Holmes County, Ohio

County Distress Index: Healthy · 27.1 | 44,386 people · 81st most distressed in Ohio
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Holmes County, OH ranks among the least distressed counties in the country at 27.1 — 2982nd nationally out of 3144 counties. The primary driver is Community Vulnerability, where health coverage gaps and disability rates are moderately elevated. Within Ohio, it ranks 81st of 88 counties. It scores lower than all 6 of its neighboring counties.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Holmes County's primary driver is Community Vulnerability at 50.4 — above the national median.

Community Vulnerability Primary driver 50.4
Uninsured Rate 100
Disability Rate 1
Employment & Wages 24.8
Unemployment Rate 16
Wage-to-Rent Ratio 18
Business Formation Rate 41
Housing Cost Burden 24.5
Rent-Burdened (30%+) 8
Severely Rent-Burdened (50%+) 26
Mortgage-Burdened (30%+) 62
Homeownership Rate 21
Rent-to-Income Ratio 5
Debt & Delinquency 20.4
Debt in Collections 6
Medical Debt 44
Student Loan Delinquency 36
Auto Loan Delinquency 19
Credit Card Delinquency 8
Bankruptcy Filing Rate 10
Income & Poverty 15.1
Poverty Rate 12
Income vs. State Median 23
Child Poverty Rate 11

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Holmes County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Holmes County
Holmes County, OH 27.1 Healthy —
Coshocton County, OH 61.1 Elevated +34.1
Tuscarawas County, OH 53.3 Elevated +26.3
Ashland County, OH 47.5 Normal +20.5
Stark County, OH 46.4 Normal +19.3
Knox County, OH 46.0 Normal +18.9
Wayne County, OH 38.2 Normal +11.1

Population Peers

County Score Zone vs. Holmes County
Buchanan County, IA 27.1 Healthy +0.0
King George County, VA 27.1 Healthy +0.0
New Kent County, VA 26.9 Healthy -0.1
Valley County, ID 27.2 Healthy +0.1
O'Brien County, IA 27.3 Healthy +0.3

Download Data

Export all distress indicators for Holmes County as a CSV file.

Find Help in Holmes County

Find an Attorney

Ohio State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Ohio State Bar Association Lawyer Referral Service 1-800-282-6556

Free Legal Aid

Legal aid organizations serving Holmes County residents at no cost.

Legal Aid Society of Cleveland 216-687-1900
Columbus Legal Aid Society 614-224-8374
Community Legal Aid (Akron/Canton) 330-535-4191
Ohio Legal Help
Ohio State Bar Association Lawyer Referral 1-800-282-6556
Community Legal Aid Services, Inc. (800) 998-9454
Legal Aid Society of Greater Cincinnati (513) 241-9400
Legal Aid of Southeast and Central Ohio (614) 221-7201
Legal Aid of Western Ohio, Inc. (888) 534-1432
The Legal Aid Society of Cleveland (216) 687-1900

Self-Help Resources

Ohio Legal Help — Foreclosure Self-help guides for Ohio foreclosure process and defenses
OHFA Homeowner Resources Assistance programs and housing counselor referrals

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

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Frequently Asked Questions

  • What is the distress score for Holmes County, Ohio?

    Holmes County has a County Distress Index score of 27.1 out of 100, placing it in the Healthy zone. It ranks 2,982nd nationally out of 3,144 counties and 81st in Ohio out of 88 counties.

  • What drives financial distress in Holmes County?

    The primary driver of distress in Holmes County is Community Vulnerability, where the county scores 50.4 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Holmes County compare to neighboring counties?

    Holmes County (27.1) can be compared to its 6 neighboring counties: Coshocton County, OH (61.1); Tuscarawas County, OH (53.3); Ashland County, OH (47.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Holmes County?

    Holmes County, Ohio has a population of approximately 44,386 (2023 Census estimate), classified as a small county.