About nine in ten adults aged 25 to 54 in Lamoille County, Vermont, have a job
In Lamoille County, 12.9% of adults aged 25 to 54 were not working. That is lower than in 91% of U.S. counties.
Less distressed than 94% of U.S. counties.
What drives Lamoille County's score
In Lamoille County, housing costs are the highest-scoring part, at 46.2. Collections and bankruptcy is the lowest part, at 10.1. About one in eight people with a credit file (12.4%, August 2025) has unpaid debt sent to a collector, a lower share than in 90% of U.S. counties.
The County Distress Index looks at five parts of household money trouble in Lamoille County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.
Lamoille County isn't among the worst-off quarter of U.S. counties on any measure.
A longer bar means more trouble. See how the county score works.
- 46.2 of 100
Housing costs
Biggest factorRenters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027
- Renters paying half their income or more in rent16.3% · 2020 to 202439th percentile
- Rent on a two-bedroom as a share of the median income21.0% · fiscal year 202753rd percentile
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- 20.1 of 100
Income and safety net
Poverty and income, 2024; disability and insurance, 2020–24 Census survey
- People below the poverty line8.9% · 202414th percentile
- Children below the poverty line10.1% · 202413th percentile
- People with a disability12.8% · 2020 to 202420th percentile
- People without health insurance6.7% · 2020 to 202439th percentile
- Median household income (lower income, longer bar)$87,863 · 202412th percentile
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- 15.4 of 100
Late payments
Credit records, August 2025; credit scores, second quarter of 2026
- People with a credit card behind4.0% · August 202524th percentile
- People with a car or retail loan behind2.7% · August 202510th percentile
- People with a subprime credit score29.0% · second quarter of 202610th percentile
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- 10.9 of 100
Jobs
Unemployment through Sep 2026; adults not working, 2020–24 Census survey
- Unemployment rate, average over the latest year3.0% · Oct 2025 to Sep 202613th percentile
- Adults 25 to 54 not working12.9% · 2020 to 20248th percentile
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- 10.1 of 100
Collections and bankruptcy
Credit records, August 2025; bankruptcy filings, 2025
- People with unpaid debt sent to a collector12.4% · August 20259th percentile
- Bankruptcy filings per 100,000 people53.7 · 202510th percentile
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Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.
Where the money in Lamoille County comes from
Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In Lamoille County, 18.7% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.
Cents of every dollar of income, 2024
Lamoille County
Vermont
United States
- Pay from work
- Investments and rent
- Benefit checks
In Lamoille County, benefit checks' share of income has doubled since 1969, reaching 18.6% in 2024, but pay from work still brings in about three times as much as benefit checks
In Lamoille County, Vermont, benefit checks' share of income doubled from 1969 to 2024, reaching 18.6%; pay from work is plotted alongside. Every fifth year and 2024 are shown.
- Benefit checks
- Pay from work
The share of households in Lamoille County getting SNAP food aid had its largest drop, from 12.7% in 2018 to 10.3% in 2019.
The share of households in Lamoille County getting SNAP food aid was at its highest on the chart in 2015 and has since fallen by about a fifth
Low on the chart: 8.2% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, Lamoille County, Vermont.
How Lamoille County has changed
Lamoille County's population had its largest rise, from 13,040 in 1969 to 15,520 in 1974.
Lamoille County's population doubled from 1969 to 2024, reaching 26,248, with no dip in any year shown
Smallest rise: 2019 to 2024, reaching 26,248. Residents, yearly estimate, every fifth year and 2024, Lamoille County, Vermont.
The jobs count covers work located in the county; the population count covers residents.
The number of jobs located in Lamoille County rose by more than half to 12,608, the highest on the chart
Biggest rise: 2020 to 2025, reaching 12,608. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, Lamoille County, Vermont.
| Measure | Then | Now |
|---|---|---|
| Unemployment rateBLS LAUS | 1990 6.5% | 2025 3.0% |
| People below the poverty lineCensus SAIPE | 1989 11.3% | 2024 8.9% |
| Median household incomeCensus SAIPE | 1989 $25,192 | 2024 $87,863 |
Figures are as each agency published them, not adjusted for prices.
Dated events in Lamoille County's history
2011
A flood in April 2011 did $1.5 million in property damage. NOAA Storm Events Database
2011
A flood in August 2011 did $2.5 million in property damage. NOAA Storm Events Database
2020
The county's largest recorded population was the 2020 Census count of 25,945, which is also its most recent census. Census Bureau
2024
A flash flood in June 2024 did $1 million in property damage. NOAA Storm Events Database
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Since 1973
38 federal disaster and emergency declarations have covered Lamoille County, 26 of them for flooding. FEMA
Lamoille County beside its neighbors
All five counties that border Lamoille County score higher than it does. For the share of income from benefit checks, Lamoille County ranks 5th of the six; Orleans County is highest, at 31.4%.
| County | Score | Poverty | Benefit checks |
|---|---|---|---|
| Orleans County, VT | 33 | 11.9% | 31.4% |
| Franklin County, VT | 22 | 8.8% | 20.0% |
| Caledonia County, VT | 20 | 11.0% | 27.3% |
| Chittenden County, VT | 7 | 8.9% | 14.7% |
| Washington County, VT | 6 | 6.1% | 20.2% |
| Lamoille County, VT | 5 | 8.9% | 18.6% |
Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.
Is Lamoille County the poorest county in Vermont?
No, Lamoille County's poverty rate was 8.9% in 2024, 9th highest of 14 in Vermont (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Essex County, at 13.8%. On our distress index, which counts more than poverty, Lamoille County ranks 14th of 14 in the state.
If you're behind on your mortgage in Lamoille County
Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.
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Vermont Legal Aid
Legal aid
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HUD-approved housing counselors
Our help directory lists 1,010 agencies approved for foreclosure counseling, by state.
The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.
Download the CSV for Lamoille County · Every U.S. county (CSV)
Sources and method
- American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
- Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
- Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
- U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in Lamoille County comes from, 2024.
- History The agencies named in each row and the linked records above.