Broome County, New York

County Distress Index: Elevated · 52.3 | 196,077 people · 18th most distressed in New York
American Default Research

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Broome County, NY registers elevated household financial distress with a score of 52.3 — 1433rd nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within New York, it ranks 18th of 62 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Broome County's primary driver is Housing Cost Burden at 72.6 — above the national median.

Housing Cost Burden Primary driver 72.6
Rent-Burdened (30%+) 85
Severely Rent-Burdened (50%+) 92
Mortgage-Burdened (30%+) 53
Homeownership Rate 85
Rent-to-Income Ratio 48
Income & Poverty 66.6
Poverty Rate 72
Income vs. State Median 68
Child Poverty Rate 60
Employment & Wages 56.8
Unemployment Rate 64
Wage-to-Rent Ratio 17
Business Formation Rate 90
Debt & Delinquency 37.9
Debt in Collections 45
Medical Debt 7
Student Loan Delinquency 38
Auto Loan Delinquency 43
Credit Card Delinquency 55
Bankruptcy Filing Rate 39
Community Vulnerability 27.5
Uninsured Rate 5
Disability Rate 49

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Broome County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Broome County
Broome County, NY 52.3 Elevated —
Cortland County, NY 53.2 Elevated +0.9
Delaware County, NY 50.6 Elevated -1.6
Chenango County, NY 49.0 Normal -3.3
Wayne County, PA 45.6 Normal -6.6
Tioga County, NY 45.6 Normal -6.7
Susquehanna County, PA 43.5 Normal -8.8

Population Peers

County Score Zone vs. Broome County
Bartow County, GA 52.3 Elevated -0.0
Lawrence County, PA 52.3 Elevated -0.0
Pittsylvania County, VA 52.3 Elevated +0.0
Cambria County, PA 52.2 Elevated -0.1
Aiken County, SC 52.2 Elevated -0.1

Download Data

Export all distress indicators for Broome County as a CSV file.

Find Help in Broome County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Broome County.

METRO-INTERFAITH HOUSING MANAGEMENT CORPORATION DBA METRO INTERFAITH SERVICES
Binghamton
607-772-6766-302 Website
Foreclosure PreventionHomeless/DisplacementPost-PurchasePre-Purchase

See all counselors in New York →

Find an Attorney

New York State Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

New York State Bar Association Lawyer Referral Service 1-800-342-3661

Free Legal Aid

Legal aid organizations serving Broome County residents at no cost.

Legal Services NYC 1-917-661-4500
Legal Aid Society 1-212-577-3300
Empire Justice Center 1-585-454-4060
Legal Aid Society of Northeastern New York 1-800-462-2922
Legal Aid Society of Mid-New York, Inc. (877) 777-6152
Legal Assistance of Western New York, Inc. (585) 325-2520
Legal Services of the Hudson Valley (877) 574-8529
Nassau/Suffolk Law Services Committee, Inc. (631) 232-2400
Neighborhood Legal Services, Inc. (716) 847-0650

Self-Help Resources

NYCourts.gov Foreclosure Help Official court system page with information about the foreclosure process, settlement conferences, and available resources. Includes court forms and instructions for pro se litigants.
LawHelp NY — Foreclosure Resources Comprehensive self-help legal information portal for New York residents. Includes foreclosure guides, court form generators, and legal services finder organized by county.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in New York →

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Frequently Asked Questions

  • What is the distress score for Broome County, New York?

    Broome County has a County Distress Index score of 52.3 out of 100, placing it in the Elevated zone. It ranks 1,433rd nationally out of 3,144 counties and 18th in New York out of 62 counties.

  • What drives financial distress in Broome County?

    The primary driver of distress in Broome County is Housing Cost Burden, where the county scores 72.6 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Broome County compare to neighboring counties?

    Broome County (52.3) can be compared to its 6 neighboring counties: Cortland County, NY (53.2); Delaware County, NY (50.6); Chenango County, NY (49.0).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Broome County?

    Broome County, New York has a population of approximately 196,077 (2023 Census estimate), classified as a mid county.