Vermont Snapshot

14 Counties Scored
19.4 Mean Score
19.4 Median Score
36 Essex County Most Distressed
5 Lamoille County Least Distressed
3 low-moderate county distress4 low county distress3 very low county distress4 exceptionally low county distress
Score Label Distribution

Vermont County Map

Essex County is the most distressed of Vermont's 14 counties

County Distress Index score for Vermont's 14 counties, from green (least distressed, 0–29) to red (most distressed, 80–100). Data from 2024 to Aug 2026.

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Least distressed 0–2930–4950–6970–7980–100 Most distressed

County Distress Index score · data from 2024 to Aug 2026

Source: American Default Research, County Distress Index American Default Research · americandefault.org/counties/vermont/

Point to or tap a county for its rank and score. Click it, or tap it twice, to open its page.

Most & Least Distressed

Most Distressed

36 low-moderate county distress
Labor
35 low-moderate county distress
Debt Burden (housing basis)
33 low-moderate county distress
Debt Burden (housing basis)

Least Distressed

5 exceptionally low county distress
Debt Burden (housing basis)
6 exceptionally low county distress
Debt Burden (housing basis)
7 exceptionally low county distress
Debt Burden (housing basis)

Score Distribution

How Vermont's 14 county scores are distributed across the 0–100 scale.

All Vermont Counties

14 counties ranked by distress score. Click column headers to sort.

State Rank Nat'l Rank County Score Score Label Primary Driver
1 — Essex County 36 low-moderate county distress Labor
2 — Bennington County 35 low-moderate county distress Debt Burden (housing basis)
3 — Orleans County 33 low-moderate county distress Debt Burden (housing basis)
4 — Rutland County 29 low county distress Debt Burden (housing basis)
5 — Franklin County 22 low county distress Debt Burden (housing basis)
6 — Windham County 20 low county distress Debt Burden (housing basis)
7 — Caledonia County 20 low county distress Debt Burden (housing basis)
8 — Grand Isle County 18 very low county distress Debt Burden (housing basis)
9 — Windsor County 15 very low county distress Debt Burden (housing basis)
10 — Orange County 12 very low county distress Debt Burden (housing basis)
11 — Addison County 7 exceptionally low county distress Debt Burden (housing basis)
12 — Chittenden County 7 exceptionally low county distress Debt Burden (housing basis)
13 — Washington County 6 exceptionally low county distress Debt Burden (housing basis)
14 — Lamoille County 5 exceptionally low county distress Debt Burden (housing basis)

How County Scores Work

Each county is scored 0–100 using five equal-weighted domains. Each domain averages its member indicators' county ranks, the domains are averaged, and that average is ranked against every U.S. county. So a county's score is the share of U.S. counties it is more distressed than. National ranks are shown only for the 100 most and 100 least distressed counties, because ranks in between move between updates. Counties with identical composite scores share a rank, marked T- for tied.

extreme county distress — 0 Vermont counties
very high county distress — 0 Vermont counties
high county distress — 0 Vermont counties
moderate-high county distress — 0 Vermont counties
moderate county distress — 0 Vermont counties
moderate-low county distress — 0 Vermont counties
low-moderate county distress — 3 Vermont counties
low county distress — 4 Vermont counties
very low county distress — 3 Vermont counties
exceptionally low county distress — 4 Vermont counties

Urban Institute data: Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it.

Sources and method

We write with assistance from AI tools. Figures come from the data and sources named on this page.