Dallam County, Texas

County Distress Index: Normal · 47.5 | 7,237 people · 201st most distressed in Texas
American Default Research

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Dallam County, TX falls within the normal range for household financial distress at 47.5 — 1790th nationally out of 3144 counties. The primary driver is Debt & Delinquency, where debt and delinquency levels sit above the national average. Within Texas, it ranks 201st of 254 counties. Among its 5 neighboring counties, 3 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Dallam County's primary driver is Debt & Delinquency at 63.1 — above the national median.

Debt & Delinquency Primary driver 63.1
Debt in Collections 81
Medical Debt 94
Student Loan Delinquency 80
Auto Loan Delinquency 47
Credit Card Delinquency 50
Bankruptcy Filing Rate 27
Community Vulnerability 50.0
Uninsured Rate 95
Disability Rate 5
Housing Cost Burden 43.7
Rent-Burdened (30%+) 41
Severely Rent-Burdened (50%+) 5
Mortgage-Burdened (30%+) 30
Homeownership Rate 77
Rent-to-Income Ratio 66
Income & Poverty 41.1
Poverty Rate 39
Income vs. State Median 45
Child Poverty Rate 39
Employment & Wages 39.7
Unemployment Rate 5
Wage-to-Rent Ratio 47
Business Formation Rate 67

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Dallam County compares to its 5 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Dallam County
Dallam County, TX 47.5 Normal —
Union County, NM 63.1 Elevated +15.6
Cimarron County, OK 56.3 Elevated +8.8
Moore County, TX 51.5 Elevated +4.0
Sherman County, TX 45.8 Normal -1.8
Hartley County, TX 30.9 Healthy -16.6

Population Peers

County Score Zone vs. Dallam County
Keweenaw County, MI 47.5 Normal -0.1
Putnam County, MO 47.5 Normal -0.1
Lewis County, MO 47.6 Normal +0.1
Eureka County, NV 47.4 Normal -0.1
White Pine County, NV 47.6 Normal +0.1

Download Data

Export all distress indicators for Dallam County as a CSV file.

Find Help in Dallam County

Find an Attorney

State Bar of Texas — Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

State Bar of Texas — Lawyer Referral Service 1-800-252-9690

Free Legal Aid

Legal aid organizations serving Dallam County residents at no cost.

Texas RioGrande Legal Aid 1-888-988-9996
Lone Star Legal Aid 1-800-733-8394
Legal Aid of NorthWest Texas (888) 529-5277

Self-Help Resources

Texas State Law Library — Foreclosure Research Guide Comprehensive guide to Texas foreclosure law with links to statutes, forms, and practice guides.
TexasLawHelp.org Free legal information and self-help resources for low-income Texans.

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Frequently Asked Questions

  • What is the distress score for Dallam County, Texas?

    Dallam County has a County Distress Index score of 47.5 out of 100, placing it in the Normal zone. It ranks 1,790th nationally out of 3,144 counties and 201st in Texas out of 254 counties.

  • What drives financial distress in Dallam County?

    The primary driver of distress in Dallam County is Debt & Delinquency, where the county scores 63.1 out of 100. This domain is measured by indicators including Debt in Collections, Medical Debt, Student Loan Delinquency.

  • How does Dallam County compare to neighboring counties?

    Dallam County (47.5) can be compared to its 5 neighboring counties: Union County, NM (63.1); Cimarron County, OK (56.3); Moore County, TX (51.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Dallam County?

    Dallam County, Texas has a population of approximately 7,237 (2023 Census estimate), classified as a tiny county.