About one in eight people in Wayne County, Ohio, has a disability

In Wayne County, 12.6% of people reported a disability. That is lower than in 81% of U.S. counties.

County Distress Index Data through Sep 2026
71st
of 88 counties in Ohio
23score /100

Less distressed than 76% of U.S. counties.

What drives Wayne County's score

In Wayne County, collections and bankruptcy is the highest-scoring part, at 42.4. Housing costs are the lowest part, at 24.9. Rent on a two-bedroom takes 18.0% of the typical household's income (fiscal year 2027), lower than in 78% of U.S. counties.

The County Distress Index looks at five parts of household money trouble in Wayne County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.

Even so, Wayne County is worse off than most counties on people without health insurance (13.9%, 2020 to 2024).

A longer bar means more trouble. See how the county score works.

  • Collections and bankruptcy

    Biggest factor
    42.4 of 100

    Credit records, August 2025; bankruptcy filings, 2025

    • People with unpaid debt sent to a collector
      17.4% · August 2025
      28th percentile
    • Bankruptcy filings per 100,000 people
      140.8 · 2025
      56th percentile
  • Income and safety net

    41.6 of 100

    Poverty and income, 2024; disability and insurance, 2020–24 Census survey

    • People below the poverty line
      11.3% · 2024
      33rd percentile
    • Children below the poverty line
      14.1% · 2024
      34th percentile
    • People with a disability
      12.6% · 2020 to 2024
      19th percentile
    • People without health insurance
      13.9% · 2020 to 2024
      86th percentile
    • Median household income (lower income, longer bar)
      $72,275 · 2024
      34th percentile
  • Jobs

    38.3 of 100

    Unemployment through Sep 2026; adults not working, 2020–24 Census survey

    • Unemployment rate, average over the latest year
      3.3% · Oct 2025 to Sep 2026
      25th percentile
    • Adults 25 to 54 not working
      21.0% · 2020 to 2024
      51st percentile
  • Late payments

    25.0 of 100

    Credit records, August 2025; credit scores, second quarter of 2026

    • People with a credit card behind
      3.6% · August 2025
      20th percentile
    • People with a car or retail loan behind
      3.9% · August 2025
      30th percentile
    • People with a subprime credit score
      33.6% · second quarter of 2026
      24th percentile
  • Housing costs

    24.9 of 100

    Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027

    • Renters paying half their income or more in rent
      14.5% · 2020 to 2024
      28th percentile
    • Rent on a two-bedroom as a share of the median income
      18.0% · fiscal year 2027
      21st percentile

Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.

Where the money in Wayne County comes from

Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Wayne County, 19.0% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.

Cents of every dollar of income, 2024

Wayne County

64 17 20

Ohio

60 19 21

United States

61 21 18
  • Pay from work
  • Investments and rent
  • Benefit checks
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, 2024. Pay from work is total income minus the other two, so the three add to 100.

Benefit checks' share of income in Wayne County made its largest gain on the way to its 2009 high, from 15.9% in 2004 to 20.9% in 2009.

In Wayne County, benefit checks' share of income has tripled since 1969, reaching 19.7% in 2024, but pay from work still brings in about three times as much as benefit checks

In Wayne County, Ohio, benefit checks' share of income tripled from 1969 to 2024, reaching 19.7%; pay from work is plotted alongside. Every fifth year and 2024 are shown.

  • Benefit checks
  • Pay from work
0%45%90% 196919741979198419891994199920042009201420192024 0%45%90% 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4), shares of all personal income received by residents, Wayne County, Ohio American Default Research · americandefault.org/counties/ohio/wayne-county-oh/
Download data (CSV)

The share of households in Wayne County getting SNAP food aid had its largest rise, from 8.6% in 2010 to 10.2% in 2011.

The share of households in Wayne County getting SNAP food aid was at its highest on the chart in 2016 and has since fallen by about a third

Low on the chart: 7.9% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Wayne County, Ohio.

