About four in five adults aged 25 to 54 in White Pine County, Nevada, have a job
In White Pine County, 18.7% of adults aged 25 to 54 were not working. That is lower than in 62% of U.S. counties.
Less distressed than 51% of U.S. counties.
What drives White Pine County's score
In White Pine County, late payments on loans are the highest-scoring part, at 56.9. Housing costs are the lowest part, at 41.2. About one in six renters (16.5%, 2020 to 2024) pays half their income or more in rent, a lower share than in 59% of U.S. counties.
The County Distress Index looks at five parts of household money trouble in White Pine County: jobs, late payments on loans, income and the safety net, collections and bankruptcy, and housing costs. Each part is scored from 0 to 100, and a higher score means worse off than other counties.
Even so, White Pine County is worse off than most counties on people with a disability (23.2%, 2020 to 2024) and people with a credit card behind (7.3%, August 2025).
A longer bar means more trouble. See how the county score works.
- 56.9 of 100
Late payments
Biggest factorCredit records, August 2025; credit scores, second quarter of 2026
- People with a credit card behind7.3% · August 202577th percentile
- People with a car or retail loan behind5.8% · August 202558th percentile
- People with a subprime credit score36.4% · second quarter of 202634th percentile
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- 53.6 of 100
Collections and bankruptcy
Credit records, August 2025; bankruptcy filings, 2025
- People with unpaid debt sent to a collector26.4% · August 202561st percentile
- Bankruptcy filings per 100,000 people117.3 · 202545th percentile
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- 48.6 of 100
Jobs
Unemployment through Sep 2026; adults not working, 2020–24 Census survey
- Unemployment rate, average over the latest year4.3% · Oct 2025 to Sep 202659th percentile
- Adults 25 to 54 not working18.7% · 2020 to 202437th percentile
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- 44.4 of 100
Income and safety net
Poverty and income, 2024; disability and insurance, 2020–24 Census survey
- People below the poverty line12.6% · 202445th percentile
- Children below the poverty line13.7% · 202431st percentile
- People with a disability23.2% · 2020 to 202492nd percentile
- People without health insurance4.7% · 2020 to 202415th percentile
- Median household income (lower income, longer bar)$71,474 · 202437th percentile
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- 41.2 of 100
Housing costs
Renters, 2020–24 Census survey; HUD's fair market rents, fiscal year 2027
- Renters paying half their income or more in rent16.5% · 2020 to 202440th percentile
- Rent on a two-bedroom as a share of the median income20.0% · fiscal year 202742nd percentile
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Sources: Urban Institute, Debt in America; Equifax via the St. Louis Fed; Administrative Office of the U.S. Courts, Table F-5A; U.S. Census Bureau, American Community Survey; U.S. Department of Housing and Urban Development Fair Market Rents and Census income; U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. County Distress Index by American Default Research, from data through Sep 2026.
Where the money in White Pine County comes from
Benefit checks are Social Security, Medicare and Medicaid paid on people's behalf, veterans' benefits, and food and income support, so a high share usually means an older population, low pay, or both. In White Pine County, 20.4% of residents are 65 or older (Census Bureau, 2024), against 17.2% nationally that year.
Cents of every dollar of income, 2024
White Pine County
Nevada
United States
- Pay from work
- Investments and rent
- Benefit checks
In White Pine County, benefit checks' share of income has tripled since 1969, reaching 24.5% in 2024, but pay from work still brings in more than twice as much as benefit checks
In White Pine County, Nevada, benefit checks' share of income tripled from 1969 to 2024, reaching 24.5%; pay from work is plotted alongside. Every fifth year and 2024 are shown.
- Benefit checks
- Pay from work
The share of households in White Pine County getting SNAP food aid had its largest rise, from 5.8% in 2022 to 10.2% in 2023.
The share of households in White Pine County getting SNAP food aid was at its highest on the chart in 2023 and has since fallen to 8.5%
Low on the chart: 5.2% in 2009. Households getting SNAP, every year; each bar is a five-year survey estimate ending that year, so neighboring bars share most of their data, White Pine County, Nevada.
How White Pine County has changed
White Pine County's population fell 15% from 1969 to 2024, with most of the change between 1974 and 1979
High on the chart: 10,044 in 1969. Residents, yearly estimate, every fifth year and 2024, White Pine County, Nevada.
