57.5 / 100
Elevated
1,038th of 3,144 counties nationally
47th of 67 counties in Florida

Miami-Dade County, FL registers elevated household financial distress with a score of 57.5 — 1038th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Florida, it ranks 47th of 67 counties. Among its 3 neighboring counties, 2 show less distress.

Five-Domain Breakdown

How Miami-Dade County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
97.7
Rent-Burdened (30%+)
100
Severely Rent-Burdened (50%+)
99
Mortgage-Burdened (30%+)
92
Homeownership Rate
98
Rent-to-Income Ratio
100

Debt & Delinquency

65.0
Debt in Collections
52
Medical Debt
39
Student Loan Delinquency
65
Auto Loan Delinquency
69
Credit Card Delinquency
77
Bankruptcy Filing Rate
89

Community Vulnerability

46.1
Uninsured Rate
86
Disability Rate
6

Income & Poverty

44.3
Poverty Rate
55
Income vs. State Median
32
Child Poverty Rate
46

Employment & Wages

34.3
Unemployment Rate
8
Wage-to-Rent Ratio
95
Business Formation Rate
0

How Miami-Dade County Compares

Neighboring Counties

County Score Zone Difference
Miami-Dade County, FL 57.5 Elevated
Broward County, FL 59.1 Elevated +1.6
Monroe County, FL 52.7 Elevated -4.8
Collier County, FL 47.7 Normal -9.8

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Kings County, NY 56.8 Elevated -0.7
Tarrant County, TX 56.6 Elevated -0.9
Pima County, AZ 56.3 Elevated -1.2
Riverside County, CA 56.0 Elevated -1.4
Broward County, FL 59.1 Elevated +1.6

Download Data

Export all distress indicators for Miami-Dade County as a CSV file.

Resources

Miami-Dade County scores in the Elevated zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Miami-Dade County, Florida?

Miami-Dade County has a County Distress Index score of 57.5 out of 100, placing it in the Elevated zone. It ranks 1,038th nationally out of 3,144 counties and 47th in Florida out of 67 counties.

What drives financial distress in Miami-Dade County?

The primary driver of distress in Miami-Dade County is Housing Cost Burden, where the county scores 97.7 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Miami-Dade County compare to neighboring counties?

Miami-Dade County (57.5) can be compared to its 3 neighboring counties: Broward County, FL (59.1); Monroe County, FL (52.7); Collier County, FL (47.7).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Miami-Dade County?

Miami-Dade County, Florida has a population of approximately 2,686,867 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.