Cimarron County, Oklahoma

County Distress Index: Elevated · 56.3 | 2,191 people · 50th most distressed in Oklahoma
American Default Research

Behind on your mortgage or facing eviction? Take a 2-minute assessment to see your options.

Cimarron County, OK registers elevated household financial distress with a score of 56.3 — 1123rd nationally out of 3144 counties. The primary driver is Community Vulnerability, where uninsured and disability rates are well above the national average. Within Oklahoma, it ranks 50th of 77 counties. Among its 6 neighboring counties, 5 show less distress.

The Numbers Behind the Score

The CDI measures five domains of financial distress. Cimarron County's primary driver is Community Vulnerability at 93.9 — worse than roughly 94% of U.S. counties.

Community Vulnerability Primary driver 93.9
Uninsured Rate 93
Disability Rate 95
Income & Poverty 69.8
Poverty Rate 75
Income vs. State Median 50
Child Poverty Rate 84
Debt & Delinquency 54.6
Debt in Collections 33
Medical Debt 28
Student Loan Delinquency 77
Auto Loan Delinquency 68
Credit Card Delinquency 63
Bankruptcy Filing Rate 59
Employment & Wages 44.9
Unemployment Rate 16
Wage-to-Rent Ratio 57
Business Formation Rate 61
Housing Cost Burden 18.2
Rent-Burdened (30%+) 5
Severely Rent-Burdened (50%+) 7
Mortgage-Burdened (30%+) 5
Homeownership Rate 34
Rent-to-Income Ratio 40

Scores are percentile-based: 50 = national median, higher = more distressed. The median line is shown on each bar.

Neighbors and Peers

How Cimarron County compares to its 6 neighboring counties and population peers.

Neighboring Counties

County Score Zone vs. Cimarron County
Cimarron County, OK 56.3 Elevated —
Union County, NM 63.1 Elevated +6.8
Baca County, CO 52.2 Elevated -4.1
Dallam County, TX 47.5 Normal -8.8
Sherman County, TX 45.8 Normal -10.5
Texas County, OK 44.3 Normal -12.0
Morton County, KS 43.9 Normal -12.3

Population Peers

County Score Zone vs. Cimarron County
Nome Census Area, AK 56.3 Elevated -0.0
Throckmorton County, TX 56.2 Elevated -0.0
Clearwater County, ID 56.4 Elevated +0.1
Harney County, OR 56.4 Elevated +0.1
Runnels County, TX 56.1 Elevated -0.2

Download Data

Export all distress indicators for Cimarron County as a CSV file.

Find Help in Cimarron County

Find an Attorney

Oklahoma Bar Association Lawyer Referral offers a lawyer referral service for bankruptcy, foreclosure defense, and consumer rights.

Oklahoma Bar Association Lawyer Referral 405-416-7000

Free Legal Aid

Legal aid organizations serving Cimarron County residents at no cost.

Legal Aid Services of Oklahoma 1-888-534-5243

American Default Research does not endorse, rate, or rank any provider. Verify attorney credentials with your state bar.

Need legal help? Find a foreclosure defense attorney in Oklahoma →

Continue Reading

Frequently Asked Questions

  • What is the distress score for Cimarron County, Oklahoma?

    Cimarron County has a County Distress Index score of 56.3 out of 100, placing it in the Elevated zone. It ranks 1,123rd nationally out of 3,144 counties and 50th in Oklahoma out of 77 counties.

  • What drives financial distress in Cimarron County?

    The primary driver of distress in Cimarron County is Community Vulnerability, where the county scores 93.9 out of 100. This domain is measured by indicators including Uninsured Rate, Disability Rate.

  • How does Cimarron County compare to neighboring counties?

    Cimarron County (56.3) can be compared to its 6 neighboring counties: Union County, NM (63.1); Baca County, CO (52.2); Dallam County, TX (47.5).

  • How is the County Distress Index calculated?

    The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

  • What is the population of Cimarron County?

    Cimarron County, Oklahoma has a population of approximately 2,191 (2023 Census estimate), classified as a tiny county.