The number of jobs located in White Pine County had its largest drop, from 4,228 in 1995 to 3,144 in 2000.
The number of jobs located in White Pine County fell to its lowest on the chart in 2000, then climbed past the 1990 level
Low on the chart: 3,144 in 2000. Yearly average of jobs covered by unemployment insurance, every fifth year and 2025, White Pine County, Nevada.
| Measure | Then | Now |
|---|---|---|
| Unemployment rateBLS LAUS | 1990 6.5% | 2025 4.1% |
| People below the poverty lineCensus SAIPE | 1989 8.6% | 2024 12.6% |
| Median household incomeCensus SAIPE | 1989 $31,065 | 2024 $71,474 |
The table uses 4.1% for 2025; the score uses 4.3% for the latest year (Oct 2025 to Sep 2026), both from the U.S. Bureau of Labor Statistics.
Figures are as each agency published them, not adjusted for prices.
Dated events in White Pine County's history
1940
The county's largest recorded population was the 1940 Census count of 12,377. The 2020 Census counted 9,080, 73% of the peak. Census Bureau
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Since 1969
7 federal disaster and emergency declarations have covered White Pine County, 1 of them for flooding. FEMA
White Pine County beside its neighbors
Of the seven counties that border White Pine County, in Nevada and Utah, three score higher. For the share of income from benefit checks, White Pine County ranks 3rd of the eight; Nye County is highest, at 38.2%.
| County | Score | Poverty | Benefit checks |
|---|---|---|---|
| Nye County, NV | 90 | 13.8% | 38.2% |
| Eureka County, NV | 66 | 11.1% | 18.4% |
| Lincoln County, NV | 50 | 13.2% | 28.3% |
| White Pine County, NV | 48 | 12.6% | 24.5% |
| Elko County, NV | 27 | 9.5% | 15.7% |
| Tooele County, UT | 16 | 6.2% | 14.7% |
| Millard County, UT | 13 | 10.3% | 21.5% |
| Juab County, UT | 11 | 7.7% | 19.6% |
Distress score: American Default Research, County Distress Index, data through Sep 2026; each county scored against all 3,144. Poverty rate: Census Bureau, Small Area Income and Poverty Estimates, 2024. Benefit checks: Bureau of Economic Analysis, 2024. Neighbors share a border, from Census county maps.
Is White Pine County the poorest county in Nevada?
No, White Pine County's poverty rate was 12.6% in 2024, 6th highest of 17 in Nevada (U.S. Census Bureau, Small Area Income and Poverty Estimates). By that measure the poorest county in the state is Pershing County, at 18.3%. On our distress index, which counts more than poverty, White Pine County ranks 13th of 17 in the state.
If you're behind on your mortgage in White Pine County
Housing counselors approved by the U.S. Department of Housing and Urban Development work at nonprofit agencies. The Consumer Financial Protection Bureau describes free foreclosure-avoidance counseling, including help with mortgage-company conversations and available options Source CFPB.
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Nevada Legal Services
Legal aid
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HUD-approved housing counselors
Our help directory lists 1,010 agencies approved for foreclosure counseling, by state.
The score, its 14 measures and their sources, in one file. Free to use with credit to American Default Research.
Download the CSV for White Pine County · Every U.S. county (CSV)
Sources and method
- American Default Research · County Distress Index Data through Sep 2026, built from Urban Institute, Debt in America; Equifax via the St. Louis Fed; U.S. Courts, Table F-5A; Census Bureau, American Community Survey; HUD Fair Market Rents and Census income; Bureau of Labor Statistics, Local Area Unemployment Statistics; Census Bureau, Small Area Income and Poverty Estimates. The County Distress Index is American Default Research's own calculation; the Urban Institute does not produce or endorse it. Our methodology
- Urban Institute · Debt in America Breno Braga, Signe-Mary McKernan, Samantha Atherton, and Kassandra Martinchek, "Debt in America," last updated November 20, 2025, https://datacatalog.urban.org/dataset/debt-america-2025. Licensed under ODC-By 1.0.
- Rent on a two-bedroom and household income The rent share compares HUD fair market rent for fiscal year 2027 with Census Bureau median household income for 2024. The page calls this the typical household's income.
- U.S. Bureau of Economic Analysis, Regional Economic Accounts (CAINC4) · income shares Where the money in White Pine County comes from, 2024.
- History The agencies named in each row and the linked records above.