Legal Filings

Chapter 13 Bankruptcy Filings (YoY % Change)

Year-over-year change in rolling-year Chapter 13 bankruptcy filings

What is the current Chapter 13 Bankruptcy Filings (YoY % Change) reading?

CHAPTER 13 FILINGS YOY CHANGE
7.6%
year-over-year change in rolling-year Chapter 13 filing counts

Chapter 13 Bankruptcy Filings (YoY % Change): 7.6% as of 2026-Q2. Source: Computed from Administrative Office of the U.S. Courts Table F-2.

The Administrative Office of the U.S. Courts reported Chapter 13 filings changed 7.6% year over year for Q2 2026.

Chapter 13 provides a court-supervised repayment process under the Bankruptcy Code. A filing count records a case, not the filer's motive, income, assets, repayment capacity, or eventual case outcome.

Administrative Office of the U.S. Courts Table F-2 shows Chapter 13 filings changed 7.6% year over year for the rolling-year period ending Q2 2026.

Table F-2 is published quarterly and reports rolling-year filing counts at each quarter end. This is not an annual fiscal-year series.

The year-over-year change describes filing volume only. It does not by itself establish why people filed, whether they retained particular assets, or how their cases were resolved.

Source: Computed from Administrative Office of the U.S. Courts Table F-2 · Source data ↗ · Latest: 2026-Q2
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1.8x
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Explore Further

📊 Bankruptcy Statistics 2026 → 🛟 Bankruptcy: What to Know → 📖 What Is Chapter 13 Bankruptcy? → 📖 What Is Discharge? →

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How has Chapter 13 Bankruptcy Filings (YoY % Change) changed over time?

CSV Chart Card
Chapter 13 bankruptcy filings, year-over-year change
Change in rolling-year Chapter 13 filings, Administrative Office of the U.S. Courts
Chapter 13 Bankruptcy Filings (YoY % Change)
Data: Computed from Administrative Office of the U.S. Courts Table F-2 Updated Jul 2026

Most affected counties

Counties with the highest default and legal scores in the County Distress Index.

1 Coahoma County MS 99 2 Clayton County GA 98.8 3 Petersburg city VA 98.8 4 Russell County AL 98.2 5 Dougherty County GA 98.2 6 Dallas County AL 98.1 7 Bibb County GA 97.8 8 Lauderdale County TN 97.1 9 Crittenden County AR 96.9 10 Montgomery County AL 96.9
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Historical data
Quarterly · Computed from Administrative Office of the U.S. Courts Table F-2
Period Value YoY Change
Q2 2026 7.6% +3.5 pp
Q1 2026 6.3% +0.1 pp
Q4 2025 5.4% -1.8 pp
Q3 2025 3.6% -6.4 pp
Q2 2025 4.1% -6.9 pp
Q1 2025 6.2% —
Q4 2024 7.2% —
Q3 2024 10% —
Q2 2024 11% —

Frequently Asked Questions

What is Chapter 13 Bankruptcy Filings (YoY % Change)?

Year-over-year change in rolling-year Chapter 13 bankruptcy filings

Why does Chapter 13 Bankruptcy Filings (YoY % Change) matter for financial distress?

Chapter 13 Bankruptcy Filings (YoY % Change) is one of the indicators tracked by the American Distress Index (ADI), which measures five dimensions of U.S. household financial distress: Delinquency, Default & Legal, Debt Burden, Labor, and Safety Net & Buffer. Changes in this indicator contribute to the overall distress picture.

Where does the Chapter 13 Bankruptcy Filings (YoY % Change) data come from?

This data comes from Computed from Administrative Office of the U.S. Courts Table F-2. More information: https://www.uscourts.gov/data-table-numbers/f-2. The American Distress Index updates this indicator quarterly.

Ross Kilburn
Written by

Ross Kilburn, Founder

American Default Research · Seattle, Washington
𝕏 @

Two decades working directly with financially distressed American households — from property preservation in 2003, to negotiating over 1,000 short sales during the Great Recession, to foreclosure defense marketing today. Author, The Ark Law Group Complete Guide to Short Sales (Auroch Press, 2013). Twice named to Puget Sound Business Journal Fast 50 for Ark Law Group. B.A., University of California, Berkeley, 1992. Founded American Default Research in 2026 to fill a gap in public data that had been empty since 2013.

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Why does Chapter 13 Bankruptcy Filings (YoY % Change) matter?

Chapter 13 Bankruptcy Filings (YoY % Change) is one of 98 live indicators tracked by American Default Research. The methodology page explains sources, update cadence, and how the index uses its published inputs.
View methodology →
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