76.1 / 100
Serious Stress
45th of 3,144 counties nationally
6th of 159 counties in Georgia

Charlton County, GA shows significant household financial distress with a score of 76.1 — 45th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where residents carry heavy debt burdens with elevated delinquency and collections rates. Within Georgia, it ranks 6th of 159 counties. It scores higher than all 5 of its neighboring counties.

Five-Domain Breakdown

How Charlton County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Debt & Delinquency

Primary Driver
90.0
Debt in Collections
95
Medical Debt
95
Student Loan Delinquency
85
Auto Loan Delinquency
86
Credit Card Delinquency
95
Bankruptcy Filing Rate
85

Community Vulnerability

86.5
Uninsured Rate
93
Disability Rate
80

Income & Poverty

82.4
Poverty Rate
95
Income vs. State Median
63
Child Poverty Rate
90

Housing Cost Burden

64.0
Rent-Burdened (30%+)
85
Severely Rent-Burdened (50%+)
78
Mortgage-Burdened (30%+)
56
Homeownership Rate
29
Rent-to-Income Ratio
72

Employment & Wages

57.7
Unemployment Rate
27
Wage-to-Rent Ratio
63
Business Formation Rate
84

How Charlton County Compares

Neighboring Counties

County Score Zone Difference
Charlton County, GA 76.1 Serious Stress
Ware County, GA 75.3 Serious Stress -0.9
Brantley County, GA 63.8 Elevated -12.3
Baker County, FL 56.5 Elevated -19.7
Camden County, GA 54.3 Elevated -21.9
Nassau County, FL 47.1 Normal -29.0

Population Peers

Counties with similar population (small) and closest distress scores nationally.

County Score Zone Difference
Vance County, NC 76.1 Serious Stress 0.0
DeSoto County, FL 76.2 Serious Stress +0.0
Uvalde County, TX 76.2 Serious Stress +0.1
Lauderdale County, TN 76.4 Serious Stress +0.3
Telfair County, GA 75.8 Serious Stress -0.3

Download Data

Export all distress indicators for Charlton County as a CSV file.

Resources

Charlton County scores in the Serious Stress zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Charlton County, Georgia?

Charlton County has a County Distress Index score of 76.1 out of 100, placing it in the Serious Stress zone. It ranks 45th nationally out of 3,144 counties and 6th in Georgia out of 159 counties.

What drives financial distress in Charlton County?

The primary driver of distress in Charlton County is Debt & Delinquency, where the county scores 90.0 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

How does Charlton County compare to neighboring counties?

Charlton County (76.1) can be compared to its 5 neighboring counties: Ware County, GA (75.3); Brantley County, GA (63.8); Baker County, FL (56.5).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Charlton County?

Charlton County, Georgia has a population of approximately 12,934 (2023 Census estimate), classified as a small county.

🛟
If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.