Industry

Bank of America Institute

The Bank of America Institute publishes anonymized transaction data on consumer spending and savings behavior, providing real-time measures of household financial health.

American Default tracks 2 indicators from Bank of America Institute, including The K-Shape and The Squeeze. The Bank of America Institute publishes anonymized transaction data on consumer spending and savings behavior, providing real-time measures of household financial health. Data is parsed from published reports.

Indicators from Bank of America Institute

Indicator Current Value Trend Frequency ADI Component
The K-Shape 1 pts falling annual Labor Market
The Squeeze 24% rising annual Buffer Depletion

How We Get This Data

Automation
Parsed — parsed from press releases via Claude API
Indicators
2 tracked
ADI Components
Labor Market, Buffer Depletion

Attribution & Licensing

Data attributed to: Bank of America Institute

Official source: https://institute.bankofamerica.com/

American Default extracts publicly reported statistics with full source attribution. This data may be subject to the source organization's terms of use.

Frequently Asked Questions

What data does Bank of America Institute publish?

The Bank of America Institute publishes anonymized transaction data on consumer spending and savings behavior, providing real-time measures of household financial health.

How often does American Default update Bank of America Institute data?

Bank of America Institute data is parsed from published reports. Update frequency varies by indicator: annual.

Is Bank of America Institute data free to use?

Bank of America Institute publishes summary data in press releases and reports. American Default extracts headline statistics with full attribution. For detailed microdata, check Bank of America Institute's licensing terms.

What American Distress Index components use Bank of America Institute data?

Bank of America Institute data feeds into Labor Market, Buffer Depletion. These indicators provide context but are not in the ADI composite calculation.

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