76.1 / 100
Serious Stress
47th of 3,144 counties nationally
5th of 100 counties in North Carolina

Vance County, NC shows significant household financial distress with a score of 76.1 — 47th nationally out of 3144 counties. The primary driver is Income & Poverty, where poverty rates are high and household incomes lag well behind state and national medians. Within North Carolina, it ranks 5th of 100 counties. It scores higher than all 4 of its neighboring counties.

Five-Domain Breakdown

How Vance County compares to all U.S. counties across five dimensions of financial distress. Scores are percentile-based: 50 = national median, higher = more distressed.

Income & Poverty

Primary Driver
95.0
Poverty Rate
93
Income vs. State Median
95
Child Poverty Rate
97

Debt & Delinquency

87.1
Debt in Collections
95
Medical Debt
75
Student Loan Delinquency
97
Auto Loan Delinquency
96
Credit Card Delinquency
97
Bankruptcy Filing Rate
62

Community Vulnerability

77.8
Uninsured Rate
81
Disability Rate
75

Housing Cost Burden

73.1
Rent-Burdened (30%+)
81
Severely Rent-Burdened (50%+)
78
Mortgage-Burdened (30%+)
28
Homeownership Rate
95
Rent-to-Income Ratio
84

Employment & Wages

47.6
Unemployment Rate
67
Wage-to-Rent Ratio
48
Business Formation Rate
28

How Vance County Compares

Neighboring Counties

County Score Zone Difference
Vance County, NC 76.1 Serious Stress
Warren County, NC 72.4 Serious Stress -3.8
Mecklenburg County, VA 58.5 Elevated -17.6
Franklin County, NC 53.7 Elevated -22.5
Granville County, NC 49.3 Normal -26.9

Population Peers

Counties with similar population (small) and closest distress scores nationally.

County Score Zone Difference
Charlton County, GA 76.1 Serious Stress 0.0
DeSoto County, FL 76.2 Serious Stress +0.0
Uvalde County, TX 76.2 Serious Stress +0.1
Lauderdale County, TN 76.4 Serious Stress +0.3
Telfair County, GA 75.8 Serious Stress -0.3

Download Data

Export all distress indicators for Vance County as a CSV file.

Resources

Vance County scores in the Serious Stress zone. If you or someone you know is experiencing financial hardship, free help is available.

Frequently Asked Questions

What is the distress score for Vance County, North Carolina?

Vance County has a County Distress Index score of 76.1 out of 100, placing it in the Serious Stress zone. It ranks 47th nationally out of 3,144 counties and 5th in North Carolina out of 100 counties.

What drives financial distress in Vance County?

The primary driver of distress in Vance County is Income & Poverty, where the county scores 95.0 out of 100. This domain is measured by indicators including Poverty Rate, Income vs. State Median, Child Poverty Rate.

How does Vance County compare to neighboring counties?

Vance County (76.1) can be compared to its 4 neighboring counties: Warren County, NC (72.4); Mecklenburg County, VA (58.5); Franklin County, NC (53.7).

How is the County Distress Index calculated?

The County Distress Index uses percentile-rank averaging across five domains: Debt & Delinquency, Income & Poverty, Housing Cost Burden, Employment & Wages, and Community Vulnerability. Each county's indicators are ranked against all 3,144 U.S. counties. A score of 50 means the county is at the national median; higher scores indicate greater distress.

What is the population of Vance County?

Vance County, North Carolina has a population of approximately 42,301 (2023 Census estimate), classified as a small county.

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If you're struggling with debt or facing foreclosure, free help is available. Find help near you · Browse the Glossary · The U.S. Department of Housing and Urban Development provides HUD-approved housing counselors at no cost. You can also call 1-800-569-4287.