0%10%20% 7.9%8.2% 2009201020112012201320142015201620172018201920202021202220232024 0%10%20% 7.9%8.2% 20092011201320152017201920212024
Source: U.S. Census Bureau, American Community Survey 5-year estimates American Default Research · americandefault.org/counties/ohio/wayne-county-oh/
Download data (CSV)

How Wayne County has changed

Wayne County's population had its largest rise, from 91,050 in 1974 to 97,288 in 1979.

Wayne County's population rose by about a third from 1969 to 2024, reaching 116,632

High on the chart: 116,886 in 2019. Residents, yearly estimate, every fifth year and 2024, Wayne County, Ohio.

0100,000200,000 85,993116,632 196919741979198419891994199920042009201420192024 0100,000200,000 85,993116,632 196919791989199920092024
Source: U.S. Bureau of Economic Analysis, Regional Economic Accounts American Default Research · americandefault.org/counties/ohio/wayne-county-oh/
Download data (CSV)

The number of jobs located in Wayne County fell most sharply after its 2005 high, from 48,328 in 2005 to 41,622 in 2010.

The number of jobs located in Wayne County rose by about a fifth from 1990 to 2025, reaching 48,168

High on the chart: 48,328 in 2005. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Wayne County, Ohio.

025,00050,000 40,36748,168 19901995200020052010201520202025 025,00050,000 40,36748,168 19901995200020052010201520202025
Source: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages American Default Research · americandefault.org/counties/ohio/wayne-county-oh/
Download data (CSV)
MeasureThenNowSource
Unemployment rateBLS LAUS 1990 4.9% 2025 4.2% BLS LAUS
People below the poverty lineCensus SAIPE 1989 9.4% 2024 11.3% Census SAIPE
Median household incomeCensus SAIPE 1989 $29,722 2024 $72,275 Census SAIPE

The table uses 4.2% for 2025; the score uses 3.3% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.

Figures are as each agency published them, not adjusted for prices.

Dated events in Wayne County's history

  1. 1812

    January 4, 1812 (date organized; formed 1808). Wikipedia

  2. 2003

    A tornado in November 2003 did $21 million in property damage. NOAA Storm Events Database

  3. 2004

    A flash flood in May 2004 did $1.1 million in property damage. NOAA Storm Events Database

  4. 2010

    A tornado in September 2010 did $35 million in property damage. NOAA Storm Events Database

  5. 2019

    A flash flood in July 2019 did $8 million in property damage. NOAA Storm Events Database

  6. 2020

    The county's largest recorded population was the 2020 Census count of 116,894, which is also its most recent census. Census Bureau

  7. Since 1969

    10 federal disaster and emergency declarations have covered Wayne County, 3 of them for flooding. FEMA

Wayne County beside its neighbors

Of the five counties that border Wayne County, three score higher. For the share of income from benefit checks, Wayne County ranks 4th of the six; Ashland County is highest, at 25.8%.

CountyDistress scoreScoreRank in its state Poverty rateBenefit checks, share of incomeBenefit checks
Summit County, OH 58 35th of 88 13.3% 20.3%
Stark County, OH 46 48th of 88 12.4% 24.6%
Ashland County, OH 33 59th of 88 11.6% 25.8%
Wayne County, OH 23 71st of 88 11.3% 19.7%
Holmes County, OH 7 81st of 88 9.0% 11.7%
Medina County, OH 6 82nd of 88 6.1% 16.8%

Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.

Is Wayne County the poorest county in Ohio?

No, Wayne County's poverty rate was 11.3% in 2024, 52nd highest of 88 in Ohio (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Athens County, at 25.3%. On our distress index, which counts more than poverty, Wayne County ranks 71st of 88 in the state.

If you're behind on your mortgage in Wayne County

Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.

Ohio foreclosure guide →

The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.

Download the CSV for Wayne County · Every U.S. county (CSV)

Cite this Wayne County, Ohio, scores 23 on the County Distress Index (data through Sep 2026): less distressed than 76% of U.S. counties · American Default Research · americandefault.org/counties/ohio/wayne-county-oh/

Sources and method

  • American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
  • Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
  • Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
  • U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Wayne County comes from, 2024.
  • History The agencies named in each row and the linked records above.