Garfield County, Utah

County Distress Index: Normal · 43.4 | 5,314 people · 8th most distressed in Utah
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Garfield County, UT falls within the normal range for household financial distress at 43.4 — 2126th nationally out of 3144 counties. The primary driver is Employment & Wages, where employment and wage conditions show moderate stress. Within Utah, it ranks 8th of 29 counties. Its score is in the middle of its 6 neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Garfield County's primary driver is Employment & Wages at 59.2 — above the national median.

Employment & Wages Primary driver 59.2
Unemployment Rate 95
Wage-to-Rent Ratio 72
Business Formation Rate 10
Community Vulnerability 54.3
Uninsured Rate 78
Disability Rate 30
Income & Poverty 45.7
Poverty Rate 21
Income vs. State Median 82
Child Poverty Rate 35
Housing Cost Burden 30.5
Rent-Burdened (30%+) 22
Severely Rent-Burdened (50%+) 6
Mortgage-Burdened (30%+) 48
Homeownership Rate 55
Rent-to-Income Ratio 21
Debt & Delinquency 27.2
Debt in Collections 21
Medical Debt 19
Student Loan Delinquency 23
Auto Loan Delinquency 15
Credit Card Delinquency 53
Bankruptcy Filing Rate 33

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Garfield County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Garfield County
Garfield County, UT 43.4 Normal —
San Juan County, UT 64.0 Elevated +20.6
Piute County, UT 54.7 Elevated +11.4
Kane County, UT 45.7 Normal +2.3
Wayne County, UT 41.6 Normal -1.8
Iron County, UT 41.5 Normal -1.9
Beaver County, UT 39.5 Normal -3.9

Population Peers

County Score Zone vs. Garfield County
Dawson County, MT 43.3 Normal -0.1
Benson County, ND 43.5 Normal +0.1
Swift County, MN 43.5 Normal +0.1
Sheridan County, MT 43.6 Normal +0.2
Blaine County, NE 43.6 Normal +0.2

Download Data

Export all distress indicators for Garfield County as a CSV file.

Find Help in Garfield County

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Utah State Bar Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Utah State Bar Lawyer Referral Service 801-531-9077

Free Legal Aid

Legal aid organizations serving Garfield County residents at no cost.

Utah Legal Services 1-800-662-4245
Legal Aid Society of Salt Lake 801-328-8849

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Frequently Asked Questions

  • What is the distress score for Garfield County, Utah?

    Garfield County has a County Distress Index score of 43.4 out of 100, placing it in the Normal zone. It ranks 2,126th nationally out of 3,144 counties and 8th in Utah out of 29 counties.

  • What drives financial distress in Garfield County?

    The primary driver of distress in Garfield County is Employment & Wages, where the county scores 59.2 out of 100. This domain is measured by indicators including Unemployment Rate, Wage-to-Rent Ratio, Business Formation Rate.

  • How does Garfield County compare to neighboring counties?

    Garfield County (43.4) can be compared to its 6 neighboring counties: San Juan County, UT (64.0); Piute County, UT (54.7); Kane County, UT (45.7).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Garfield County?

    Garfield County, Utah has a population of approximately 5,314 (2023 Census estimate), classified as a tiny county.