 people
      99.9 · 2025
      36th percentile
  • Housing costs

    22.5 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      14.0% · 2020 to 2024
      27th percentile
    • Rent on a two-bedroom as a share of the median income
      17.6% · fiscal year 2027
      17th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Atchison County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Atchison County, 18.1% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Atchison County

58 15 27

Kansas

62 20 18

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

In Atchison County, benefit checks' share of income has more than doubled since 1969, reaching 26.9% in 2024, but pay from work still brings in twice as much as benefit checks

In Atchison County, Kansas, benefit checks' share of income more than doubled from 1969 to 2024, reaching 26.9%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919841994200420142024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Atchison County, Kansas · American Default
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The share of households in Atchison County getting SNAP food aid rose most sharply from its first year (9.7% in 2009) to 13.4% in 2010.

The share of households in Atchison County getting SNAP food aid was at its highest on the chart in 2013 and has since fallen by about a quarter

Low on the chart: 9.7% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Atchison County, Kansas.

0%10%20% 9.7%10.9% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 9.7%10.9% 20092012201420162018202020222024
Source: U.S. Census Bureau, American Community Survey 5-year estimates · American Default
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How Atchison County has changed

Atchison County's population fell 16% from 1969 to 2024, reaching its lowest on the chart

Biggest drop: 1979 to 1984, reaching 17,579. Residents, yearly estimate, every fifth year and 2024, Atchison County, Kansas.

010,00020,000 19,28616,249 196919741979198419891994199920042009201420192024 010,00020,000 19,28616,249 196919841994200420142024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts · American Default
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The number of jobs located in Atchison County had its largest drop, from 6,740 in 2005 to 5,837 in 2010.

The number of jobs located in Atchison County was at its highest on the chart in 2000 and has since fallen by about a fifth

High on the chart: 6,926 in 2000. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Atchison County, Kansas.

03,5007,000 5,9765,677 19901995200020052010201520202025 03,5007,000 5,9765,677 1990200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages · American Default
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 6.2% 2025 4.1% BLS LAUS
People below the poverty lineCensus SAIPE 1989 13.1% 2024 13.9% Census SAIPE
Median household incomeCensus SAIPE 1989 $24,800 2024 $65,578 Census SAIPE

The table uses 4.1% for 2025; the score uses 4.0% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Atchison County's history

  1. 1900

    The county's largest recorded population was the 1900 Census count of 28,606. The 2020 Census counted 16,348, 57% of the peak. Census Bureau

  2. 1984

    A tornado in April 1984 did $25 million in property damage. NOAA Storm Events Database

  3. Since 1967

    19 federal disaster and emergency declarations have covered Atchison County, 13 of them for flooding. FEMA

Atchison County beside its neighbors

Of the seven counties that border Atchison County, in Kansas and Missouri, one scores higher. For the share of income from benefit checks, Atchison County ranks 3rd of the eight; Buchanan County is highest, at 28.7%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Buchanan County, MO 71 25th of 115 13.5% 28.7%
Atchison County, KS 32 32nd of 105 13.9% 26.9%
Doniphan County, KS 30 38th of 105 10.6% 25.2%
Brown County, KS 29 40th of 105 13.1% 27.7%
Leavenworth County, KS 26 49th of 105 9.2% 20.7%
Jackson County, KS 17 74th of 105 8.4% 23.5%
Platte County, MO 16 108th of 115 5.5% 13.6%
Jefferson County, KS 6 97th of 105 7.1% 22.4%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Atchison County the poorest county in Kansas?

No, Atchison County's poverty rate was 13.9% in 2024, 14th highest of 105 in Kansas (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Riley County, at 18.1%. On our distress index, which counts more than poverty, Atchison County ranks 32nd of 105 in the state.

If you're behind on your mortgage in Atchison County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Kansas foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Atchison County · Every U.S. county (CSV)

Cite this Atchison County, Kansas, scores 32 on the County Distress Index (data through Sep 2026): less distressed than 67% of U.S. counties · American Default Research · americandefault.org/counties/kansas/atchison-county-ks/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Atchison County comes from, 2024.
  • History The agencies named in each row and the linked records above.