38.1 / 100
Normal
2,474th of 3,144 counties nationally
241st of 254 counties in Texas

Collin County, TX falls within the normal range for household financial distress at 38.1 — 2474th nationally out of 3144 counties. The primary driver is Housing Cost Burden, where a large share of households spend more than 30% of income on housing. Within Texas, it ranks 241st of 254 counties. It scores lower than all 6 of its neighboring counties.

Five-Domain Breakdown

How Collin County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Housing Cost Burden

Primary Driver
72.8
Rent-Burdened (30%+)
80
Severely Rent-Burdened (50%+)
70
Mortgage-Burdened (30%+)
97
Homeownership Rate
86
Rent-to-Income Ratio
31

Debt & Delinquency

46.9
Debt in Collections
38
Medical Debt
59
Student Loan Delinquency
42
Auto Loan Delinquency
44
Credit Card Delinquency
33
Bankruptcy Filing Rate
65

Employment & Wages

36.5
Unemployment Rate
45
Wage-to-Rent Ratio
61
Business Formation Rate
3

Community Vulnerability

32.5
Uninsured Rate
64
Disability Rate
1

Income & Poverty

1.7
Poverty Rate
2
Income vs. State Median
0
Child Poverty Rate
2

How Collin County Compares

Neighboring Counties

County Score Zone Difference
Collin County, TX 38.1 Normal
Hunt County, TX 64.7 Elevated +26.6
Dallas County, TX 60.3 Elevated +22.3
Grayson County, TX 57.2 Elevated +19.1
Fannin County, TX 56.1 Elevated +18.0
Denton County, TX 43.5 Normal +5.4

Population Peers

Counties with similar population (metro) and closest distress scores nationally.

County Score Zone Difference
Alameda County, CA 38.7 Normal +0.6
New York County, NY 39.3 Normal +1.2
Travis County, TX 39.8 Normal +1.7
Salt Lake County, UT 40.5 Normal +2.4
Allegheny County, PA 35.2 Normal -2.9

Download Data

Export all distress indicators for Collin County as a CSV file.

Frequently Asked Questions

What is the distress score for Collin County, Texas?

Collin County has a County Distress Index score of 38.1 out of 100, placing it in the Normal zone. It ranks 2,474th nationally out of 3,144 counties and 241st in Texas out of 254 counties.

What drives financial distress in Collin County?

The primary driver of distress in Collin County is Housing Cost Burden, where the county scores 72.8 out of 100. This domain is measured by indicators including Rent-Burdened (30%+), Severely Rent-Burdened (50%+), Mortgage-Burdened (30%+).

How does Collin County compare to neighboring counties?

Collin County (38.1) can be compared to its 5 neighboring counties: Hunt County, TX (64.7); Dallas County, TX (60.3); Grayson County, TX (57.2).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Collin County?

Collin County, Texas has a population of approximately 1,195,359 (2023 Census estimate), classified as a metro county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.