Caledonia County, Vermont

County Distress Index: Normal · 43.5 | 30,610 people · 5th most distressed in Vermont
American Default Research

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Caledonia County, VT falls within the normal range for household financial distress at 43.5 — 2119th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Vermont, it ranks 5th of 14 counties. Among its 6 neighboring counties, 4 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Caledonia County's primary driver is Housing Cost Burden at 65.8 — above the national median.

Housing Cost Burden Primary driver 65.8
Rent-Burdened (30%+) 79
Severely Rent-Burdened (50%+) 86
Mortgage-Burdened (30%+) 80
Homeownership Rate 28
Rent-to-Income Ratio 55
Income & Poverty 57.8
Poverty Rate 54
Income vs. State Median 79
Child Poverty Rate 40
Community Vulnerability 37.6
Uninsured Rate 9
Disability Rate 66
Employment & Wages 34.1
Unemployment Rate 13
Wage-to-Rent Ratio 51
Business Formation Rate 37
Debt & Delinquency 22.3
Debt in Collections 25
Medical Debt 7
Student Loan Delinquency 44
Auto Loan Delinquency 6
Credit Card Delinquency 51
Bankruptcy Filing Rate 1

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Caledonia County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Caledonia County
Caledonia County, VT 43.5 Normal —
Orleans County, VT 50.4 Elevated +6.9
Essex County, VT 49.0 Normal +5.5
Grafton County, NH 39.2 Normal -4.3
Orange County, VT 37.6 Normal -5.9
Lamoille County, VT 33.0 Healthy -10.5
Washington County, VT 28.9 Healthy -14.7

Population Peers

County Score Zone vs. Caledonia County
Susquehanna County, PA 43.5 Normal +0.0
Paulding County, OH 43.5 Normal +0.0
Monroe County, WI 43.6 Normal +0.0
Fayette County, IA 43.5 Normal -0.0
Albany County, WY 43.6 Normal +0.1

Download Data

Export all distress indicators for Caledonia County as a CSV file.

Find Help in Caledonia County

HUD-Approved Housing Counselors

Free foreclosure prevention and financial counseling near Caledonia County.

GILMAN HOUSING TRUST, INC. DBA RURALEDGE
St Johnsbury
802-535-3555 Website
Foreclosure PreventionFinancial CounselingFinancial CounselingHome Improvement/Rehab

See all counselors in Vermont →

Find an Attorney

Vermont Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Vermont Bar Association Lawyer Referral Service 802-223-2020

Free Legal Aid

Legal aid organizations serving Caledonia County residents at no cost.

Vermont Legal Aid 1-800-889-2047
Legal Services Vermont (800) 889-2047

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Vermont →

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Frequently Asked Questions

  • What is the distress score for Caledonia County, Vermont?

    Caledonia County has a County Distress Index score of 43.5 out of 100, placing it in the Normal zone. It ranks 2,119th nationally out of 3,144 counties and 5th in Vermont out of 14 counties.

  • What drives financial distress in Caledonia County?

    The primary driver of distress in Caledonia County is Housing Cost Burden, where the county scores 65.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

  • How does Caledonia County compare to neighboring counties?

    Caledonia County (43.5) can be compared to its 6 neighboring counties: Orleans County, VT (50.4); Essex County, VT (49.0); Grafton County, NH (39.2).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Caledonia County?

    Caledonia County, Vermont has a population of approximately 30,610 (2023 Census estimate), classified as a small county.