Unemployment in Sheridan County, Montana, is lower than in 92% of U.S. counties

In Sheridan County, 2.7% of the labor force was out of work, on average. That is lower than in 92% of U.S. counties.

County Distress Index Data through Sep 2026
21st
of 56 counties in Montana
27score /100

Less distressed than 72% of U.S. counties.

What drives Sheridan County's score

In Sheridan County, housing costs are the highest-scoring part, at 62.6. Jobs are the lowest part, at 19.2.

The County Distress Index looks at five parts of household money trouble in Sheridan County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Sheridan County isn't among the worst-off quarter of U.S. counties on any measure.

A longer bar means more trouble. See how the county score works.

  • Housing costs

    Biggest factor
    62.6 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      18.5% · 2020 to 2024
      52nd percentile
    • Rent on a two-bedroom as a share of the median income
      23.2% · fiscal year 2027
      72nd percentile
  • Income and safety net

    45.2 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      12.4% · 2024
      43rd percentile
    • Children below the poverty line
      13.8% · 2024
      32nd percentile
    • People with a disability
      15.3% · 2020 to 2024
      43rd percentile
    • People without health insurance
      7.3% · 2020 to 2024
      44th percentile
    • Median household income (lower income, longer bar)
      $62,725 · 2024
      61st percentile
  • Late payments

    34.3 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      5.2% · August 2025
      45th percentile
    • People with a car or retail loan behind
      not published for this county; scored at the state median · August 2025
      16th percentile
    • People with a subprime credit score
      38.0% · second quarter of 2026
      41st percentile
  • Collections and bankruptcy

    23.0 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      14.5% · August 2025
      17th percentile
    • Bankruptcy filings per 100,000 people
      85.8 · 2025
      28th percentile
  • Jobs

    19.2 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      2.7% · Oct 2025 to Sep 2026
      8th percentile
    • Adults 25 to 54 not working
      17.4% · 2020 to 2024
      29th percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Sheridan County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Sheridan County, 22.7% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Sheridan County

45 28 27

Montana

54 27 19

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

Benefit checks' share of income in Sheridan County had its largest rise, from 15.7% in 2014 to 23.3% in 2019.

In Sheridan County, benefit checks' share of income has more than tripled since 1969, reaching 27.4% in 2024, but pay from work still brings in nearly twice as much as benefit checks

In Sheridan County, Montana, benefit checks' share of income more than tripled from 1969 to 2024, reaching 27.4%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%40%80% 196919741979198419891994199920042009201420192024 0%40%80% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Sheridan County, Montana American Default Research · americandefault.org/counties/montana/sheridan-county-mt/
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The share of households in Sheridan County getting SNAP food aid had its largest drop, from 7.8% in 2018 to 5.4% in 2019.

The share of households in Sheridan County getting SNAP food aid was at its highest on the chart in 2017 and has since fallen by about half

Low on the chart: 3.0% in 2023. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Sheridan County, Montana.

0%5%9% 5.8%4.2% 2009201020112012201320142015201620172018201920202021202220232024 0%5%9% 5.8%4.2% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/montana/sheridan-county-mt/
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How Sheridan County has changed

Sheridan County's population had its largest drop, from 5,675 in 1984 to 4,922 in 1989.

Sheridan County's population fell 41% from 1969 to 2024

High on the chart: 5,850 in 1969. Residents, yearly estimate, every fifth year and 2024, Sheridan County, Montana.

03,0006,000 5,8503,448 196919741979198419891994199920042009201420192024 03,0006,000 5,8503,448 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/montana/sheridan-county-mt/
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The number of jobs located in Sheridan County fell most sharply on the way to its 2020 low, from 1,522 in 2015 to 1,237 in 2020.

The number of jobs located in Sheridan County was at its highest on the chart in 2015 and is down 16% since

High on the chart: 1,522 in 2015. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Sheridan County, Montana.

01,0002,000 1,2521,275 19901995200020052010201520202025 01,0002,000 1,2521,275 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/montana/sheridan-county-mt/
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MeasureThenNowSource
Unemployment rateBLS LAUS 1990 3.0% 2025 2.9% BLS LAUS
People below the poverty lineCensus SAIPE 1989 12.5% 2024 12.4% Census SAIPE
Median household incomeCensus SAIPE 1989 $21,927 2024 $62,725 Census SAIPE

The table uses 2.9% for 2025; the score uses 2.7% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Sheridan County's history

  1. 1913

    Established March 11, 1913 from portions of Dawson and Valley Counties. Wikipedia

  2. 1920

    The county's largest recorded population was the 1920 Census count of 13,847. The 2020 Census counted 3,539, 26% of the peak. Census Bureau

  3. 1999

    A wildfire in October 1999 did $6 million in property damage. NOAA Storm Events Database

  4. 2010

    A tornado in July 2010 killed two people. NOAA Storm Events Database

  5. Since 2000

    6 federal disaster and emergency declarations have covered Sheridan County, 2 of them for flooding. FEMA

Sheridan County beside its neighbors

Of the four counties that border Sheridan County, in Montana and North Dakota, one scores higher. For the share of income from benefit checks, Sheridan County ranks 2nd of the five; Roosevelt County is highest, at 36.4%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Roosevelt County, MT 74 3rd of 56 22.8% 36.4%
Sheridan County, MT 27 21st of 56 12.4% 27.4%
Williams County, ND 17 9th of 53 7.9% 9.5%
Divide County, ND 12 15th of 53 11.6% 25.9%
Daniels County, MT 5 54th of 56 11.4% 26.1%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Sheridan County the poorest county in Montana?

No, Sheridan County's poverty rate was 12.4% in 2024, 27th highest of 56 in Montana (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Glacier County, at 25.9%. On our distress index, which counts more than poverty, Sheridan County ranks 21st of 56 in the state.

If you're behind on your mortgage in Sheridan County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Montana foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Sheridan County · Every U.S. county (CSV)

Cite this Sheridan County, Montana, scores 27 on the County Distress Index (data through Sep 2026): less distressed than 72% of U.S. counties · American Default Research · americandefault.org/counties/montana/sheridan-county-mt/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Sheridan County comes from, 2024.
  • History The agencies named in each row and the linked records above.