About one in four adults aged 25 to 54 in Coshocton County, Ohio, is not working
In Coshocton County, 26.6% of adults aged 25 to 54 were not working. That is higher than in 79% of U.S. counties.
More distressed than 63% of U.S. counties.
What drives Coshocton County's score
In Coshocton County, jobs weigh most: the score for jobs is 68.2. Collections and bankruptcy comes next, at 59.0.
The County Distress Index looks at five parts of household money trouble in Coshocton County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.
Coshocton County does better than most counties on two measures: people below the poverty line (11.6%, 2024) and rent on a two-bedroom as a share of the median income (19.6%, fiscal year 2027).
A longer bar means more trouble. See how the county score works.
- 68.2 of 100
Jobs
Biggest factorUnemployment through Sep 2026; adults not working, 2020–24 Census survey
- Unemployment rate, average over the latest year4.1% · Oct 2025 to Sep 202656th percentile
- Adults 25 to 54 not working26.6% · 2020 to 202479th percentile
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- 59.0 of 100
Collections and bankruptcy
Credit records, August 2025; bankruptcy filings, 2025
- People with unpaid debt sent to a collector23.7% · August 202551st percentile
- Bankruptcy filings per 100,000 people168.2 · 202566th percentile
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- 59.0 of 100
Housing costs
Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027
- Renters paying half their income or more in rent23.4% · 2020 to 202479th percentile
- Rent on a two-bedroom as a share of the median income19.6% · fiscal year 202738th percentile
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- 56.2 of 100
Income and safety net
Poverty and income, 2024; disability and insurance, 2020–24 Census survey
- People below the poverty line11.6% · 202436th percentile
- Children below the poverty line16.6% · 202447th percentile
- People with a disability16.1% · 2020 to 202451st percentile
- People without health insurance12.1% · 2020 to 202479th percentile
- Median household income (lower income, longer bar)$61,297 · 202466th percentile
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- 48.4 of 100
Late payments
Credit records, August 2025; credit scores, second quarter of 2026
- People with a credit card behind5.2% · August 202544th percentile
- People with a car or retail loan behind5.3% · August 202552nd percentile
- People with a subprime credit score39.6% · second quarter of 202647th percentile
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Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.
Where the money in Coshocton County comes from
Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Coshocton County, 20.1% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.
Cents of every dollar of income, 2024
Coshocton County
Ohio
United States
- Pay from work
- Investments and rent
- Benefit checks
In Coshocton County, benefit checks' share of income has grown to about four times its 1969 level, reaching 32.3% in 2024, but pay from work still brings in nearly twice as much as benefit checks
In Coshocton County, Ohio, benefit checks' share of income grew to about four times its 1969 level by 2024, reaching 32.3%; pay from work is plotted alongside. Every fifth year and 2024 are shown.
- Benefit checks
- Pay from work
The share of households in Coshocton County getting SNAP food aid had its largest rise, from 16.3% in 2020 to 18.4% in 2021.
The share of households in Coshocton County getting SNAP food aid rose by about half from 2009 to 2024, reaching 18.3%
High on the chart: 18.7% in 2014. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Coshocton County, Ohio.
How Coshocton County has changed
Coshocton County's population had its largest rise, from 33,427 in 1969 to 35,135 in 1974.
Coshocton County's population rose 11% from 1969 to 2024
High on the chart: 37,421 in 2004. Residents, yearly estimate, every fifth year and 2024, Coshocton County, Ohio.
The number of jobs located in Coshocton County had its largest drop, from 12,548 in 2005 to 10,790 in 2010.
The number of jobs located in Coshocton County was at its highest on the chart in 2000 and has since fallen by about a third
High on the chart: 14,008 in 2000. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Coshocton County, Ohio.
| Measure | Then | Now |
|---|---|---|
| Unemployment rateBLS LAUS | 1990 6.1% | 2025 5.2% |
| People below the poverty lineCensus SAIPE | 1989 13.2% | 2024 11.6% |
| Median household incomeCensus SAIPE | 1989 $24,398 | 2024 $61,297 |
The table uses 5.2% for 2025; the score uses 4.1% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.
Figures are as each agency published them, not adjusted for prices.
Dated events in Coshocton County's history
1810
Formed January 31, 1810 from portions of Muskingum and Tuscarawas counties, organized in 1811. Wikipedia
1985
A tornado in May 1985 did $25 million in property damage. NOAA Storm Events Database
1985
A tornado in May 1985 did $2.5 million in property damage. NOAA Storm Events Database
1998
A flash flood in June 1998 did $5 million in property damage. NOAA Storm Events Database
2010
The county's largest recorded population was the 2010 Census count of 36,901. The 2020 Census counted 36,612, 99% of the peak. Census Bureau
2016
Lightning in August 2016 killed one person. NOAA Storm Events Database
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Since 1969
16 federal disaster and emergency declarations have covered Coshocton County, 6 of them for flooding. FEMA
Coshocton County beside its neighbors
Of the six counties that border Coshocton County, one scores higher. Of the group, Coshocton County gets the largest share of its income from benefit checks (32.3%).
| County | Score | Poverty | Benefit checks |
|---|---|---|---|
| Guernsey County, OH | 65 | 13.8% | 32.1% |
| Coshocton County, OH | 63 | 11.6% | 32.3% |
| Muskingum County, OH | 60 | 13.0% | 29.5% |
| Tuscarawas County, OH | 43 | 11.3% | 22.3% |
| Licking County, OH | 39 | 9.2% | 19.9% |
| Knox County, OH | 28 | 10.7% | 25.2% |
| Holmes County, OH | 7 | 9.0% | 11.7% |
Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.
Is Coshocton County the poorest county in Ohio?
No, Coshocton County's poverty rate was 11.6% in 2024, 48th highest of 88 in Ohio (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Athens County, at 25.3%. On our distress index, which counts more than poverty, Coshocton County ranks 26th of 88 in the state.
If you're behind on your mortgage in Coshocton County
Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.
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Legal Aid of Southeast and Central Ohio (LASCO)
Legal aid
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Ohio Legal Help
Legal help website
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HUD-approved housing counselors
Our help directory lists 1,010 agencies approved for foreclosure counseling, by state.
The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.
Download the CSV for Coshocton County · Every U.S. county (CSV)
Sources and method
- American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
- Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
- Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
- U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Coshocton County comes from, 2024.
- History The agencies named in each row and the linked records above.