Bradford County, Pennsylvania

County Distress Index: Normal · 43.1 | 59,695 people · 47th most distressed in Pennsylvania

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Bradford County, PA falls within the normal range for household financial distress at 43.1 — 2141st nationally out of 3144 counties. The primary driver is Income & Poverty, where income and poverty levels indicate moderate economic strain. Within Pennsylvania, it ranks 47th of 67 counties. Among its 7 neighboring counties, 5 show more distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Bradford County's primary driver is Income & Poverty at 53.0 — above the national median.

Income & Poverty Primary driver 53.0
Poverty Rate 53
Income vs. State Median 57
Child Poverty Rate 49
Employment & Wages 47.6
Unemployment Rate 49
Wage-to-Rent Ratio 15
Business Formation Rate 79
Housing Cost Burden 39.1
Rent-Burdened (30%+) 36
Severely Rent-Burdened (50%+) 22
Mortgage-Burdened (30%+) 29
Homeownership Rate 61
Rent-to-Income Ratio 48
Debt & Delinquency 38.8
Debt in Collections 46
Medical Debt 44
Student Loan Delinquency 51
Auto Loan Delinquency 36
Credit Card Delinquency 36
Bankruptcy Filing Rate 20
Community Vulnerability 37.1
Uninsured Rate 37
Disability Rate 37

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Bradford County compares to its 7 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Bradford County
Bradford County, PA 43.1 Normal
Chemung County, NY 58.4 Elevated +15.2
Lycoming County, PA 55.8 Elevated +12.6
Tioga County, PA 50.7 Elevated +7.6
Tioga County, NY 45.6 Normal +2.4
Susquehanna County, PA 43.5 Normal +0.4
Sullivan County, PA 43.1 Normal -0.0
Wyoming County, PA 40.8 Normal -2.3

Population Peers

County Score Zone vs. Bradford County
Madison County, KY 43.1 Normal 0.0
Armstrong County, PA 43.1 Normal -0.0
Elmore County, AL 43.1 Normal +0.0
Morgan County, IN 43.2 Normal +0.1
Canadian County, OK 42.9 Normal -0.2

Download Data

Export all distress indicators for Bradford County as a CSV file.

Find Help in Bradford County

Find an Attorney

Pennsylvania Bar Association Lawyer Referral Service offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Free Legal Aid

Legal aid organizations serving Bradford County residents at no cost.

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.